Cómo abrir una cuenta Facebank desde Venezuela CON CEDULA- Facebank Review 2025 - V054

Summary

In this 2025 update, the video guides Venezuelans on opening and managing a Facebank account, a Puerto Rico-based online bank offering USD transactions worldwide. It explains account types—natural, entrepreneur, and corporate—along with documentation requirements, including Venezuelan ID or passport. Key details include Remit account limits ($3,000/month), debit card use and fees, peer-to-peer crypto transfers, and account verification times. The video also addresses bank security, FDIC context, and appeal processes for applicants with past government affiliations. Practical tips for receiving international payments, PayPal integration, and avoiding pitfalls are shared, making it an essential guide for Venezuelans managing funds in dollars.

Takeaways

• 😀 Facebank is a Puerto Rico-based online bank offering U.S. dollar accounts accessible from Venezuela.
• 😀 Venezuelans can open a Facebank account using either a valid passport or a national ID card with proof of address.
• 😀 Account types include Natural Person, Entrepreneur, and Corporate, each with different transaction limits and purposes.
• 😀 Remit accounts for Venezuelans without a passport have a monthly transaction limit of $3,000 but still allow debit card use and wire transfers.
• 😀 Facebank is regulated by Puerto Rico/U.S. banking laws, not FDIC-insured, but has over $500 million in assets to support depositors.
• 😀 Debit cards are Mastercard, international, with dynamic conversion fees of 1%–4.5% when used abroad; virtual cards are not currently available.
• 😀 Facebank does not allow direct cryptocurrency purchases with its card, but peer-to-peer transfers between Facebank users for crypto are possible with caution.
• 😀 Account opening involves either QR code or email submission, with manual verification for ID card holders taking up to a couple of weeks.
• 😀 Individuals with current or past links to the Venezuelan government may face account rejection, but appeals are possible via customer service.
• 😀 Facebank Connect is available for prompt customer support, and users can manage payments, transfers, and P2P transactions effectively.
• 😀 Corporate and entrepreneur accounts offer higher transaction limits for businesses and online ventures, while natural accounts are for personal use.
• 😀 Physical debit cards can be sent to a local pickup point or home in Venezuela, and cards are free if the balance exceeds $200.

Q & A

Can Venezuelan citizens open a Facebank account using only their national ID?

Yes, Venezuelan citizens can open a Remit account with Facebank using a valid national ID along with proof of address. A passport is not required for this type of account.

What types of accounts does Facebank offer?

Facebank offers three main account types: Natural Person accounts for personal use, Entrepreneur accounts for small business or higher transaction volumes, and Corporate accounts for registered companies, including Venezuelan-registered companies.

What are the monthly transaction limits for Remit accounts?

Remit accounts, designed for Venezuelans without a passport, have a monthly transaction limit of $3,000. Regular and corporate accounts have higher limits.

Is Facebank backed by the FDIC?

No, Facebank is not FDIC-backed. However, it is regulated under Puerto Rico and United States banking laws and has been operating for over 17 years with more than $500 million in assets.

What is the process to open a Facebank account?

Users can open an account via the official website (facebank.pr), using either a QR code or email. For Remit accounts, emailing and explaining your situation is recommended. Verification can take 2–3 weeks, especially for ID-based accounts.

Are there any restrictions on who can open an account at Facebank?

Yes. Facebank generally does not offer services to individuals currently or previously affiliated with the Venezuelan government or public companies. Applicants can appeal rejections by providing evidence that they no longer have such links.

What are the features and fees of the Facebank debit card?

The Facebank debit card is a Mastercard, international, and allows purchases in dollars. It costs $14, but is free if your account balance exceeds $200. Foreign currency transactions have a dynamic fee of 1–4.5%, depending on the country and merchant.

Does Facebank offer virtual debit cards?

No, Facebank currently does not offer virtual debit cards. Users must wait for the physical card to receive the account details and CVC.

Can Facebank accounts be used to buy cryptocurrency?

No, Facebank is not crypto-friendly, and using the debit card to buy crypto can result in penalties or account closure. However, peer-to-peer (P2P) transfers between Facebank users are allowed for personal use, which can then be used to acquire crypto externally.

What should Venezuelan users know about Facebank account verification?

Verification times vary depending on the type of identification used. Passport holders usually experience faster approval. For ID-based accounts, manual verification is performed, which can take several weeks. Users should be patient and respond to any requested documentation.

How can users access customer support at Facebank?

Facebank provides customer support through its platform called Facebank Connect. This allows users to quickly address account issues or questions after verification and account opening.

Can Venezuelans with corporate accounts collect USD without intermediaries?

Yes, Venezuelan-registered companies can open corporate accounts in Facebank, enabling them to receive payments in USD directly without relying on third-party services.