Mastering the Stock Market: Insights for Generational Wealth | Parang Mehta | TEDxChristUniversity

Summary

El orador comparte su experiencia de 9 años como trader y su metodología para crear riqueza generacional en el mercado de valores. Expone la importancia de diferenciar entre ingresos y riqueza, y cómo invertir en pequeñas y medianas empresas (small cap y midcap) puede multiplicar la riqueza de manera exponencial. Destaca la necesidad de ahorro, investigación y toma de decisiones rápidas para aprovechar las oportunidades de inversión en sectores emergentes, como la gestión de residuos y la infraestructura, para alcanzar una verdadera riqueza a largo plazo.

Takeaways

• 😀 Crear riqueza intergeneracional a través del mercado de valores requiere de una estrategia adecuada y expectativas claras.
• 😌 El mercado de valores es descrito como un 'taller de dinero' donde se puede generar mucho dinero si se hace bien las cosas en el momento adecuado.
• 🤔 La complejidad de las finanzas y el trading se intenta simplificar para que todos puedan entender y participar en la inversión.
• 📊 En India, menos del 5% de la población invierte en el mercado de valores, lo que indica una gran oportunidad para el crecimiento y la educación financiera.
• 💡 La diferencia entre ingresos y riqueza es fundamental para entender el proceso de acumulación de riqueza y la importancia de invertir en lugar de solo ahorrar.
• 📉 Los ingresos son periódicos y dependen de habilidades y profesión, mientras que el control de los gastos es una función de elecciones personales y es crucial para maximizar los ahorros.
• 💰 La inversión en pequeñas y medianas empresas (small cap y mid cap) puede ser una forma de multiplicar la riqueza, a diferencia de los depósitos a plazo fijo que solo mantienen el estado actual.
• 🚀 La elección de las empresas en las que invertir es crucial; buscar aquellas que estén en etapas tempranas de crecimiento y que puedan dominar su sector en el futuro.
• 🔍 La investigación y el análisis de las finanzas de las empresas, como ventas, márgenes y ganancias, son esenciales para identificar las 'joyas ocultas' del mercado.
• 🏁 La toma de acciones rápidas es fundamental; la edad y el tiempo son factores clave en el poder de lacompounding y en la creación de riqueza a largo plazo.
• 🌟 Invierte en el futuro, no en el pasado; busca sectores en crecimiento y empresas que puedan ser los líderes del mañana.

Q & A

¿Qué es la riqueza generacional y cómo se puede crear a través del mercado de valores?

La riqueza generacional es la acumulación de activos y recursos que se pueden transmitir a las futuras generaciones. Se puede crear a través del mercado de valores invirtiendo en las empresas correctas en el momento adecuado y con las expectativas correctas, lo que permite multiplicar la riqueza a lo largo del tiempo.

¿Cuál es la diferencia entre ingresos y riqueza según el discurso?

Los ingresos son lo que se recibe periódicamente, como un salario, y están destinados a cubrir los gastos y el estilo de vida. La riqueza, en cambio, es la acumulación de ingresos y se crea al invertir los ahorros en el lugar adecuado.

¿Por qué el orador sugiere que el mercado de valores es un 'taller de dinero'?

El orador sugiere que el mercado de valores es un 'taller de dinero' porque es un lugar donde se puede generar una gran cantidad de riqueza, siempre y cuando se realicen las operaciones adecuadas a la vez y sean conscientes de los riesgos involucrados.

¿Qué porcentaje de la población en India invierte en el mercado de valores según el discurso?

Según el discurso, menos del 5% de la población en India invierte en el mercado de valores, lo que indica que la mayoría de las personas aún no ha comenzado su viaje de creación de riqueza a través de los mercados.

¿Qué tan complicado es el trading, invirtiendo y finanzas según el orador y cómo planea simplificarlo?

El orador menciona que el trading, invirtiendo y finanzas son muy complicados. Para simplificarlo, él ha creado una empresa con el objetivo de hacer que el trading e invirtiendo sean más accesibles para todos, tratando de descomplicar estos temas y proporcionar soluciones y visiones claras.

