5 Ilmu Tentang Uang Yang Tidak Diajarkan Di Sekolah
Summary
TLDRIn this inspiring tale, 27-year-old Juan, despite working for five years, remains in poverty. His life takes a turn when he stumbles upon a wealthy elder, Tuan Gusto, who imparts valuable financial wisdom not taught in schools. Tuan Gusto's lessons on saving, emergency funds, self-investment, generating more income, and the power of passive income transform Juan's perspective on wealth. The story emphasizes the importance of financial education and the transformative power of knowledge in achieving prosperity.
Takeaways
- đ The story emphasizes the importance of financial education that is not typically taught in schools.
- đïž Juan, a 27-year-old man, is struggling with poverty despite working for five years, highlighting the issue of persistent poverty.
- đȘ Juan's encounter with a wealthy man, Tuan Gusto, in a luxurious house garden marks the beginning of his financial education.
- đŒ Tuan Gusto's first lesson is about not spending more than one's income, a crucial step towards financial stability.
- đ The second lesson involves preparing for unexpected expenses and emergencies, which can deplete one's resources quickly if unprepared.
- đ The third lesson is about investing in oneself, learning new skills, and expanding one's knowledge to increase earning potential.
- đĄ Tuan Gusto advises Juan to understand the source of his materials and learn how to market his crafts, emphasizing self-improvement and business acumen.
- đ° The fourth lesson is about generating more income, moving from a daily wage to earning based on the value of one's work, which can lead to higher earnings.
- đ± The final lesson is about creating passive income, where one's money works for them, such as investing in businesses or properties for rental income.
- đ€ Juan expresses gratitude for the invaluable lessons shared by Tuan Gusto, showing the transformative power of financial knowledge.
- đ The story encourages viewers to seek the right knowledge and work hard, suggesting that with the proper understanding, achieving goals becomes more feasible.
Q & A
What is the main theme of the story presented in the transcript?
-The main theme of the story is the importance of financial education and the transformative lessons Juan learns about money management from Tuan Gusto.
Why does Juan's life remain the same despite working for five years?
-Juan's life remains the same because he lacks the financial knowledge to manage his money properly, which leads to him not being able to escape poverty.
How does Juan come across Tuan Gusto and his lessons on money?
-Juan accidentally enters Tuan Gusto's property and engages in a conversation with him, which leads to Tuan Gusto teaching him about financial management.
What is the first crucial step in financial management according to Tuan Gusto?
-The first crucial step is to not spend more than one's income, which is essential to avoid debt and start building wealth.
What does Tuan Gusto suggest Juan should do if he has extra income after covering his expenses?
-Tuan Gusto advises Juan to save the extra income, even if it's just a small amount, as it will be crucial for managing unexpected expenses and building an emergency fund.
What is the importance of having an emergency fund according to the story?
-Having an emergency fund is important because it provides financial security in case of unexpected events like car breakdowns, house repairs, or job loss.
What is the concept of 'investing in oneself' as mentioned by Tuan Gusto?
-Investing in oneself means improving one's skills and knowledge to increase one's earning potential and marketability in the job market.
How does Tuan Gusto suggest Juan to find additional income sources?
-Tuan Gusto suggests that Juan should use his spare time to learn about different income-generating activities, such as crafting and selling products, and to expand his knowledge in various areas.
What is the difference between being an employee and being self-employed according to the transcript?
-Being an employee means receiving a fixed daily wage, while being self-employed allows one to earn income based on the work done, potentially leading to higher earnings with more effort.
What is the final lesson about passive income that Tuan Gusto shares with Juan?
-The final lesson is about creating passive income streams, such as investing in businesses or properties that generate rental income, which allows money to work for the individual even when they are not actively working.
What is the overall message Juan wants to convey to the audience after learning the financial lessons?
-Juan wants to convey that with the right financial knowledge and the willingness to apply it, one can change their financial situation and achieve wealth.
Outlines
đ The Quest for Financial Wisdom
In the first paragraph, we are introduced to a young man named Juan, who, despite working for five years, still struggles with poverty. He wonders if there's a way to escape poverty and become wealthy. His journey begins when he enters a wealthy man's property without permission, seeking answers. Here, he meets an elder named Tuan Gusto, who begins to impart crucial financial lessons that have the potential to change Juan's life significantly. The first lesson is about living within one's means and not spending more than one's income, which is described as the most critical step towards financial stability.
đ Investing in Self-Education
The second paragraph delves into the importance of self-investment as the best investment one can make. Tuan Gusto advises Juan to focus on learning and improving his skills, which includes understanding the source of his materials and improving his craftsmanship. He encourages Juan to allocate time to learn and to expand his knowledge through education, courses, and books. The narrative highlights the value of self-improvement and the pursuit of knowledge as foundational steps towards financial success and independence.
