URGENTE: TAXA SELIC EM 15% | A CRISE VAI EXPLODIR! O QUE FAZER?

Summary

In this video, Thiago discusses the economic risks facing countries and individuals, stressing the importance of smart investments during times of crisis. Drawing from his own experiences during the 2020 market crash, he encourages viewers to embrace courage and knowledge when others are fearful. Thiago shares his personal investment strategy, emphasizing diversification across stocks, real estate, international assets, and cryptocurrency. He offers guidance for viewers to navigate the crisis, whether through professional consultancy or self-directed investing, ultimately advocating for proactive financial planning to weather uncertain times.

Takeaways

• 😀 A potential financial crisis may be approaching, and people should consider diversifying their investments to protect their wealth.
• 😀 When facing a crisis, it’s important to be courageous and consider buying more assets when others are selling.
• 😀 Thiago has publicly shared his investment journey, showing transparency and how he invested during the 2020 crisis.
• 😀 The key to navigating uncertain times is to stay informed, work hard, and be prepared to take calculated risks.
• 😀 The speaker stresses that a crisis often presents opportunities to change hands of money, with savvy investors benefiting most.
• 😀 Diversification is critical, and Thiago personally adjusted his portfolio to include more stocks, real estate, and international assets during the 2020 crisis.
• 😀 While predicting a crisis is difficult, high prices and other indicators can signal an impending downturn.
• 😀 Thiago's investment strategy during crises includes increasing positions in stocks, real estate funds, and cryptocurrencies while reducing fixed income.
• 😀 Investors should assess their own risk tolerance and investment preferences, whether they prefer professional advice or direct investing in funds.
• 😀 The importance of having a solid financial plan is emphasized, particularly for those with more than R$100,000 to invest, with professional help available.
• 😀 Thiago warns about the risks of inaction during a crisis and offers resources, such as investment consultants and apps, to help investors build a diversified portfolio.

Q & A

What is Thiago's main concern about the current economic situation?

Thiago is concerned about the possibility of a financial crisis due to high prices and economic instability, warning that a country could go bankrupt if it continues on its current path.

What is Thiago's approach to investing during a crisis?

Thiago suggests that during a crisis, while most people become more conservative, investors should act with courage and take advantage of the opportunities that arise. He recommends buying assets when others are selling.

How did Thiago adjust his investment portfolio during the 2020 crisis?

During the 2020 crisis, Thiago increased his positions in stocks, real estate funds, cryptocurrency, and international assets, while reducing his allocation in fixed income. He took advantage of the crisis to acquire undervalued assets.

What specific investment strategies did Thiago employ during the crisis?

Thiago increased his stock position from 33% to 37%, raised his stake in real estate funds, and boosted his investment in cryptocurrencies and international assets. He reduced his fixed income investments during the crisis.

What is Thiago's view on predicting a crisis?

Thiago acknowledges that predicting a crisis is difficult, but he believes that certain indicators, like high prices, can serve as early warning signs. He mentioned making a video in 2020 predicting a crisis shortly before it occurred.

Why does Thiago believe diversification is crucial during a crisis?

Thiago emphasizes that diversification is essential during a crisis because it reduces risk and positions an investor to take advantage of various opportunities across different asset classes, such as stocks, real estate, and international investments.

What services does Thiago's consultancy offer?

Thiago's consultancy offers investment advice to clients with more than R$100,000 to invest. They provide personalized support and help clients create a financial plan, serving clients through major Brazilian institutions like BTG, XP, Itaú, Safra, and Inter.

What options does Thiago suggest for those with less than R$100,000 to invest?

For clients with less than R$100,000, Thiago suggests using investment funds that diversify a portfolio with international assets, stocks, fixed income, and dollarized investments. He also recommends using platforms like XP and BTG or downloading the Grão app.

How does Thiago view the evolution of the investment market in Brazil?

Thiago believes that the investment market in Brazil has evolved significantly over the years, growing from a small market with only 300,000 CPFs on the stock exchange to a larger one with millions of investors. He anticipates continued growth and remains committed to guiding investors through it.

What emotional tone does Thiago express at the end of the video?

At the end of the video, Thiago expresses concern and worry about the future of the country and the economy, as well as the well-being of his family, company, and clients. Despite this, he remains committed to helping viewers navigate these challenging times.