¿Por qué la mayoría de las personas no logra entender la fórmula simple de ingresos - gastos = ahorros?

Según el orador, la mayoría de las personas no logra entender esta fórmula porque son perezosas, tienden a ser impulsivas y desean todo de inmediato sin estar dispuestos a hacer el trabajo necesario para gestionar sus finanzas adecuadamente.

¿Qué tan importantes son los ahorros para la creación de riqueza y por qué?

Los ahorros son cruciales para la creación de riqueza porque son el punto de partida para el efecto multiplicador de la riqueza. Si se reducen los gastos mientras se mantienen los ingresos, se pueden ahorrar más recursos que luego se pueden invertir para aumentar la riqueza.

¿Por qué el orador considera que invertir en pequeñas y medianas empresas (small cap y mid cap) es una de las formas más subvaloradas de multiplicar la riqueza?

El orador considera que invertir en pequeñas y medianas empresas es una forma subvalorada de multiplicar la riqueza porque estas empresas están en etapas tempranas de crecimiento y tienen un mayor potencial de rendimiento que las grandes empresas establecidas, lo que puede resultar en retornos mucho más altos.

¿Qué ejemplos da el orador de empresas que han demostrado altos rendimientos en el mercado de valores?

El orador menciona empresas como TBZ, Kalan Jewellers y Titan, donde Titan ha dado un rendimiento de alrededor del 36%, Kalan ha dado un rendimiento del 167% y TBZ ha dado un rendimiento cercano al 61% en un año.

¿Qué estrategia sugiere el orador para identificar compañías con potencial de crecimiento en el mercado de valores?

El orador sugiere que los inversores deben investigar y pensar más allá de las compañías populares. Deben buscar temas y sectores emergentes, investigar en línea y usar herramientas estructuradas para encontrar joyas ocultas que puedan multiplicar su dinero.

¿Qué importancia tiene la toma de acciones rápidas en la creación de riqueza generacional según el discurso?

Según el discurso, la toma de acciones rápidas es crucial para la creación de riqueza generacional porque el tiempo es un factor importante en la inversión. Comprender y actuar rápidamente puede aprovechar el poder de lacompounding y aumentar significativamente la riqueza a lo largo del tiempo.

Outlines

00:00

😀 Creación de riqueza intergeneracional en el mercado de valores

El orador introduce el tema de la generación de riqueza intergeneracional a través del mercado de valores, compartiendo su experiencia como trader durante 9 años. Expone cómo, después de 5 años de fracaso, descubrió que el mercado de valores es un lugar para generar riqueza si se invierte de manera adecuada. El orador enfatiza la importancia de simplificar las inversiones y la complicada naturaleza de las finanzas, y presenta su misión de enseñar a la gente a crear riqueza a través de las acciones, comparando las tasas de inversión en el mercado de valores en India, China y América.

05:01

💼 Diferencia entre ingresos y riqueza

El orador profundiza en la distinción entre ingresos y riqueza, explicando que los ingresos son periódicos y cubren los gastos y estilo de vida, mientras que la riqueza es la acumulación de ingresos a través de ahorros inteligentes. Destaca la importancia de comprender la fórmula simple de ingresos - gastos = ahorros y critica a la actitud de los humanos frente a ella, proponiendo que una comprensión adecuada puede acelerar significativamente la creación de riqueza.

10:01

🏦 Importancia de los ahorros y la inversión en el mercado de valores

Se discute la importancia de los ahorros como punto de partida para la multiplicación de la riqueza y cómo la poca capacidad de ahorro en la India es un problema. El orador menciona que la mayoría de los profesionales no logran mantener dinero después del 20° del mes. Luego, critica la actitud de los inversores que optan por rutas seguras como los depósitos a plazo fijo, y presenta el mercado de valores como 'la fábrica de dinero', donde se puede generar riqueza significativa si se invierte sabiamente.

