Remove Early Warning Services Information FAST!!! (24 Hours)

Summary

In this video, Steph Smith from Success with Steving walks viewers through the process of removing negative entries from their Early Warning Services (EWS) report, which can affect the ability to open bank accounts. She explains how to access your report, identify negative accounts, and dispute errors using multiple channels, including Early Warning Services, IdentityTheft.gov, and the CFPB. Smith also provides a complaint template and step-by-step guidance to help users effectively dispute any fraudulent or incorrect information, ensuring they can regain access to banking services. This informative guide aims to help users clear their EWS report and improve their chances of account approval.

Takeaways

• 😀 Early Warning Services LLC is co-owned by major banks like Bank of America, Wells Fargo, and JPMorgan, and helps financial institutions detect fraud and make account approval decisions.
• 😀 If you're having trouble opening a bank account with institutions like Chase, Bank of America, or US Bank, the issue could be related to your Early Warning Services report.
• 😀 To request your Early Warning Services report, you'll need to fill out a consumer identification form and submit a government-issued ID for verification.
• 😀 When reviewing your EWS report, note your consumer ID and check for any negative accounts or discrepancies that may be affecting your ability to open a bank account.
• 😀 If you find negative information on your report, you can file a dispute by submitting a complaint to Early Warning Services, detailing the specific accounts you want investigated.
• 😀 In case of identity theft, report fraudulent accounts through **identitytheft.gov** and include all necessary account details.
• 😀 Early Warning Services allows for secure document submission through their online portal, where you can upload your dispute letter, ID, and affidavit.
• 😀 Once you’ve submitted your dispute, it typically takes 3-5 business days to receive a response, but it may take longer in some cases.
• 😀 If Early Warning doesn’t resolve your dispute in a timely manner, escalate the issue by filing a complaint with the Consumer Financial Protection Bureau (CFPB).
• 😀 To ensure proper submission, use Google Chrome or Firefox as your web browser when accessing Early Warning's portal, as Safari may cause issues with uploading documents.
• 😀 Once the negative information is removed from your report, test the result by applying for a new bank account to confirm that the issue has been resolved.

Q & A

What is Early Warning Services LLC, and what role does it play in banking?

Early Warning Services LLC assists financial institutions in detecting and preventing fraud related to bank accounts and payment transactions. It is co-owned by major banks like Bank of America, Capital One, JP Morgan, PNC, Wells Fargo, and others.

What problem does the video address regarding Early Warning Services LLC?

The video addresses the issue of negative information appearing on an individual's Early Warning Services report, which can affect their ability to open new bank accounts with certain banks.

Which banks are affiliated with Early Warning Services LLC?

Early Warning Services LLC is co-owned by Bank of America, Capital One, JP Morgan, PNC Bank, Truist Bank, US Bank, and Wells Fargo.

What document do you need to submit when requesting information removal from Early Warning Services?

You need to submit a completed form with your personal details, including your name, address, Social Security number, and a government-issued ID (such as a driver's license or passport).

How do you communicate with Early Warning Services to request the removal of negative information?

You can communicate electronically through a secure transfer portal. After registering, you will receive further instructions to upload the necessary documents.

How long does it take to receive a response from Early Warning Services after submitting your request?

It usually takes between 3 to 5 business days to receive a response after submitting your request to Early Warning Services.

What should you do if you encounter issues while creating an account or signing in on the Early Warning Services website?

Try switching to a different web browser, such as Google Chrome or Firefox, as the platform may not work properly with certain browsers. If problems persist, you can contact tech support for assistance.

What details are provided in the Early Warning Services consumer report?

The report includes your personal information (name, address, date of birth, Social Security number) and details of all your bank accounts, including account numbers, routing numbers, account open dates, and negative banking history if applicable.

What is the next step after downloading the Early Warning Services report?

After downloading the report, you should review the information and note any accounts you don't recognize or have negative banking history with. You will then need to submit a complaint to Early Warning Services with your findings.

How do you file a complaint with IdentityTheft.gov and what information is needed?

To file a complaint, visit IdentityTheft.gov, report any fraudulent activity (like unauthorized accounts), and enter the necessary details, including the bank's name, account numbers, and any estimated charges. You will also need to submit a personal statement and supporting documents.