đ° Generating Passive Income
In the final paragraph, the focus shifts to the concept of passive income. After mastering the previous lessons, Juan is now equipped with the knowledge to start his own business and generate a higher income. Tuan Gusto explains that with hard work, one can earn more, and the difference between being an employee and a business owner is that the latter earns based on the effort put into their work. The ultimate goal is to have money work for you, suggesting investments in businesses or properties that can generate rental income. The story concludes with Juan expressing gratitude for the invaluable lessons and a call to action for viewers to apply the financial lessons learned from the story.
Mindmap
Keywords
đĄWealth
đĄPoverty
đĄFinancial Literacy
đĄInvestment
đĄPassive Income
đĄEmergency Fund
đĄSelf-Investment
đĄIncome
đĄBudgeting
đĄOpportunity Cost
đĄEntrepreneurship
Highlights
The story begins with Juan, a 27-year-old man, questioning how to escape poverty and become wealthy.
Juan decides to enter a wealthy man's house to learn about the untaught wisdom of money.
Juan meets Tuan Gusto, the owner of the mansion, who is willing to share his knowledge about money.
Tuan Gusto emphasizes the importance of not spending more than one's income as the first crucial step to wealth.
Saving a portion of one's income, even if it's a small amount, is highlighted as a key habit for financial stability.
The necessity of having an emergency fund to handle unexpected events like car breakdowns or job loss is discussed.
Investing in oneself through education and self-improvement is presented as the best investment one can make.
Juan is advised to learn about the materials and methods of craftsmanship to increase his income.
The importance of continuous learning and expanding one's knowledge is underscored for personal growth.
Tuan Gusto explains that once one has sufficient knowledge and skills, it's time to generate more income through entrepreneurship.
The difference between being an employee and being self-employed, especially regarding income generation, is clarified.
Juan learns about the concept of passive income and how it can be achieved through smart investments.
Investing in multiple businesses or properties to generate rental income is suggested as a strategy for passive income.
The story concludes with Juan expressing gratitude for the invaluable lessons and understanding the path to wealth.
The narrator encourages viewers to apply the financial lessons learned from the story to their own lives.
The video ends with a call to action for viewers to like, comment, and share if the content was helpful.
Transcripts
Halo semuanya Selamat datang di kisah
bijaksana kali ini kita akan
menceritakan sebuah kisah mengenai l
ilmu tentang uang yang di mana orang
miskin akan tetap miskin dan orang kaya
bisa jatuh miskin jika tidak mengetahui
ilmu ini jadi penting sekali agar
teman-an menyis ini samp akirar
kita tentang uang yang tidak diajarkan
di sekolah
[Musik]
ini suatu ketika di sebuah kota kecil
yang cukup ramai hiduplah seorang pemuda
berusia 27 tahun bernama Juan sore itu
terlihat Dia sedang melamun di pinggir
jalan Dia heran sudah 5 tahun dia
bekerja tapi kehidupannya Masih Begini
saja dia
bertanya-tanya Apakah ada cara agar dia
bisa terlepas dari kemiskinan dan
menjadi kaya hingga saat dia melewati
sebuah rumah mewah entah apa yang
dipikirkannya dia nekat memasuki pagar
tinggi rumah itu tanpa izin di sinilah
akhirnya dia mendapatkan pelajaran
tentang uang yang belum pernah IA dengar
sebelumnya yang kemudian mengubah
hidupnya secara signifikan
[Musik]
dari kejauhan di taman kecil yang berada
di depan rumah mewah itu Juan melihat
Tuan Gusto seorang PR tua yang tidak
bukan adalah pemilik rumah mewah itu
yang sedang menikmati sore denganelas Ki
meskipun kaya raya Tuan gken sebagai
orang yang ramah
danma Juan mendekatinya Dany S Ma tuan
akuumah
I Tuan Gusto yang sebelumnya memang
mengenal Juan sedikit terkejut melihat
kedatangan tiba-tiba anak muda itu namun
Ia tetap menyambut kedatangan Juan dan
menanyakan tujuan pemuda itu
menemuinyaanuk di samping Tuan G
lalu Tuan Saya sudahja sel
tahuni
yangu Padahal aku bukan orang yang boros
Aku tidak tahu apa yang salah apakah
Tuan punya rahasia agar aku bisa menj
kaakah orang sepertiku ini bisa menjadi
kaya Tuan Tanya Juan Menan maksud