15:03

🚀 La potencia de las inversiones en pequeñas y medianas empresas (SMEs)

El orador enfatiza la importancia de invertir en pequeñas y medianas empresas, que están en una etapa de crecimiento y ofrecen mayores retornos. Comparte ejemplos de empresas de joyería y muestra cómo las inversiones en estas empresas han dado retornos mucho más altos que las inversiones en grandes corporaciones establecidas. Argumenta que para crear riqueza intergeneracional, es necesario encontrar y invertir en las próximas grandes empresas antes de que su crecimiento se haga evidente para el resto del mercado.

20:04

🔍 Identificar y actuar en las oportunidades de inversión

El orador presenta un caso de estudio de una empresa de productos sanitarios que aprovechó el tema de la higiene para crecer exponencialmente. Ofrece consejos sobre cómo identificar compañías con potencial a través de sus ventas, márgenes y ganancias. El orador anima a la toma de acciones rápidas, señalando que la mayor parte de los inversores indios comienzan a invertir tarde y pierden el poder de lacompounding. Finalmente, motiva a la investigación y a la identificación de sectores emergentes para encontrar joyas ocultas en el mercado.

🌟 Conclusión: Encender las luces en la inversión

El orador concluye enfatizando la importancia de la acción inmediata y la necesidad de tomar decisiones de inversión inteligentes para crear riqueza intergeneracional. Agradece a la audiencia y les desea éxito en su travesía financiera, esperando haber iluminado su camino hacia la riqueza a través de esta charla.

Keywords

💡riqueza generacional

La riqueza generacional se refiere a la acumulación de activos y recursos financieros que se pueden transmitir a las futuras generaciones. En el video, se centra en la creación de riqueza a través de inversiones en el mercado de valores, subrayando la importancia de la inversión en acciones con un potencial de crecimiento para asegurar el bienestar económico a largo plazo.

💡mercado de valores

El mercado de valores es un lugar donde se pueden comprar y vender acciones de empresas. En el video, se presenta como un 'taller de dinero', donde con la estrategia adecuada, es posible generar grandes ganancias y riqueza a largo plazo, siempre y cuando se invierta en el momento y la empresa correctos.

💡rendimiento

El rendimiento se refiere a los beneficios o pérdidas que se obtienen de una inversión. En el video, se utiliza para comparar las diferentes tasas de retorno de las inversiones en grandes empresas establecidas versus las pequeñas y medianas empresas que están en una etapa de crecimiento, resaltando que las últimas pueden ofrecer rendimientos más altos.

💡pequeñas y medianas empresas (SME)

Las pequeñas y medianas empresas son empresas que no son grandes enough para ser consideradas 'grandes caps' en el mercado de valores. En el video, se enfatiza la importancia de invertir en SME debido a su mayor potencial de crecimiento y, por lo tanto, a mayor rendimiento en comparación con las compañías más establecidas.

💡inversión de riesgo

La inversión de riesgo se refiere a la inversión en oportunidades que pueden ofrecer altos rendimientos pero también conllevan un mayor riesgo de pérdida. El video sugiere que para crear riqueza generacional, es necesario tomar ciertos riesgos al invertir en empresas con un futuro prometedor, en lugar de optar por opciones de inversiones 'seguras' que ofrecen rendimientos más bajos.

💡ahorro

Ahorro se refiere a la cantidad de dinero que se guarda para futuras necesidades o para invertir. En el video, se argumenta que el ahorro es crucial para la creación de riqueza, ya que permite a los inversionistas tomar ventaja de la multiplicación de su dinero a través de la inversión en el mercado de valores.

💡inflación

La inflación es el aumento generalizado de los precios de bienes y servicios. En el video, se menciona que la inflación puede 'matar' el poder adquisitivo del dinero ahorrado, por lo que es importante que la inversión supere el índice de inflación para mantener o aumentar el valor de la riqueza.

💡compuestos

Los compuestos son una forma de inversión en la que los intereses ganados se reinvestieren para generar más intereses. En el video, se destaca la importancia del poder de los compuestos en la creación de riqueza, especialmente cuando se invierte en empresas con un alto potencial de crecimiento.

