Kenapa nggak diajarkan di Sekolah sih?
Summary
TLDRThe video script discusses the disconnect between academic success and real-world financial success, questioning why financial literacy is not taught in schools. It highlights the consequences of a financially illiterate society, such as economic stagnation and a lack of innovation, and suggests that the current education system is designed to produce compliant workers rather than financially savvy individuals. The script advocates for the importance of personal financial education, as it is not typically covered in school curriculums, and encourages viewers to seek out financial knowledge to navigate the complexities of the modern economy.
Takeaways
- π« Schools are important for learning many things, but they often fail to teach financial literacy, which is crucial for success in the real world.
- π In developed countries like the United States, a significant percentage of people lack basic financial literacy, leading to issues such as high levels of debt and poor financial planning.
- π‘ The lack of financial education might be intentional to maintain a certain economic balance, as widespread financial literacy could lead to societal changes that disrupt the status quo.
- π° Financial literacy can lead to a society of savers, which could negatively impact the economy by reducing spending and potentially causing deflation or stagnation.
- π Conversely, a financially literate society could also reduce borrowing for consumer needs, affecting the banking sector and the overall economy by decreasing demand and production.
- πΌ The script suggests that financial literacy might lead to fewer job opportunities because people who are careful with their money may not invest or take risks that stimulate economic growth.
- πΆ The Prussian education system, adopted widely in the world, was designed to produce compliant workers for the industrial era and may not prioritize financial literacy.
- π The script implies that financial literacy is a 'luxury' knowledge, often passed down within families rather than taught in schools, leading to disparities in financial understanding.
- π¨βπ©βπ§βπ¦ Families play a significant role in financial education, with habits and mindsets being passed down through generations, unlike in schools where it is often a taboo subject.
- π The script argues that while religion is also a personal matter, it is taught in schools, suggesting that financial education could also be beneficial if included in the curriculum.
- 'tπ€ The importance of financial literacy is highlighted as a personal responsibility, with the script encouraging individuals to seek out knowledge and discuss financial matters openly to avoid financial pitfalls.
Q & A
Why is financial literacy not commonly taught in schools?
-The script suggests that financial literacy is not a part of the school curriculum because it might disrupt the economic system designed for a productive workforce and consumer spending, which are essential for economic growth.
What percentage of Americans do not understand how much they spend in a month?
-According to the script, 59% of Americans do not understand their monthly expenses.
What is the average student loan debt per person in America?
-The script states that the average student loan debt per person in America is $37,100.
How many Americans have savings below $1,000?
-The script reveals that 2/3 of Americans have savings of less than $1,000.
What percentage of millennials are found to have basic financial literacy according to a study mentioned in the script?
-The study mentioned in the script found that only 24% of millennials have basic financial literacy.
What is the argument made by some authors like Robert Kiyosaki regarding the failure of educational institutions to provide financial literacy?
-Robert Kiyosaki criticizes the educational system for not incorporating financial literacy into the curriculum, leaving it as an 'invisible' area known only to a select few.
Why is the Prussian education system adopted worldwide, and how does it relate to financial literacy?
-The Prussian education system was adopted because it was seen as fitting for the industrial era, focusing on obedience and standardization, which does not prioritize financial literacy.
What impact does widespread financial literacy have on the economy according to the script?
-The script suggests that widespread financial literacy could lead to deflation or even stagflation due to increased saving and decreased spending, which could disrupt the economy.
How does the script describe the effect of financial literacy on innovation and job creation?
-The script posits that widespread financial literacy could lead to a decrease in innovation and job creation because a saving-oriented society might not be willing to take on debt, which is often necessary for business expansion and research.
What is the script's view on the role of financial literacy in personal life and relationships?
-The script implies that a lack of financial literacy can lead to a 'cancerous' effect on individuals' lives, causing issues that spread to various aspects of life, including relationships and family stability.
What solution does the script propose for the lack of financial literacy education?
-The script suggests that individuals should take responsibility for their own financial education, seek out educational content, and discuss financial matters openly to improve their financial literacy.
Outlines
This section is available to paid users only. Please upgrade to access this part.
Upgrade NowMindmap
This section is available to paid users only. Please upgrade to access this part.
Upgrade NowKeywords
This section is available to paid users only. Please upgrade to access this part.
Upgrade NowHighlights
This section is available to paid users only. Please upgrade to access this part.
Upgrade NowTranscripts
This section is available to paid users only. Please upgrade to access this part.
Upgrade NowBrowse More Related Video
Why 99.6% of you will never be RICH (Documentary)
The importance of financial education | Gurami Lekishvili | TEDxYouth@TbilisiGreenSchool
The Most Valuable Financial Asset You Will Ever Have | Importance of Financial Literacy/Intelligence
Why Americans Are Failing the Grade at Financial Literacy
Brief Explanation of Economic and Financial Crime.
O Mercado Financeiro esconde isso de vocΓͺ...
5.0 / 5 (0 votes)