50 Easy Habits That Will Change Your Life Forever

Summary

This video script offers 50 practical life improvement tips, emphasizing the impact of small, consistent daily actions. It covers topics like selective ignorance of news, decluttering, social media detox, and self-care. The speaker shares personal strategies for simplifying life, improving health and relationships, and achieving mental clarity. Key themes include embracing minimalism, automating finances, avoiding consumer debt, and finding a 'freedom number' to achieve financial independence.

Takeaways

• 😌 Consistent small actions over time can greatly improve life, simplifying work, health, relationships, and mental clarity.
• 🤐 Practice selective ignorance by avoiding constant news intake to reduce stress and negativity.
• 🛒 When decluttering, consider the impact on your life if you didn't own the item, often leading to letting go of unnecessary possessions.
• 📵 Remove social media from your phone to avoid the negative impacts and distractions it can cause.
• 🚫 Avoid coloring your hair unless desired, as a decision to dye can lead to a long-term commitment that may not be beneficial.
• 🧹 Clean as you go to prevent the buildup of mess and stress, making daily life more manageable.
• 🕰 Schedule self-care time into your calendar to ensure you prioritize your well-being and mental health.
• 🎧 Use earbuds to multitask and consume content, such as audiobooks, while performing daily tasks.
• 🍪 Have go-to meals that are quick, healthy, and cost-effective to maintain a balanced lifestyle without spending too much time on meal planning.
• 🛏️ Implement a 5-minute cleanup routine before bed to start each day with a clean and organized space.
• 📱 Use technology wisely by setting boundaries, like focus mode or grayscale mode, to reduce distractions and improve productivity.
• 🔄 Swap bad habits with positive ones to fill the void left by eliminating negative behaviors, like replacing phone game addiction with learning a new skill.
• 🕧 Turn off your phone 30 minutes before bed to improve sleep quality and reduce the temptation to engage in unproductive activities late at night.
• 👕 Simplify your life by adopting a uniform wardrobe, like wearing only black, to reduce decision fatigue.
• 📅 Cancel unnecessary commitments to free up time and mental energy for more important aspects of life.
• 🔑 Wake up 5 minutes earlier to reduce morning stress and allow for a more relaxed start to the day.
• 💡 Keep an ideas folder on your phone to capture and remember thoughts and inspirations as they occur.
• 💰 Build a well-funded emergency fund for peace of mind and financial security.
• 📈 Invest in index funds rather than picking individual stocks to minimize risk and maximize long-term gains.
• 🚫 Eliminate high-interest consumer debt to alleviate financial stress and improve overall financial health.
• 🛒 Avoid impulse buying by making it more difficult to access shopping apps and by choosing healthy snacks to maintain better eating habits.
• 🏡 Work from home if possible to save time, reduce expenses, and improve work-life balance.
• 🏋️‍♂️ Don't let the pursuit of perfection prevent you from making progress; consistency is key in achieving goals.

Q & A

What is the main theme of the video?

The main theme of the video is to share 50 small, consistent actions that can significantly improve one's life over time, covering areas such as decluttering, technology use, self-care, and financial habits.

Why does the speaker suggest practicing selective ignorance towards news?

The speaker suggests practicing selective ignorance towards news because news is often negative and sensationalized, which can have a negative impact on one's life without necessarily affecting them directly.

What is the speaker's approach to decluttering possessions?

The speaker's approach to decluttering is to ask oneself if they would use the item if they didn't already have it. This question helps determine the true necessity of an item in one's life.

Why does the speaker recommend removing social media from one's phone?

The speaker recommends removing social media from one's phone because it can be a source of negativity and distraction from important aspects of life, and it often leads to feelings of inadequacy when comparing oneself to others.

What is the speaker's view on coloring hair?

The speaker chose not to color their hair as a way to save time and money, and to avoid the stress of maintaining hair color. This decision is presented as an example of a one-time choice that can have long-term benefits.

What is the significance of 'clean as you go' in maintaining a tidy living space?

'Clean as you go' is a practice that helps prevent the accumulation of mess and clutter, making it easier to maintain a clean living space and reducing the stress associated with large cleaning tasks.