💡inversión inteligente

La inversión inteligente implica tomar decisiones informadas y estratégicas con el fin de maximizar los rendimientos. En el video, se sugiere que la inteligencia en la inversión no se trata de ser el más grande o trabajar en el banco de inversión más grande, sino de ser astuto y tomar decisiones informadas para multiplicar la riqueza.

💡temas de inversión

Los temas de inversión son áreas o sectores que se espera que tengan un crecimiento futuro. En el video, se mencionan temas como la energía renovable, la gestión de residuos y la infraestructura como posibles áreas para la inversión, basadas en las necesidades y tendencias futuras de la sociedad.

Highlights

The speaker has 9 years of trading experience and aims to simplify trading and investing for everyone.

Stock market is described as a 'factory of money' where one can make a lot of money with the right approach.

In India, less than 5% of the population invests in the stock market compared to 56% in China and 74% in America.

The importance of understanding the difference between income and wealth for wealth creation is emphasized.

Income is periodic earnings, while wealth is the accumulation of income through smart investments.

The speaker argues that most people fail to understand the simple formula of income minus expenses equals savings.

Savings are crucial as they are where the multiplication effect of wealth begins.

Indians are portrayed as poor savers, with a shocking statistic that 75% of working professionals do not save money.

Investing in the stock market is equated to investing in a 'factory of money' where money is manufactured daily.

The speaker guarantees that understanding and investing in the stock market can define one's financial future.

Fixed deposits and mutual funds are considered safe but not the best for wealth creation compared to the stock market.

The real inflation rate is believed to be around 15%, and investments must outpace this rate to maintain wealth.

Investing in small cap and midcap companies is highlighted as an underrated method for wealth creation.

The speaker provides a case study of investing in a hygiene-related company that led to exponential wealth growth.

Investing in future-oriented sectors such as waste management, infrastructure, and luxury consumption is recommended.

The importance of researching and finding hidden gems in the stock market is stressed for wealth creation.

Taking action quickly is crucial, as the earlier one invests, the more they can benefit from compounding.

The speaker concludes by hoping to have sparked the audience's vision and hunger to create generational wealth.

