Kelemahan Bisnis Allianz

Petrus Jakub

5 Oct 202015:42

Summary

TLDRIn this video, presenter Petrus discusses the pros and cons of being in the Allianz insurance business, contrasting the comfort of a regular job with the challenges and rewards of entrepreneurship. He highlights the fixed salary and predictable hours of traditional employment against the fluctuating income and targets associated with insurance sales. Petrus emphasizes the unique benefits of passive income from eight generations and the 'wonder of the world' commission structure, which offers significant potential earnings. He invites viewers to join the business without leaving their current jobs, outlining the simple requirements and the support available to succeed in this venture.

Takeaways

😀 The speaker, Petrus, is discussing the weaknesses of the Allianz business model in a video aimed at his audience.
👨‍💼 Petrus highlights the comfort zone of being an employee, with the certainty of a stable salary and fixed working hours.
🎮 He shares personal anecdotes about working as an employee, including the freedom to play games all day while still receiving full pay.
🔑 Petrus emphasizes the predictability of a job with set hours, contrasting it with the uncertainty of working hours as an insurance agent.
📉 The speaker mentions the downsides of the Allianz business, including the pressure of having to meet annual sales targets and the lack of a fixed work schedule.
🤔 Petrus expresses confusion about when to work and when not to work as an insurance agent, due to the absence of a set schedule.
💰 He talks about the potential passive income that can be earned from eight generations in the Allianz business model, a unique advantage.
🌐 Petrus explains the concept of recruiting in the insurance business, likening it to a franchise model where one can invite friends and family to join.
🏪 He introduces the idea of 'keajaiban dunia kesembilan' or the ninth world wonder, which refers to the ability to open multiple 'stores' or recruit multiple people in the insurance business.
📈 The script outlines the potential for significant commission earnings, calculated as a percentage of the premiums collected over 24 months.
🤝 Petrus invites viewers to join the Allianz business without leaving their current jobs, emphasizing that it's a commission-based opportunity with no fixed salary.
📝 The requirements to join the Allianz business are simple: an e-KTP (electronic ID card), some data, and passing a licensing exam.

Q & A

What is the main topic of the video?
-The main topic of the video is discussing the weaknesses and strengths of the insurance business, particularly focusing on Allianz.
What are some of the advantages of being an employee, according to Petrus?
-Some advantages include a stable salary, defined working hours, and a comfortable, predictable routine.
What does Petrus describe as the primary disadvantage of the insurance business?
-The primary disadvantage is having to meet sales targets, which can cause stress and uncertainty.
What is the 'eighth wonder of the world' according to Petrus in the context of the insurance business?
-The 'eighth wonder of the world' is the passive income that can be earned from multiple generations of sales recruits.
How does Petrus compare the working hours of an employee to those of an insurance agent?
-Petrus explains that employees have fixed working hours, whereas insurance agents have uncertain and variable working hours.
What is the 'ninth wonder of the world' in Allianz's business model?
-The 'ninth wonder of the world' is the commission structure that allows agents to earn from their recruits' sales across multiple generations.
What strategy does Petrus use to deal with the stress of meeting sales targets?
-Petrus actively engages in social media and educates the public about the importance of insurance to meet sales targets.
How does the passive income in the Allianz insurance business work?
-Agents can earn commissions from the sales made by their recruits up to eight generations, creating a network that generates ongoing income.
What advice does Petrus give to those who are interested in joining the insurance business?
-Petrus advises that interested individuals can join without quitting their current jobs, as the business offers flexibility and does not require a fixed salary.
What are the basic requirements to join Allianz as an insurance agent?
-The basic requirements include having an e-KTP (electronic ID card), relevant data, and passing an exam to obtain a license.

Outlines

00:00

👋 Introduction to Business Weaknesses

Petrus welcomes viewers and introduces the topic of discussing business weaknesses. He emphasizes that sharing these insights is rare and promises to provide an objective review of his own business experiences, including the benefits of being an employee versus an entrepreneur.

05:02

📉 Target Challenges and Flexibility Issues

Petrus explains the stress of meeting targets in his business, highlighting the contrast with the predictable schedule and security of a salaried job. He shares personal anecdotes about the flexibility and unpredictability of working as an insurance agent, including the need for constant customer engagement.