Why is scheduling self-care time important according to the speaker?

Scheduling self-care time is important because it ensures that individuals prioritize their mental and physical well-being amidst their busy lives, leading to a more balanced and healthier lifestyle.

How does the speaker use an earbud to improve their life?

The speaker uses an earbud to listen to books while doing chores or going for walks, which has allowed them to consume more literature and gain knowledge during otherwise mundane activities.

What is the benefit of having go-to meals for the speaker?

Having go-to meals provides the speaker with quick, healthy, and cost-effective food options, reducing the likelihood of making poor dietary choices and saving both time and money.

Why does the speaker suggest a 5-minute cleanup routine before bed?

A 5-minute cleanup routine before bed sets up a person for a more enjoyable and stress-free morning by reducing the need to deal with mess and disorganization first thing upon waking up.

What is the purpose of setting a 'focus mode' or 'bedtime mode' on one's phone?

Setting a 'focus mode' or 'bedtime mode' on one's phone helps limit distractions and reduce screen time, especially from unnecessary notifications, which can lead to better focus and healthier sleep habits.

What habit does the speaker suggest swapping out for healthier alternatives?

The speaker suggests swapping out negative habits like scrolling on phones for hours with positive alternatives such as listening to books, learning a language, or engaging in other productive activities.

Why does the speaker advise against playing phone games?

The speaker advises against playing phone games due to their addictive nature, which can lead to excessive time and money spent on them, detracting from more productive and fulfilling activities.

What is the speaker's strategy for improving sleep quality?

The speaker's strategy for improving sleep quality includes turning off the phone at least 30 minutes before bed and placing it out of reach to avoid the temptation to use it, which can disrupt sleep.

What is the rationale behind the speaker's decision to wear only black clothing?

The rationale behind wearing only black clothing is to reduce the number of daily decisions one has to make regarding attire, simplifying the morning routine and ensuring that the clothes are versatile and easy to coordinate.

What is the benefit of having an 'ideas folder' in one's phone?

Having an 'ideas folder' in one's phone helps capture and retain random thoughts and ideas that might otherwise be forgotten, potentially leading to creative projects or solutions.

Why does the speaker emphasize the importance of focusing on one's own issues before advising others?

The speaker emphasizes focusing on one's own issues first to ensure personal growth and self-improvement, avoiding the hypocrisy of advising others while neglecting one's own shortcomings.

What financial advice does the speaker give regarding an emergency fund?

The speaker advises having a well-funded emergency fund for peace of mind and financial security, reducing stress related to unexpected expenses and providing flexibility in various life situations.

Why does the speaker discourage picking individual stocks?

The speaker discourages picking individual stocks due to the high risk of loss and the overall underperformance compared to investing in index funds, which historically have provided better returns for long-term investors.

What is the speaker's view on debt, and what advice does he offer?

The speaker views high-interest consumer debt as detrimental, advising to prioritize paying it off to alleviate its mental burden and to avoid it like the plague, while recognizing that not all debt is bad, such as investment-related debt.

What is the purpose of finding one's 'freedom number' according to the speaker?

Finding one's 'freedom number' provides a clear financial goal that, once reached, allows an individual to live without the necessity of working, offering the freedom to pursue personal desires and interests.

What are the speaker's views on food and snacking habits?

The speaker believes in always having healthy snacks available to avoid temptation and maintain good eating habits. He also suggests not buying unhealthy foods when shopping to prevent overindulgence.

What benefits does the speaker attribute to working from home?

The speaker attributes numerous benefits to working from home, including saved time from commuting, reduced expenses, increased family time, and the ability to write off part of the home as a business expense.

What advice does the speaker give to overcome perfectionism?

The speaker advises not letting perfectionism prevent action, suggesting that it's better to achieve 90% to 95% completion and move on to the next task rather than striving for unattainable perfection.

Outlines

00:00

🌱 Daily Habits for Life Improvement

The speaker emphasizes the importance of consistent daily actions over sporadic efforts for life improvement. They share 50 small but impactful habits that have enhanced their life, including simplifying life, improving work, health, relationships, and mental clarity. The speaker encourages viewers to pick a few habits to practice, such as selective ignorance towards news, decluttering with purpose, reducing social media usage, and embracing natural aging. They also advocate for cleaning as you go, scheduling self-care, and using technology mindfully to enhance rather than detract from life quality.