Transcripts

all right welcome everybody once again

and uh my topic for the day is uh how to

create generational wealth from the

stock market so I have been a Trader for

the last 9 years I failed for the first

5 years of my life lost a ton of

money wasted a lot of time and then

eventually figured out that stock market

is a place it's a factory of money you

can make a lot of money provided you're

doing the right thing at the right time

with the right expectation so today uh

with 9 years of trading experience I

started my own company trying to

simplify trading and investing for

everybody because I know trading

investing Finance it's very complicated

uh you know we try to make things fancy

and at the end of the day no one really

knows what's going to happen tomorrow in

the markets so what what I've tried to

done I tried to do is that uh I'm trying

to give you a solution and a vision on

how can you create generational wealth

from the stock markets and how whatever

I have learned in my entire 9 or 10

years of trading experience I've just

UND OD that if you want to make a lot of

money and if you want to truly create

wealth stock markets are the way to go

but in India there are some interesting

facts that I'm going to tell you in

India less than 5% of the population

invests in the stock markets if you

compare this number to to China where

56% of population invests in the stock

markets and compared to America where

about 74% people invest in the markets

India has not even seen the stock

markets Indians Indians have not even

seen wealth creation Journey uh to start

from the market so it's really important

for you all and I think for everybody to

really understand how to really create

generational wealth because a lot of

people invest in the markets but they

don't end up making money like they

don't end up creating the wealth that

I'm talking about because I am talking

about a lot of money so let's get

started and let's try to First

understand what is the difference

between income income and wealth now

this is where the game starts income is

something that you get periodically

right your salary maybe your

professional fees or anything that you

do by trading in your time right so you

give time and then salary gets credited

into your bank account so income is

something which is going to take care of

your expenses it's going to take care of

your lifestyle Etc and then there's a

very simple formula which I think

everyone knows that income minus

expenses is equal to savings and mind

you

95% of all human beings fail to

understand this one simple formula and

I'll prove it to you because human

beings are lazy they're stupid and they

want everything but they don't want to

do anything and that is exactly what I'm

trying to prove it to you on how a

simple process and simple understanding

as students of business you guys can

literally accelerate your financial

wealth by at least 50 15 to 20 years by

just being smart right you don't really

have to go to the biggest investment

banks of the country you just have to be

a little

smart on the contrary wealth is an

accumulation of income and wealth is

created by putting your savings in the

right place now income can get you all

of

this the screen is gone I think okay so

income can basically get you your

iPhones it can get you brand stuff and

income is basically going to get you

everything that you want right here

right now and all of these expenses mind

you are not taking you anywhere on the

contrary wealth can get you stuff which

is serious money so if if I talk about

uh you know an iPhone or a good shoes or

a pair of good belts anyone can have it

any bloody person can have it in the

world but 10 years down the line would

everyone have the money to buy a house

or maybe a good car or maybe establish

themselves for their next 20 30 years

maybe the retirement that is the

difference on if you are smart with your

money in your 20s you're going to be

really really ahead of everyone in your

40s so let's try to understand this from

a mathematical perspective so income

minus expenses are savings now income is

a function of your skill your knowledge

time and the profession that you are in

so if you're a doctor if you're a lawyer

if you're a MBA in finance or if you're

a CA your income is going to depend on a

lot of factors which you may not have

full control of that means you have

partial control on your income now let's

come to the second part of the equation

which is

expenses expenses are a function of your

choices and you have full control of

your expenses that means if you can

reduce your your expenses and your

income stays constant you're going to

save more money and why is saving

important because savings is where your

multiplication effect of your wealth is

going to start Indians are horrible

Savers this is a study conducted by

Times of India in

2021

75% of all working professionals making

less than 1 lakh rupees a month do not

have money left after 20th of the month

it's a very shocking fact people are

going to buy iPhones on emis cars on

emis every single thing is on Emi every

single thing is on credit that means for

you to take control of your finances and

for you to take control and really

create wealth you need to have this

savings component and you can do two

things with savings you can invest to

multiply or you can keep to destroy

it now now even if you decide to invest

your money where do you do it you do it

in a place called the stock market or

the factory of

money this is a place where money is

manufactured every single day in every

country for everybody but only a few

actually make money from it why because

people try to take stock markets or the

financial markets for that matter very

lightly and I'm here to give you some

serious is answers to a few questions

that you might

have if you decide to invest your money

and this is going to Define how you

approach the markets from today onwards

that is my guarantee to you if you

decide to invest your money you can

either reduce your existing wealth you

