INIZIA il CORSO GRATUITO (e COMPLETO) sugli INVESTIMENTI: Come seguirlo | Il programma | 1a Lezione

Summary

Mattia from 'Ingegneri in Borsa' introduces a free investment course in collaboration with scalable Capital, emphasizing long-term, diversified, and reasoned investing. The course, designed for YouTube, aims to enhance financial literacy in Italy, addressing the country's low financial education rates. It covers investment basics, inflation impact, and strategies, with scalable Capital as a partner sharing the same investment philosophy. The script highlights the importance of understanding financial mechanisms and the risks and rewards of investing, offering a comprehensive view of the financial world.

Takeaways

• 😀 The course is a free and complete educational resource on investments, offered in collaboration with scalable Capital.
• 📈 'Ingegneri in borsa' aims to increase financial awareness and knowledge about investments, focusing on long-term, diversified, and reasoned investments without speculation.
• 🌍 The course is designed to address the low financial literacy in Italy, which is crucial for the country's economic growth.
• 💹 The importance of investing is highlighted to combat inflation and maintain the same lifestyle as the cost of living increases.
• 💰 There are two main reasons to invest: to preserve purchasing power against inflation and to grow one's capital for future needs or goals.
• 🚫 Investing involves risks, and there are cases where it might not be the best choice due to individual circumstances or cultural factors.
• 📊 The course will cover a wide range of investment topics, from basic concepts to advanced strategies used by major investors worldwide.
• 🌐 The course will be structured with two monthly videos, covering various investment vehicles like ETFs, stocks, and fundamental analysis.
• 💼 Scalable Capital is chosen as a partner due to shared investment philosophies and their role as a broker for the 'Ingegneri in borsa' team.
• 🔗 The course includes an affiliate link for scalable Capital, which also supports the educational mission of the channel.

Q & A

What is the purpose of the free investment course mentioned in the script?

The purpose of the free investment course is to increase financial awareness and knowledge about the world of investments and finance, with a focus on long-term, diversified, and reasoned investments without speculation.

Who is Mattia and what is his role in the course?

Mattia is the presenter of the course and a representative of 'Ingegneri in Borsa', an organization with a mission to educate about investments and finance.

Why did 'Ingegneri in Borsa' choose to collaborate with Scalable Capital for this initiative?

They chose Scalable Capital as a partner because they share the same vision of investments and 'Ingegneri in Borsa' uses Scalable Capital as their broker for investing.

What is the significance of the statistic mentioned about Italy's financial literacy rate in 2020?

The statistic indicates that Italy had the lowest level of financial literacy among countries surveyed, highlighting the importance of educational initiatives like this course to improve financial literacy and contribute to the country's economic growth.

How often will new videos of the course be released, and what will they cover?

New videos will be released twice a month on Sundays, covering topics from basic investment concepts to more complex strategies used by major investors worldwide, including ETFs, stocks, and fundamental analysis.

What is the primary reason for investing money according to the script?

The primary reason for investing is to combat inflation, which erodes the purchasing power of money over time, allowing one to maintain the same lifestyle as costs of living increase.

How does the script differentiate between 'shrinkflation' and 'inflation'?

Inflation is when the price of goods increases, while 'shrinkflation' occurs when the quantity of a product is reduced but the price remains the same, effectively reducing the value received for the same amount of money spent.

What are the two main methods of earning from investments discussed in the script?

The two main methods of earning from investments are capital gain, which is the profit from selling an asset for more than it was purchased, and dividends or coupons, which are payments made by companies or bonds to their investors.

Why is diversification important in investment portfolios?

Diversification is important because it spreads investments across various financial instruments, reducing the risk of loss if one investment performs poorly, as it is less likely that all investments will fail simultaneously.

What are the main asset classes introduced in the script?

The main asset classes introduced are stocks (actions), bonds (obligations), commodities, derivatives, and cryptocurrencies.

What is the '60-40 portfolio' strategy mentioned in the script, and why has it been criticized?

The '60-40 portfolio' strategy involves allocating 60% of the portfolio to stocks and 40% to bonds. It has been criticized because it underperformed in 2022, marking one of the worst years for this portfolio strategy since 2008, leading some analysts to question its effectiveness.