05:01

📱 Technology and Lifestyle Tips

This paragraph discusses strategies for using technology to set up a successful routine, including using focus mode on phones, turning off non-essential notifications, and finding positive replacements for negative tech habits like gaming. The speaker also recommends turning off phones before bed to improve sleep quality, simplifying wardrobe choices to reduce daily decisions, and streamlining morning routines with prepared outfits and technology settings. They suggest canceling non-essential commitments to reclaim time and energy, and regularly reminding oneself of personal goals to maintain focus.

10:03

💼 Financial and Time Management

The speaker provides financial advice, starting with the importance of a well-funded emergency fund for peace of mind and practical reasons. They share personal experiences with stock picking versus investing in index funds, advocating for the latter due to better long-term performance. They also recommend going paperless with bills, automating payments, and avoiding high-interest consumer debt. Additionally, they discuss the benefits of working from home, if possible, to save time and money and improve overall life satisfaction.

15:06

🍎 Health, Snacking, and Achieving Goals

In this paragraph, the speaker shares health and snacking habits that contribute to maintaining a relatively healthy lifestyle, such as avoiding temptation by not purchasing unhealthy snacks and opting for healthier alternatives. They also discuss the convenience and cost-effectiveness of grocery delivery services as a time-saving measure. The speaker highlights the benefits of working from home, including more family time and potential tax deductions. They conclude with advice on overcoming perfectionism as a barrier to achieving goals and taking action, emphasizing the importance of progress over perfection.

Keywords

💡Selective Ignorance

Selective Ignorance refers to the deliberate choice to ignore certain information or stimuli in order to avoid negative impacts on one's mental well-being. In the video, the speaker suggests practicing selective ignorance by avoiding news that is often negative and instead relying on friends for important updates, which helps in reducing stress and maintaining a positive outlook on life.

💡Decluttering

Decluttering is the process of removing unnecessary items from one's environment to create a more organized and less chaotic space. The video emphasizes decluttering by asking what impact the absence of an item would have on one's life, suggesting that often, the absence of certain items does not significantly affect our lives, thus promoting a minimalist lifestyle.

💡Social Media Detox

Social Media Detox is the act of taking a break from social media platforms to reduce the negative effects they may have on one's mental health and overall well-being. The speaker in the video recommends removing social media from one's phone or at least unfollowing negative influences to improve life satisfaction and focus on more meaningful activities.

💡Consistency

Consistency in this context refers to the regular and continuous repetition of certain actions or habits over time. The video script highlights the importance of consistency in making long-term improvements in various aspects of life, such as health, relationships, and mental clarity, by performing small, consistent daily actions.

💡Self-Care

Self-Care is the practice of taking time to focus on one's own physical, emotional, and mental well-being. The video encourages scheduling self-care activities into one's weekly routine, like taking a bath or going for a walk, to ensure that time is allocated for activities that promote relaxation and personal enjoyment.

💡Minimalism

Minimalism is a lifestyle choice that emphasizes the importance of owning fewer, well-chosen, and functional items. The video script mentions adopting a minimalist approach to clothing by wearing black, which reduces the daily decision-making process and simplifies one's life by eliminating unnecessary choices.

💡Technology Management

Technology Management involves controlling the use of electronic devices and applications to prevent distractions and improve productivity. The video suggests using features like Focus mode on Apple devices or grayscale mode to reduce the addictive nature of smartphones and improve the quality of life by minimizing unnecessary notifications and screen time.

💡Habit Replacement

Habit Replacement is the strategy of substituting a negative habit with a positive one to improve one's lifestyle. The video script talks about swapping out bad habits like excessive phone gaming with positive alternatives such as listening to books or learning a new language, which can be equally engaging but more beneficial.

💡Meal Planning

Meal Planning is the process of deciding in advance what meals will be eaten and when, which can lead to healthier eating habits and cost savings. The video emphasizes the benefits of having go-to meals and batch cooking, which simplifies the decision-making process around food and helps maintain a healthier diet.