can maintain your existing wealth or you

can create exponential wealth now

majority of Indians are doing the first

thing they're putting their money into

fixed deposits which it's going to heal

them 7 8% they're going to feel safe

they're going to feel happy 10 years

down the line you're not going to be

able to buy something that you can buy

today with let's say 1 lakh rupees after

10 years why because the silent killer

inflation is killing your money now a

lot of people have this misconception

that inflation is 5% 6% this is the

inflation for tomatoes onions and

cauliflower which you and we will never

even go and buy the real inflation is

lifestyle inflation the iPhone that you

bought yes last year today it's 20%

expensive the flight that you traveled

in the hotel that you went in the cup of

coffee from Starbucks everything is

going up by an average of 15% so for me

I feel real inflation is 15% so your

money has to compound faster than 15%

for you to stay where you are today so

Banks or fixed deposits are clearly not

taking you anywhere it's going to

basically reduce your existing wealth

now if you are doing mutual funds say

you are not really doing a great job my

friend I mean this is a very contrary

opinion you are going to invest your

money in mutual funds they are going to

create wealth for you but you're still

maintaining your existing wealth you're

not really doing

wonders and the last thing which is a

question mark you invest here and you

create exponential wealth this is where

you literally Skyrocket your journey of

person

finances Now 1 lakh rupees invested for

10 years in a bank FD is going to

basically yield you 1.96 lakhs after 10

years mutual funds are going to give you

some six lakhs and the secret thing that

I'm going to be talking about uh in the

next few minutes it's going to yield you

20 lakhs now if you see the difference

of

choices a single choice of playing safe

when you had the opportunity to take

risk you guys are 20 year old right 20

21 22 Maybe 20 maybe 25 you guys have 30

years of investable age left take risk

if you're not going to take risk today

you will be forced to take risk when you

can't afford to I can see a lot of 50 60

year olds trying to now get into Futures

and options they want to take risk now I

mean it's too late right so it's the

it's the right time for you to

understand that there is some investment

Style there is some way where you can be

bloody smart with your money and

accelerate your multiplication rate you

can literally take the power of

compounding in your hands now how do you

do that small cap and midcap investing

now this is one of the most underrated

things and let me just quickly explain

in 30 seconds of what small caps and

midcaps really are so you can see three

companies over there one is tbz all

three are jewelry companies number two

is Kalan and number three is T so I'll

just quickly ask have you heard about

tbz ever in your life please raise your

hand have you heard about Kalan dwellers

ever in your life please raise your hand

have you heard about tanishk please

raise your hand I think everybody right

so tbz is a small cap company they are

worth about 900 cror Kalan jewellers is

worth about 30 to 40,000 cror it's

called a midgap meaning this company is

in its stage of growth it has proven

some growth elements and now a lot of

growth is still left and then Titan or

tanishk is where they have already

captured every single piece of growth

possible on the planet Earth and now

they're ready to conquer and

expand majority of Indians are going to

invest in Titan but the party is over

Titan has created wealth for people who

thought Titan would be Titan today 15

years back you in the markets are not

going to get rewarded

for the past you're going to get

rewarded when you take risk for what is

about to happen in the future let's look

at the return comparison of all of these

three names in the last one year from

January 2023 till December 4th

2023 Titan has generated a return of

about

36% Kalan has given a 167% return and

tbz has given somewhere close to a 61%

return what does that mean tbz and Kalan

are going to grow faster than Titan they

are more riskier than Titan and hence

you're going to get rewarded by Titan

now if you look at the maximum tenure of

all these three stocks it will blow your

mind Titan has generated

81,7

15% returns for people would put in

money in the year 2000 when Tanish was

not even born

Titan was only selling watches and only

in 2005 is where they invested and they

started Tanish or a jewelry brand

because they understood one very simple

thing Indians are getting richer Indians

are making more money gold is very

important simple

stuff so the point over here is if

you're going to invest in Titan today

and if you expect yourself to create

generational wealth I'm so sorry that's

not happening you have to invest in

Titan you have to invest in stocks which

have done historically well but your

major chunk of wealth is not going to

come from these stocks do you agree

please raise your hand the stocks which

have completed their journey of growth

if as students of finance and as gen Z

if we going to invest in those old stale

companies they might be good they might

even make you

money but for you to 100x your money you

need to find the next Titan and that is

what we're going to be discussing in the

next couple of minutes now this is

Indian J favorite stocks right so if you

ask anybody on the planet which stocks

have you invested in you will see these

names Reliance TARTA Motors ICI bank

infosis baj finance do you agree with me

please raise your hand these are the

stocks that you would probably go open

your zeroda grow demat account one lakh

invested in these stocks for 5 years

would yield you 2 lakhs 4 lakhs to and

around somewhere between two and a half

lakhs on an average the so-called Blue

Chips these companies are again at a

maturity stage they've done what they

wanted to now this is 90% of Indian

investors 90% Indian investors are going

to have these stocks in their portfolio

