Star Health Assure Insurance Policy | Star Health Assure In Hindi | Star health assure insurance

Summary

In this video, Amitabh Bachchan emphasizes the importance of family and health insurance. The host introduces the Star Health Ashore Plan, highlighting its comprehensive coverage for individuals, spouses, children, and extended family members. The plan offers a variety of benefits such as maternity coverage, home care treatment, automatic restoration, and wellness programs. It also covers critical illnesses, pre and post-hospitalization expenses, and offers high sum insured options. The video encourages viewers to secure their family’s future by investing in the Star Health Ashore Plan for reliable protection against unforeseen medical expenses.

Takeaways

• 😀 Amitabh Bachchan emphasizes the importance of family support during tough times and how health insurance acts as a safety net.
• 😀 Star Health Ashore Plan offers a comprehensive health insurance coverage for individuals and families, including self, spouse, children, parents, and in-laws.
• 😀 The plan covers a wide range of situations such as chronic diseases, home care treatments, and maternity benefits.
• 😀 New couples, newborns, and legally adopted children can be added to the policy with additional premium for extended coverage.
• 😀 Features like assisted reproduction, chronic severe asthma, and home care treatment make Star Health Ashore Plan very attractive.
• 😀 The plan offers automatic restoration of the sum insured if claims are made within the policy period.
• 😀 High sum insured options (from ₹5 lakh to ₹2 crore) cater to a variety of customer needs and requirements.
• 😀 A wellness program provides policyholders with incentives like up to 20% renewal discounts for maintaining a healthy lifestyle.
• 😀 The plan includes special coverage for post-natal care, home care, and even fertility treatments under certain conditions.
• 😀 Coverage for various treatments includes ICU charges, modern treatments, IVF, organ donation, and emergency air ambulance.
• 😀 Exclusions include treatments for obesity, gender change, infertility, and certain sports-related injuries.

Q & A

What is the key benefit of the Star Health Ashore Plan?

The key benefit of the Star Health Ashore Plan is its versatility, offering comprehensive 360-degree health coverage for individuals, spouses, dependent children, parents, and in-laws, ensuring protection for the entire family.

How does the plan cater to young couples planning a family?

The plan offers mid-term inclusions like covering newlywed spouses, newborn babies, and legally adopted children. It also provides benefits for assisted reproduction treatments, chronic conditions, and home care treatment.

What is the significance of automatic restoration in this health insurance policy?

The automatic restoration feature restores the sum insured to its original amount after a claim is made, helping the policyholder maintain full coverage throughout the year.

Does the plan cover maternity expenses?

Yes, the plan provides coverage for both normal and cesarean deliveries, as well as additional pre-natal and post-natal care for the mother.

What is the Cumulated Bonus in the Star Health Ashore Plan?

The Cumulated Bonus offers up to 100% growth on the sum insured for every claim-free year, meaning that if no claim is made in a year, the sum insured will increase by 25%.

What is the eligibility age range for the Star Health Ashore Plan?

The eligibility age for individual coverage is from 91 days to 75 years. For family floater plans, the age range is from 18 years to 75 years.

What sum insured options are available in the Star Health Ashore Plan?

The plan offers sum insured options ranging from 5 lakh to 2 crore, allowing individuals to choose coverage based on their specific needs.

What benefits are included in the Star Health Ashore Plan?

The plan includes high sum insured options, wellness programs, discounted premiums, room rent coverage, post-hospitalization care, day care treatment, IVF treatment, air ambulance, organ donor coverage, and more.

Are there any exclusions in the Star Health Ashore Plan?

Yes, the exclusions include treatments for obesity, weight control, gender change, certain unapproved treatments, substance abuse, and diseases covered during the waiting period.

How does the Star Health Ashore Plan encourage healthy living?

The plan includes a wellness program that rewards insured individuals with up to a 20% renewal discount for maintaining a healthy lifestyle and completing specific health and fitness tasks.