💡Financial Independence

Financial Independence is the state of having enough income or savings to cover living expenses without the need to work actively for money. The video discusses the concept of a 'freedom number,' which is the amount of money one needs to reach to achieve financial independence, allowing for the freedom to pursue personal interests and passions without financial constraints.

💡Perfectionism

Perfectionism is the pursuit of flawlessness and setting extremely high standards for oneself, which can often lead to procrastination or inaction. The video script advises against letting perfectionism hinder progress, suggesting that it's better to take action and make progress, even if the outcome is not perfect, rather than waiting for ideal conditions that may never come.

Highlights

The importance of consistency in daily actions for long-term life improvement.

Practicing selective ignorance to reduce stress and negativity from news consumption.

The significance of decluttering by asking how life would differ without certain possessions.

Removing social media from phones to avoid negative impacts and improve mental well-being.

The decision to stop coloring hair to save time and embrace natural aging.

Cleaning as you go to maintain order and reduce stress in daily life.

Scheduling self-care time to improve mental health and overall well-being.

Utilizing earbuds for multitasking and enhancing productivity during routine tasks.

Having go-to meals for quick, healthy, and cost-effective eating habits.

The benefits of meal planning and batch cooking for healthier and more economical living.

Performing a 5-minute cleanup before bed to simplify morning routines and reduce stress.

Using technology wisely, like focus mode and grayscale mode, to minimize distractions.

The strategy of swapping bad habits with positive ones to improve daily life.

The impact of turning off phones before bed on sleep quality and avoiding late-night distractions.

Adopting a minimalist wardrobe with a focus on black clothing for simplicity and ease.

Laying out clothes the night before to streamline morning routines and reduce decision-making.

The practice of canceling non-essential commitments to free up time and mental energy.

The importance of regularly reminding oneself of personal goals to maintain focus and motivation.

Waking up 5 minutes earlier to alleviate morning stress and improve the start of the day.

The benefits of working from home in terms of time savings, cost reduction, and family bonding.

Avoiding the trap of perfectionism and embracing good enough to make consistent progress.

The concept of finding one's 'freedom number' to achieve financial independence and flexibility.

Maintaining a well-funded emergency fund for peace of mind and financial security.

The advantages of investing in index funds over trying to pick individual stocks.

Going paperless and automating bill payments for a clutter-free and stress-free financial life.

The detrimental effects of high-interest consumer debt and the importance of prioritizing its repayment.

Strategies for avoiding impulse buying, such as removing shopping apps from smartphones.

Food hacks like always having healthy snacks available to prevent unhealthy temptations.

The time and money-saving benefits of grocery delivery services.