so what are the other 10% doing let's

compare these are the Indian

VIPs people who know how the the market

Works money 1 lakh rupees invested for 5

years in these five

stocks 88 lakhs in Vari renewable energy

what is the theme Here renewable energy

did you not know 5 years back that clean

energy and renew renewable energy is the

future did you not know

that we did did we take action no now

you see xro India you you see PG Electro

plus so all of these companies are just

starting off their growth journey and

one lakh invested in either of these

five or six companies and there is a

long list of about 50 companies who've

created exponential wealth just compare

yourself you invest 1 lakh rupees in

Reliance after 5 years you're left with

2 lakhs after 5 years your iPhone is not

going to come in 2

lakhs but if you just research a little

and just be a little smart about about

your

money you can exponentially increase

your wealth to maybe any of these

numbers let's take an average of 40

lakhs you're basically multiplying your

money by 40 times in 5 years by

investing in companies which are nothing

today but they're going to become the

Titans the Reliance and the baj of the

world after 5 years so what do you have

to do you have to research you have to

understand how India is growing we are

in India's Golden Era the next two

decades are for India and this is a list

of five stocks I guarantee in the next 5

years we will have a list of over a

thousand stocks which have created such

wealth but if you are still stuck to

mutual funds fixed deposits savings

account all of that jazz you are not

going to create exponential wealth I

again come back to the same place the

stock markets are a factory for you to

multiply your money now in this Factory

if you go in the safe Direction you're

going to make money you're going to

maintain your lifestyle but you're not

going to get wealthy I'm talking about

you being Filthy Rich for you to be

Filthy Rich you have to do things

differently so how many of

you are Risk Takers from the statistics

that you've seen now I'm not saying put

your own house at risk but I'm saying

let's just risk some amount of your

invest ible capital in trying to

multiply and compound

it let's take a case study and this is

where I break down the framework of how

do you identify such companies this is a

company called Sarah sanitary wear have

you heard about this

company so they basically have these

wash basins sinks and basically washroom

stuff right so the theme was

hygiene in 2006 there's an investor

named named Mr Vijay Kia he invested

thinking just very once see his his

rational to invest in this company was

very simple Indians are going to be more

hygienic in

life and he thought that we all had

these Indian WC's how many of you have

seen old houses with Indian

WC's that transition had to happen and

he had a very simple formula this

company could basically take advantage

of that so the theme is hygiene the

sector was sanitary wear and the product

type was mass Market brand very cheap

stuff right which India could consume 1

lakh rupes invested in

2011 is rupees 2.4 cres in 2024 this is

what you

call exponential advancement in your

wealth you did not do anything except

buying that the factory was run by the

founders the promoters everything else

was done automatically you are a king

you're an emperor if you invested in

this company and took advantage of this

entire creation of wealth so how do you

really understand whether a particular

company that you are researching or the

midcap small cap investing that I'm

talking about how can you really get

into that you just look at their numbers

and if you look at these three numbers

I'll share the slides with you later the

sales the margins and the profits this

is what is the language a company

communic at to an investor and it's your

responsibility to have a look at these

numbers periodically for companies that

you are

scouting so Sarah was basically one of

the examples where 177,000 per returns

were generated for investors Titan is

another example and there are so many

other examples which can create

generational wealth for you so how do

you really create generational wealth

that's the question number one invest in

the future future not the past don't be

a ordinary person go beyond right try to

find which other the new sectors I'll

give you some names right India is very

dirty how many of you agree India is

very dirty India needs a lot of Waste

Management that's going to be the future

India has a lot of infrastructural

problems just look at your Bangalore

roads right a lot of Po holes here and

there India needs a infrastructure

revamp India needs a lot of luxury Rec

consumption all of these are the themes

for the future and it's your

responsibility to figure out which

companies will ultimately dominate so

invest in midcaps and small caps don't

just invest in every other company that

your friend your family members are

investing in number two research think

and go beyond put your Google baba to

work and find these hidden gems there

are structured ways in which you can do

that on the internet you'll find it you

can connect with me offline I'll help

you do that the theme the industry and

the earnings TI i e these are the three

major Elements which will enable you to

invest in companies that can literally

explode your

wallet number three and this is the last

one take action quickly you are already

very late a lot of Indians are investing

probably post 26 27 years of age your

very late very very late 7 years of

compounding is as good as 20 years of a

person working for a company with a 15%

increase every year so you have to take

action and you have to take it

today so I would like to conclude by

saying one very simple thing many people

are in the dark when it comes to what to

do with money um you know they're very

shy I don't know what to do they are

confused and today

I hope I've turned on the lights and

sparked your vision or your hunger to

create generational wealth thank

you