Learn Real English: How to pay with DEBIT and CREDIT CARDS

Summary

This lesson teaches how to use debit or credit cards at checkout, covering card swiping, inserting, verifying amounts, selecting account types, entering PINs, and handling issues like incomplete transactions or insufficient funds, with tips for a smooth payment process.

Takeaways

• 💳 Understanding payment methods: The lesson covers how to use debit and credit cards for payments.
• 🧾 Swipe or insert: The machine will prompt you to either swipe the magnetic strip or insert the card chip.
• 🔄 Correct card orientation: Different machines require the card's black stripe to be oriented differently.
• 👌 Verify the amount: Confirm the transaction amount displayed on the screen before proceeding.
• 🏦 Account selection: Choose between a chequing or savings account when using a debit card.
• 🔢 Entering your PIN: Input your Personal Identification Number (PIN) for security verification.
• 🔄 Handling errors: If the card swipe or insertion fails, you may need to try again or clean the card.
• ❌ Incorrect PIN: If the PIN is wrong, re-enter it or cancel the transaction if needed.
• 🔄 Transaction processing: Wait for the transaction to complete and follow the machine's instructions.
• 🕵️ Forgotten cards: Remember to take your card after the transaction to avoid losing it.

Q & A

What is the main topic of the lesson in the provided transcript?

The main topic of the lesson is how to pay with a debit or credit card.

What is the purpose of the Scene card mentioned in the script?

The Scene card is a points card for movies, which allows you to earn points and potentially watch a movie for free if you spend a lot of money at the movie theater.

What does the machine usually say first when you want to pay with a card?

The machine will usually say 'Swipe or insert', indicating the two methods of using a card for payment.

What does 'swipe' mean in the context of using a card at a payment machine?

'Swipe' means to quickly push or pull the card through a machine, typically using the black stripe on the back.

What is the difference between 'swipe' and 'insert' when using a card at a payment machine?

To 'swipe' is to quickly move the card through a machine, while 'insert' means to put the card into the machine, usually using a chip.

What is the purpose of verifying the amount on the payment machine?

Verifying the amount on the payment machine allows the customer to confirm that the price is correct before proceeding with the transaction.

What are the two different types of bank accounts mentioned in the script?

The two types of bank accounts mentioned are 'chequing' and 'savings' accounts.

What does 'chequing' account refer to in the context of banking?

A 'chequing' account is a type of bank account from which you can write cheques, which are like paper money.

What is a 'savings' account in the context of banking?

A 'savings' account is a type of bank account that is typically used for saving money and does not allow writing cheques.

What is a 'PIN' in the context of using a debit or credit card for payment?

A 'PIN' is a 'personal identity number', which is a secret number used to authenticate the cardholder during a transaction.

What should you do if the payment machine displays 'Incomplete transaction. Please try again.'?

If the machine displays 'Incomplete transaction. Please try again.', you should re-enter the payment information, including the account type and PIN, to attempt the transaction again.

What does the message 'Insufficient funds' mean during a card transaction?

'Insufficient funds' means that there is not enough money in your bank account to cover the cost of the transaction.

What is the advice given for dealing with 'Insufficient funds' during a transaction?

The advice given is to get a job, earn money, and ensure there is enough money in the bank account before going shopping.

What is the alternative payment method mentioned in the script that the speaker does not trust?

The alternative payment method mentioned is 'tap and go' or 'pay as you go', where you simply touch the credit card to a sensor for payment.