Transcripts

if you're looking to really improve your

life it doesn't really matter what you

do every once in a while what matters is

the things that you do consistently

every day for a long time so in this

video I wanted to share 50 small things

that you can do that have really

improved my life these tips have

simplified my life they've improved my

work Health relationships mental Clarity

so even though some of these are really

small over a long period of time they

will make a huge difference and I know

it's a big list so just pick a few

practice selective ignorance I'm not to

be dumb but generally if something is in

the news it is therefore newsworthy and

unlikely to happen to you or affect your

life in any way it will most likely

impact you in a negative way because

negativity sells so I just stopped

following news almost completely and

when I need to know something I will ask

some friends who are addicted to the

news they will catch me up on everything

I missed without all the

stress this the most important question

is not will I use this but what would no

that's stuck what would I use if I did

didn't have this so when I'm trying to

decide what to declutter what to let go

of if I should get rid of something that

is one of the questions that I ask how

would my life be different if I didn't

have this by the way generally it's no

different at all take social media off

of your phone social media is such a

Negative sess poool of nothingness that

generally is an escape from the

important things in your life or just

makes you feel bad by thinking that

you're feeling good when looking at

other people's lives there's very very

few benefits to it if you don't want to

get rid of it entirely just unfollow a

bunch of people who make you feel crappy

about your life and only follow positive

influences or your close friends but if

you're addicted to it and you can't get

off your phone uninstall it for like one

day and then see how you feel one day

later you'll feel better just don't

color your hair unless you want it I

don't color my hair I know what you're

thinking Gabe that's a weird one but I

started going great when I was 18 it's

gotten much worse as you can see and I

made the decision not to dye my hair

because that one decision will save me

probably 100 hours over the course of my

life maybe more it'll save me time money

I won't be fake I won't worry about it

if I'm completely gray by 30 it is what

it is but I know that that is going to

add something to my life for the rest of

my life if I start going down that path

of coloring my hair so I've decided not

to do it this does not apply to

everybody but you have something in your

life that you decide to do it once and

you have to do it for like the rest of

your life or for a really long time what

would happen if you just said

no clean as you go I should have made

some order to this list but in my

defense I didn't but this is a really

good rule my house has a tendency to

just get completely destroyed especially

if I don't clean up as I go by the time

the weekend comes around I have to spend

half a Saturday just resetting my house

so instead I've been practicing just

cleaning as I go as I finish a meal I

put the dishes away as I take off my

shirt I put it in the hamper not on the

floor when laundry's done we put it away

right away we reset the house for like 3

minutes and 5 minutes and 10 minutes at

a time throughout the day so that it

never gets out of hand and just the

simple one thing is life-changing stress

wise maybe I just get stressed out

easily by stuff but I like it schedule

in self care time most of us think we

don't have enough time to take a long

bath to go for a walk to go for a hike

to paint to do Pottery to do whatever it

is that chills you out no matter what's

your life like you probably do have time

if you check your screen time you got

time so schedule it in like it's

something very important into your week

every week schedule in some self-care

time treat it like it's a doctor's

appointment or a dentist appoint

appointment even though I hate the

dentist but when you actually have it in

your calendar and set like that you're

more likely to actually do it and taking

time to take care of yourself has

benefits in so many ways use an earbud

because of this cheap Amazon earbud I

actually lost the other one I only have

one I've listened to so many books while

I'm doing the dishes going for walks

sitting with my daughter when she's up

in the middle of the night now you don't

want to overdo this cuz then you could

just like always have something going in

your ear constantly but I've read dozens

of books literally because of an earbud

I love it by red I mean listen to but it

has absolutely improved my

life I can't lose this one it's the only

one I've

got have some go-to meals this is

actually a cinnamon raising cookies but

they're so good one of the things that

has kept me relatively healthy and in

shape is having go-to meals that I can

have that I can make really quick and

are relatively good for me this makes

the excuse of like oh I don't have time

to cook or I don't know what to make if

you have like five meals that you can

make in like 5 minutes that are Rel

relatively healthy you're just going to

end up eating better in general it's

also cheaper I'll leave a link to some

videos of batch cooking that we did

recently it's very good also this has

probably saved us hundreds of dollars

just having a calendar and planning out

our meals when we're going to eat them

what we're going to eat and then we know

exactly what to buy at the store there's

less impulse buying we generally have

healthier meals if you're not meal

planning you're making your life harder

than it needs to be the 5 minute cleanup

resetting my house for about 5 minutes

before bed each night has made my

mornings about 20 times more enjoyable

because I don't have to worry about the

dishes I don't have to worry about about

where my clothes are I don't have to

pick up first thing in the morning when

I'm groggy I can just do my morning

routine and not think about anything

which is the amount of thinking that i'

