AIA Health Protector- Product AV (Tamil)

Summary

AIA Health Protector offers comprehensive health coverage, including financial support for hospitalization, global treatment options, and 136 one-day surgeries. It also rewards no-claim health maintenance, provides emergency cash withdrawal, and continues benefits to the spouse in the event of the policyholder's death. Plan for future healthcare costs with this affordable option.

Takeaways

• 🏥 AIA Health Protector offers financial support for the best treatment when you or your family members need it most.
• 🛌 Coverage extends to hospitalization for individuals up to age 17, ensuring worry-free hospital bills.
• 🌐 Global coverage for hospitalization is provided, allowing access to the best treatments worldwide.
• 💰 No claim privilege rewards policyholders with increased protection each year they stay healthy.
• 👍 Covers 136 one-day surgeries, acknowledging the importance of non-hospitalization treatments.
• 💸 Affordable options are available, ensuring high coverage without a high cost.
• 🤑 Emergency cash withdrawal is offered for unexpected expenses during hospitalization.
• 💔 In the event of policyholder's death, the policy and benefits can be continued by the spouse.
• 💰 Health fund is paid out at the end of the policy term with an additional loyalty reward for long-term policyholders.
• 📈 The script highlights the increasing life expectancy in Sri Lanka and the rising cost of healthcare due to inflation.
• 🛡 Encourages planning for future healthcare costs by choosing AIA Health Protector as a comprehensive health insurance solution.

Q & A

What is the primary purpose of AIA Health Protector?

AIA Health Protector is designed to offer financial support for the best treatment for individuals and their families when they need it the most, covering hospitalization and related medical expenses.

What does 'cashless hospitalization' mean in the context of AIA Health Protector?

Cashless hospitalization refers to a service where AIA Health Protector directly covers hospital bills at leading hospitals, eliminating the need for the patient to pay upfront and then claim reimbursement.

Does AIA Health Protector provide coverage for hospitalization abroad?

Yes, AIA Health Protector offers global coverage for hospitalization, allowing policyholders to seek the best treatment wherever it is available.

What kind of treatments does AIA Health Protector cover besides hospitalization?

In addition to hospitalization, AIA Health Protector also covers 136 one-day surgeries and provides financial support for treatment or tests before or after hospitalization.

How does the no claim privilege work in AIA Health Protector?

The no claim privilege rewards policyholders for staying healthy by increasing their protection each year they do not make a claim.

What is the policy regarding surgery coverage in AIA Health Protector?

AIA Health Protector covers policyholders for any surgeries they may need to undergo, providing financial support to ease the burden of medical costs.

How does AIA Health Protector assist in the event of a critical illness?

In the case of a critical illness, AIA Health Protector takes care of the financial burdens, allowing the policyholder to focus on recovery.

What is the affordability aspect of AIA Health Protector in terms of coverage?

AIA Health Protector offers an affordable option where policyholders can opt for high coverage without a significant increase in premium, making it accessible for a wider range of people.

What additional support does AIA Health Protector provide for unexpected hospitalization expenses?

AIA Health Protector offers extra support for unexpected expenses due to hospitalization, including an emergency cash withdrawal facility for policyholders in need of immediate funds.

What happens to the policy and its benefits if the policyholder passes away?

If the policyholder passes away, the policy and its benefits can be continued by the spouse, ensuring that the intended protection is maintained.

How does AIA Health Protector address the issue of rising healthcare costs due to inflation?

AIA Health Protector includes a high loyalty reward that boosts the health fund at the end of the policy term, helping to offset the increased cost of healthcare due to inflation.