kedatangannya Tuan guersenyum tipis
kemudianulai pelajaran yang akan mengah
kehan Pemuda ituu saja sem orangisa menj
ka
Pemuda seper Saya akan beritahu kamu
ilmu tent uang yang diajarkan dikah dan
kamu
prkan saya kamu ak menj k Juan mengang
danahemnya berah anusias dia tidak sabar
unukendengar yang sel ini
dia tidak boleh lebih dari penghasilanmu
ini adalah langkah yang paling krusial
Jika kamu gagal di sini maka kamu tidak
akanisan kekah selanutnya jaenghasilan
juta sisakanlah juta jikaenghasilanmu
juta sisakanlah juta hari hal yang
akanumelukan
lebihanau
J penghasilanmu ratusan juta bulan jika
tidak bisa menjalankan langkah pertama
ini kamu akan tetap
miskinanul dancobayap perkataan Tuan Gik
tuan
jawnyaingk tuan G menyerut kopinya
dengan tenang lalu
melanjutkan langkah yang
kedu
Dar an hal buruk akan datang kendaraan
rusak rumah bocor hingga kejadian buruk
seperti PHK kamu akan kehilangan banyak
kesempatan jika tidak memiliki uang
darurat untuk mengatasi keadaan Genting
itu jika menggadaikan sawah berarti kamu
akan kehilangan kesempatan untuk
menggarapnya selama perjanjian jika
menggadaikan kendaraan berarti kamu
tidak bisa memakainya bekerja atau
mencari
el
[Musik]
itu k itu
[Musik]
unuk menenangkan
pikirannya selanjutnya kita akan masuk
ke bagian menarik dari Pajaran ini kamu
si I
Tuan semakin antusias langkah yang
ketigestasi orang Aam seperu biasanya
akan
[Musik]
Bing kamu tidak punya ilmunya dan tidak
mengenalnya sebab itu investasi terbaik
untukmu sekarang inialah investasi
kepada diri sendiri sebab sudah tentu
kamu mengenalimu sendiri denganik dari
kemampuan hingga keinginan Juan
terhenyak menanti penjelasan dari tuan
Gustu di mana kamukanganya
[Musik]
saya membuat kursi meja hingga lemari
dan saya mendapatkan gaji yang cukup
layak
jawaban tuanud
[Musik]
mutkanannyaiklahanulaikarangestanlahaktua
danisendkan
[Musik]
menghasilkan lebih sisihkan tenagamu
untuk mencari tahu dari mana bosmu
mendapatkan bahan untuk kerajinan
luangkan waktu untuk belajar cara
memaskan kerajinan yang kamu buat dan
sisa uangmu pakilah untuk menah
pengetahuanmu seperti mengil pendidikan
terit ikut kursus hingga Meli buku dan
alat penduk Juan yang mulai Mella dan
langkah yang diajarkan Tuan gu terlihat
semakin serius ia sedikit menyayangkan
kenapa ilmu seperti ini baru sekarang ia
dapatkan melihat Juan yang semakin
menikmati pelajaran sore itu membuat
Tuan Gusto tersenyum tipis ia melihat
jika pemuda itu memiliki rasa ingin tahu
yang
tinggi ia kemudian melanjutkan setelah
kamu mendapatkan ilmu yang mumpuni untuk
mendukung kemampuanmu
waktunya kita lanjut ke pelajaran yang
keempat yaitu hasilkan uang lebih banyak
Katakanlah kamu sudah punya ilmu untuk
mendukung kemampuanmu kamu memulai usaha
sendiri dan menghasilkan income lebih
banyak kamu tidak lagi dibayar per hari
tapi mendapatkan penghasilan sesuai
pekerjaanmu semakin keras kamu beja
semakin banyak uang yang kamu dapatkan
itulah bedanya menjadi pegawai
P teruslah berinvestasi kepada Dir
sendiri hingga usahamu semakin
majuukmu semakik danemasarannya
semak hari mulai beranjak malam tapian
melangkahkan kakinya unuk pamit sebel
mendengar Pajaran yang
terakhir m
terakhir tentang keuangan dari kakek
adalah passive income saat kamu sudah
berhasil menerapkan empat pelajaran
sebelumnya itu berarti kamu sudah punya
uang lebih sekarang waktunya membuat
uang itu bekerja untukmu Jika kamu punya
ilmunya kamu bisa menginvestasikan
uangmu ke dua atau tiga perusahaan atau
yang lebih aman kamu bisa membangun
properti lalu disewakan rental kendaraan
B Fran dan
lainnyailah ide dan referensi mengenai
income dengan
hati-hatiimak kamu
sianyaan
G
sangersemang sebelnya aku hanya dan
pulawa gaji
[Musik]
tidak mungkin kaya dengan cara seperti
itu tapi sekarang aku sudah tahu polanya
aku tahu ilmunya dan aku tahu
langkah-langkahnya Terima kasih Tuan
atas pelajaran Tak Ternilai yang telah
engkau bagikan ucap Juan sembari
berpamitan kepada si bijak Tuan
Gustu teman-teman semangat dan kerja
keras juga perlu dibarangi dengan ilmu
yang tepat dengan ilmu yang tepat jalan
dan tujuan yang kita tempuh akan
terlihat lebih jelas sehingga akan lebih
mudah kita capai semoga lima pelajaran
keuangan dari kisah ini bisa kita pahami
dengan baik jangan lupa tinggalkan like
dan komentar jika video ini membantumu
Terima kasih dan sampai jumpa di kisah
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