like to

do set yourself up for success with your

technology if you have an Apple phone

you have something called Focus mode

turn that on so that only important

people can get in contact with you and

they don't screw up you trying to do

like anything with constantly having

text messages and phone calls and random

stuff about politicians trying to get

your vote don't do it if you have an

Android I have something called bedtime

where my phone goes grayscale mode at

like 7:00 at night so it makes using my

phone like really annoying and I just

stop using it cuz it's annoying you can

set your phone on grayscale with apple

as well just makes it way less addicting

and if you do have social media still on

your phone turn off all notifications

you don't need to get every snap every

Instagram story every whatever you have

especially emails you don't need to

answer stuff right away you're not that

important that's something that I

realized the hard way when I was

checking email like 27 times a day

nothing happens if I don't answer for

for like a day sometimes a week I'm just

not all that important but something

that is important is swapping that habit

because it's hard to just stop something

and not fill it with something else so

while maybe you're cutting out some of

these negative Habits Like scrolling on

your phones for hours every day try to

find something positive to replace it

with that's equally as addicting

listening to a book learning a language

getting way too much into making coffee

or sourdough St a YouTube channel

anything just pick something else that's

actually like a positive and helps

yourself helps other people and is just

scrolling or whatever your bad habit is

playing phone games I literally used to

be so addicted to this phone game I

spent probably like $400 on this stupid

game um in my late teens and ever since

then I've realized that I am no longer

allowed to have phone games on my phone

my life has improved drastically because

of that so if you're addicted to phone

games don't be and maybe just cut them

off like I literally can't have it on my

phone otherwise I will play it like 4

hours a day it's got to

go turn off your phone about 30 minutes

before bed I like to do closer to an

hour my sleep improved I'm much less

likely to Doom scroll or do all the

things that I used all my self-control

on throughout the day to not do I end up

doing at night and then I sleep worse so

plug it in Out Of Reach of your bed or

wherever you are turn it off it only

takes about 5 Seconds to make that

decision and it can literally Save hours

of your life go all black I've changed

out my clothes to only wearing black

pants because you can't tell when you

spill coffee on them which would never

happen to me but just hypothetically

they go with every color shirt I have

made this with to everything black and I

will never go back it's so much better

same thing with t-shirts I wear black

like 90% of the time it's just one less

decision I have to make each day and

like I already have so many decisions to

make I don't want have to think about

what I'm wearing so I found something to

fit well don't have to think about it

anymore for everybody who always asks

what shirt I'm wearing I pretty much

exclusively wear Cuts they just fit

really well they're nice quality they're

definitely a little bit more expensive

but I like this idea of less but better

so if you do want to check them out

there's a link down below with 15% off I

guess another thing I do with my clothes

I lay them out the night before so like

in the morning when I wake up I just

like blindly grab my clothes I don't

have to pick them out I don't have to

find them nothing I just like grab them

off the counter and go it's a small

thing but I don't know it makes my

morning better by the way if you're

enjoying this Channel and getting any

value at all it would mean a ton to me

if you would drop a like And subscribe

just don't watch the next show I

literally cannot even tell you how much

time this has saved me I've watched

Friends like three times the office a

couple times parks and wreck like all

those type of shows I've watched

multiple times and I realized much like

the addictive personality in the phone

games I can't just watch a couple

episodes and then like you know move on

with my life if I start a show I will

binge watch it whenever I have free time

until I get through the show so if I

watch something it's eight seasons of 20

episodes a season I will watch that so

what's the solution never start the next

show cancel some crap on your calendar

look at your calendar for the next week

or the next month or the next year and

find something on there to cancel maybe

find a few things and you'll realize

that you just saved yourself an hour 2

hours 5 hours by simply sending a text

or an email or calling there's always

things that we feel obligated to do and

they suck up our mental energy and our

physical energy and they're exhausting

especially if you're an introvert like

me so just practice saying no when

people do ask you to do stuff like that

should be your default not yes being

your default CU you feel guilty and then

if you do have stuff that you guiltily

said yes to go ahead and cancel it

remind yourself of your goals regularly

so that you can stay focused on what's

important everybody fails their New

Year's resolution cuz they make a goal

and then they forget about it like 2

Days Later definitely a week later never

happens for like an entire month go look

at the gym like at the end of January

and that's because we think of a goal

that would be cool it would change our

life it would improve our life and then

we just forget about it we don't write

it down we don't put a sticky note on

our mirror we don't put it in our

