Mindset คนรวยที่คนไทยมักพลาด อนาคตไทยกับนโยบายทรัมป์ เศรษฐกิจจะเป็นยังไงต่อ? | Money Matters EP.278

Summary

The video emphasizes long-term investment strategies, particularly in the S&P 500 and Nasdaq. It advocates for patience in the stock market, suggesting that investors should focus on holding quality stocks rather than trying to outsmart the market. The speaker also highlights the importance of understanding products and services before investing in individual stocks. For those seeking higher returns, the risks of business ownership are discussed. Additionally, the video touches on trends among younger generations and how investing in future trends can lead to success. The overall message is to think long-term, focus on value, and embrace calculated risks.

Takeaways

• 😀 Invest in the S&P 500 for long-term growth if you lack investment knowledge. It's a consistent and reliable strategy that minimizes risk.
• 😀 Warren Buffett emphasizes that investing in the stock market requires patience. It’s about waiting and letting the market work for you, not trying to outsmart it.
• 😀 The S&P 500 consists of the top 500 global companies, and investing in it makes you part of the broader market without needing to pick individual stocks.
• 😀 Don’t expect to get rich quickly with S&P 500 investments. Instead, it’s about ensuring you don’t fall behind others in terms of growth over time.
• 😀 For those seeking to beat the market, buying individual stocks is an option. However, it’s crucial to deeply understand the products of the companies you're investing in.
• 😀 Always ask if you're a customer of the product you're investing in. If so, you likely understand the business and its potential.
• 😀 Look for the next evolution of a product. If you believe in the future growth of a company, such as Apple or Tesla, invest in it early.
• 😀 Recognizing the future of industries, like self-driving cars, can give you an edge in choosing stocks. If you can foresee the market's direction, you may outperform others.
• 😀 High risk generally leads to high returns. Investing in a startup or creating your own business involves significant risk but could yield substantial rewards if successful.
• 😀 Compare business models: For example, Sukiki Tei Noi succeeded by lowering operational costs and offering affordable pricing, while MK Restaurant struggled with high fees and fixed costs.

Q & A

What is the main investment advice given in the script?

The main investment advice is to invest in the S&P 500 index for long-term gains. This strategy is recommended because the S&P 500 provides steady returns over time, averaging about 10% per year over the last 100 years.

What does the speaker say about short-term trading?

The speaker advises against short-term trading, such as buying stocks in the morning and selling in the afternoon. They emphasize that the stock market is designed to reward those who are patient and willing to wait for long-term growth.

How does the S&P 500 reflect the stock market's performance?

The S&P 500 represents the performance of the 500 largest companies, which are among the best in the world. By investing in this index, you essentially invest in the overall market, benefiting from its growth over time.

What is the difference between investing in index funds and individual stocks?

Investing in index funds, like the S&P 500, means you invest in a diversified portfolio of companies, reflecting the market's average performance. On the other hand, investing in individual stocks can provide higher returns if you select the right companies, but it requires more research and understanding of the products or services they offer.

What is the importance of understanding the product a company sells?

Understanding the product is crucial when investing in individual stocks. The speaker advises asking whether you, as a consumer, would buy the product and whether you are excited about its future developments. If you believe in the company's product and its future potential, this is a good indicator of a sound investment.

How does the speaker explain the relationship between risk and reward?

The speaker explains that there is a direct correlation between risk and reward. The higher the risk you are willing to take, the higher the potential return could be. For example, starting your own business can be riskier but offers greater rewards compared to investing in established companies with lower risk.

What does the speaker suggest about the younger generation’s influence on investments?

The speaker suggests that investments should align with trends that the younger generation values. What the younger generation appreciates today will likely define future market trends, so investing in products or services they are passionate about can lead to successful long-term investments.

Can you give an example from the script where a business takes a unique approach to succeed?

The speaker gives the example of a smaller restaurant competing with MK. MK pays high rent to be in prime mall locations, but the smaller restaurant avoids this by offering lower prices and operating in less expensive areas. This strategy allows the smaller restaurant to compete by differentiating itself from larger businesses.

What does the speaker mean by 'high risk, high return' and 'low risk, low return'?

The speaker highlights the principle that higher risks generally lead to higher potential rewards, while lower risks typically result in more stable but smaller returns. This means that taking on riskier ventures, like starting a business, can lead to higher rewards, but with the trade-off of greater risk.

What is the significance of patience when investing in the S&P 500?

Patience is key when investing in the S&P 500, as the market rewards long-term investors. The speaker suggests that if you can remain patient and avoid short-term trading, you will benefit from the market's overall growth, which tends to be positive over time.