10:05

🛠️ Benefits of the Alliance Business Model

The video discusses the dual nature of Allianz's business model, combining product sales and recruitment, likened to a multi-level marketing structure. Petrus elaborates on the potential for passive income across eight generations and explains how this system allows for significant financial gains.

15:05

🔍 Detailed Earnings Calculation and Fairness

Petrus provides an example of potential earnings through sales and recruitment, breaking down the numbers to illustrate the financial opportunities. He emphasizes the fairness in presenting both the strengths and weaknesses of the business model, inviting viewers to ask questions or join his team.

🛒 Joining Allianz and Additional Benefits

Petrus details the requirements and benefits of joining the Allianz business, such as the lack of obligation to leave current employment and the potential for high commissions. He reassures viewers about the simple joining process and the supportive community, encouraging them to reach out for more information.

🙏 Conclusion and Contact Information

Petrus concludes by thanking viewers and reminding them to stay healthy. He provides his contact information and social media handles for further engagement and support, encouraging a community of shared success and well-being.

Mindmap

Keywords

💡Business Weaknesses

Business weaknesses refer to the inherent disadvantages or challenges that a business model or operation may face. In the video, the speaker discusses the weaknesses of the Allianz business model, such as the pressure of meeting annual targets and the uncertainty of work hours, which contrasts with the stability of being an employee.

💡Employee Comfort Zone

The term 'employee comfort zone' describes the stable and secure environment that employees often enjoy, such as fixed working hours and guaranteed monthly salaries. The speaker contrasts this with the less predictable nature of running a business, emphasizing the benefits of the former.

💡Insurance Business

Insurance business refers to the industry or activity of providing insurance coverage to individuals or businesses. The video's speaker is an insurance agent for Allianz and discusses the challenges and advantages of being in the insurance business, such as the potential for passive income and the need for meeting sales targets.

💡Passive Income

Passive income is money earned with little to no effort by the recipient, often as a result of investments or business structures. The speaker mentions 'keajaiban dunia ke-8' (world miracle number 8), which refers to the ability to earn passive income from eight generations of recruits in the Allianz business model.

💡Sales Targets

Sales targets are numerical goals set for sales performance over a specific period. The script mentions the pressure of having to achieve an annual sales target of 300 million, which is a significant challenge in the insurance business as opposed to the fixed income of an employee.

💡Recruitment

Recruitment in the context of the video refers to the process of enlisting new members to join the insurance business network. The speaker explains how one can recruit friends and family to expand their business network and generate passive income.

💡Insurance Products

Insurance products are the policies or coverage offered by insurance companies to protect against various risks. The video mentions insurance products like health insurance that provide significant coverage for a relatively small monthly premium, illustrating the value proposition of such products.

💡Commission

Commission is the payment received for selling goods or services, usually a percentage of the sale. The speaker discusses earning commissions from insurance sales and how it can accumulate over generations of recruits in the Allianz business model.

💡Generational Wealth

Generational wealth refers to the potential for wealth to be built and passed down through multiple generations. The video script talks about the 'keajaiban dunia ke-8' where income can be earned across eight generations, highlighting a unique aspect of the Allianz business model.

💡Business Opportunities

Business opportunities are potential avenues for commercial advantage or profit. The speaker invites viewers to consider the business opportunities within Allianz, emphasizing the benefits of joining the insurance business without leaving their current jobs.

💡Social Media Activism

Social media activism refers to the use of social platforms to promote causes or ideas. The speaker mentions being active on social media to educate the public about the importance of insurance, demonstrating a commitment to spreading awareness beyond direct sales.

Highlights

Introduction to discussing the weaknesses of the business.

Employees are in a comfort zone with guaranteed salaries.

Personal story about playing games at work without consequences.

Advantages of being an employee include fixed working hours.

Weaknesses of the Allianz business include having sales targets.

Agents must meet an annual sales target of 300 million rupiahs.

Agents have flexible working hours, which can be confusing.

Passive income potential through multiple generations in the business.

Insurance products offer significant protection for a small premium.

Explanation of the business network structure and generational income.

Commissions can be earned from up to eight generations.

Personal income example from insurance sales and commissions.

Invitation to join the business without leaving current employment.

Requirements for joining the business include an ID card and passing an exam.

Closing remarks encouraging viewers to contact for more information and consultation.