Journal we forget about it so don't do

that remind yourself I was not kidding

about being gray look at that crazy wake

up 5 minutes earlier literally 5 minutes

if you're stressed in the morning

rushing to get out to work you're always

late you you never have time literally

Waking Up 5 minutes earlier can reduce

the stress of your entire day I've

started waking up at 5:45 every morning

no matter what and I'm less tired and

because of the next couple points which

I'm going to tell you about I have more

energy even though I never used to be a

morning person I have no problem waking

up and even early appointments of

meeting people for breakfast I am never

rushing it is so much better like how

did it happen first of all I had to set

myself uh a bed time it's about 9:00 I

know it's not as exciting but I realized

that everything that happened after 9:00

was stally watching TV and wasting my

life and everything that happened in the

morning improved my life cuz it was like

reading books and working so I shifted

an hour of hurting my life to an hour of

improving my life and guess what my life

got better crazy huh another thing that

I did is I put my phone over there right

there so that when I'm in bed right here

I have to go over there in order to turn

my alarm off so I can't hit snooze since

I made that change I've literally never

hit snooze again in the rest of my life

and I don't wake up tired anymore cuz

when you hit snooze and you go back to

bed and then you actually end up being

tired cuz you just slept for 5 more

minutes it's a scam stop hitting snooze

go put it over there put it in the other

room put it far enough away that it's

annoying but you can't get to it really

quick make an ideas folder in your phone

this is something that was kind of small

but I have all these random ideas at

random times and I never used to write

them down and I would forget them

whether it was like a memory that I want

to remember this memory this random

thing that happened like my daughter

freaking out about fish while we were

looking for a couch or random ideas for

YouTube videos like literally this idea

just came from my notes folder write

down more stuff that happens in your

life so that you can remember important

things and like most of them will be

just completely stupid but some of them

are actually pretty good worry about

your own plank I think this is in

Matthew where he talks about worrying

about the speck of sawdust in your

neighbor's eye when you have a plank in

your own eye this is the idea of always

worrying about other people's problems

or the country's problems your friends

problems telling them what to do when

you've got your own crap going on in

your own life that you need to figure

out so before you start telling other

people what to do start trying to

improve your own stuff are you also

angry or jealous or hypocritical or

whatever it is so before you start

talking about other people check in on

yourself first all right these next few

tips are for your finances uh I wasn't

going to show my room cuz it looks like

this right now this is my office also

was Laura's bedroom tur it into a nice

place to eventually shoot without

running all over my house so yeah it's a

little trash right now it's mostly tools

but it's cool the first tip is to have a

well-funded emergency fund this

obviously has a bunch of practical

reasons that we know about like if goes

wrong you won't get into debt you have

flexibility just like a bunch of Common

Sense reasons but the most important one

for me is like peace of mind I don't

have to stress anymore it's like a huge

mental burden when you have a 3mon or 6

months of all your living expenses saved

up an emergency fund you don't worry

about things as much you don't worry

about your job as much you don't worry

about things going wrong you don't worry

about having to replace part of your

roof you don't worry about things it

improves so many areas of your life

having a well funded emergency fund I

personally keep mine in a bank account

called Sofi it earns about 5% there's a

link down below if you guys want to sign

up it's what I personally use highly

recommend it do not pick stocks I was

thinking about going through and showing

all my horrible stock picks that I've

done it would be really embarrassing but

I started out thinking I was smarter

than everybody else trying to pick

different stocks and a couple of them

made a lot of money the rest of them

lost horribly and overall I pretty much

exactly broke even or lost money trying

to outsmart the market when the money

that I put into the S&P 500 and vti

which are just like basic index funds

have well outperformed everything else

there's a bunch of studies that people

who pick stocks generally lose money

people who invest into index funds for a

long period of time generally make money

I personally have been using Mumu you

can get up to 15 free stocks when you

open funded account it's super simple to

use I just invest in index funds if you

guys want to check that out there's a

link below and it does help support the

channel when you use any of these links

that I talk about because I'm trying to

do less sponsored so it actually really

helps both of us go paper list close

accounts that you don't use put put all

your bills on autopay these all involve

doing onetime things that may take a

minute to 10 minutes and then you never

have to worry about it again you can

check in on them but you stop getting

paper clutter ever having to worry about

getting late fees just by doing onetime

things avoid debt like the absolute

plague that it is not all debt is bad

for instance I have debt on my rental

properties that I never want to pay off

because I'm never actually paying for it

the rents from the tenants are but when

it comes to any type of high interest

Consumer Debt the mental hold that that

takes on you as well as like losing

money and missing out on making money

it's horrible so if you have debt that

you're strapped in right now make that a

top priority you will feel so much

better when you don't have that take

Amazon off your phone if it's on your

phone it shouldn't be unless you have

really good self-control having things

like Amazon or whatever you buy stuff on

on your phone it's just asking for

impulse buys like you see something you

think about something you're like ah

I'll get that you buy it when it shows

up two days later you're like oh what

did I get clearly you did not need that

thing so make it harder for yourself and

I have no self-control so I took it off

my phone question is do I just shoot

into like the the decently clean

quarter yeah we'll go this way find your

freedom number this is the amount of

money that you would need in order to

never work again once you understand

what this number is you have a clear

goal of if I get to here I will be able

to do whatever I want for the rest of my

life and never have to worry about work

again once you have that like you have

so much Freedom it's crazy the more you

lower your expenses the sooner you'll be

able to hit that number like if you need

$10,000 a month it's going to take way

longer than if you need $5,000 a month

so that's why your savings rate is so

important then you can either do one of

two strategies where you try to save up

enough money that you can live off the

interest from that indefinitely Or you

can try to start a business and start

building up passive income on the side

that you can live off that passive

income instead of an investment

definitely that's why I love real estate

but everybody has their own strategies

couple of food hacks always have snacks

now I know that that seems like nice to

a lot of people if you're a snacker like

me but I personally have been able to

stay relatively healthy by always having

relatively healthy snacks around if I

have ice cream in the freezer I will eat

that ice cream and I can't even have

dairy but it takes a lot of self-control

for me to not eat something that I like

when it's in the house so the trick is

while I'm at the grocery store I don't

buy that stuff I don't let Meredith buy

that stuff because if it's in the house

I will eat every last drop of it so

instead if you want to lose weight it

happens while you're shopping it doesn't

happen when you're home it happens while

you're shopping choose healthy foods

choose healthy snacks so that you're not

tempted to go out and get a $5 foot long

always have something relatively healthy

that you can snack on and you'll feel

better and you will save money another

random thing is if you can have

groceries delivered and it's like five

bucks or 10 bucks but it saves you an

hour would you trade an hour of your

time for $5 or $10 if the answer is yes

then maybe try doing that we've been

doing it recently cuz it's so worth

trading $5 to $10 which like if we go to

the store we usually impulse buy more

than $5 to $10 worth of stuff which you

can literally do just buying salad and

you can take that time and cook an extra

meal or clean your house or do whatever

you want to do work from home if

possible I know this is not possible for

everybody and it actually took about 3

years of buying real estate and doing

YouTube as a side hustle until I got

between the two of those enough that I

could leave my day job and just work

from home but since I was able to leave

my job meith was able to leave her job

it has improved our lives so so much we

don't have all that time spent driving

that can be like an hour every day if

you live half an hour from work we don't

have the expense of needing a second car

we can spend more time together as a

family it's cheaper you can write off

part of your house if you work from home

all this is a business expense there's

so many amazing benefits that come from

working for home so even if it's going

to take you years to get there it's a

really good goal for most people it's

not for everybody but I've enjoyed it so

so much don't let perfect be the enemy

of good this is probably why you don't

accomplish all the things you want to do

you don't start the business you don't

go to the gym you don't write that book

finish your art project project or you

know whatever it is and I used to do

this all the time it's cuz you want the

the perfect name you need it to be

perfectly done you want to wait to start

writing until you're at that coffee shop

in the morning things will never be

perfect sometimes you need to get it to

90% to 95% where it's like it's good

enough and you just get it out there and

move on to the next thing you don't have

to have perfect form and know how to use

everything at the gym you need to

consistently go to the gym that's what's

going to help you you don't have to have

the perfect diet all the time you need

to eat less calories than you burn and

you will lose weight even if it's Donuts

you probably feel horrible but generally

most things are simple but we try to

over complicate it so much we have this

perfectionism and we just need to make

progress that's all it is this video is

not perfect my room's not perfect but I

made a video today and I didn't wait

until my room was totally done I didn't

wait till things were perfectly

organized I didn't I don't know maybe it

wouldn't better but I got it done and

I'm happy with it and I had fun and

maybe it helped somebody and if you want

to help me uh you know subscribe check

out one of the links below that actually

uh really helps the channel and you can

get some free stuff I think I even have

a link for these these panels they're so

cool I love them I appr sh all you guys

and I'll see you next week