13+ HERKES İÇİN PAPARA KULLANMA (PAPARA NEDİR? KART NASIL ALINIR? IBAN NASIL KULLANILIR? AVANTAJLAR)

Summary

In this video, the speaker provides a comprehensive guide on Papara, a digital wallet service. It covers how to use Papara, obtain a card, and utilize the new IBAN feature. The video explains that users as young as 13 can use Papara, and discusses various card options, including the free Papara Black card. Additionally, it highlights the convenience of sending and receiving money, paying bills, and using cashback offers. The speaker emphasizes the benefits of using Papara and offers practical tips on maximizing its features.

Takeaways

• 📝 Papara is an electronic money and payment service that allows users to send and receive money, pay bills, and shop online.
• 🔞 You don't need to be 18 to use Papara; it can be used by anyone aged 13 and above.
• 💳 Papara offers different types of cards: the Black card can be ordered for free and delivered to your home, while other cards can be purchased from various locations for a small fee, which is refunded once the card is activated.
• 🏦 Papara now has an IBAN feature, allowing users to receive money from bank accounts directly to their Papara account without the sender needing a Papara account.
• 🌍 With the IBAN feature, users can send money internationally, making it more versatile and competitive with other international money transfer services.
• 💵 You can withdraw money from any ATM using a Papara card or by generating a QR code through the Papara app.
• 📱 Papara app allows for mobile management of your account, including sending and receiving money, paying bills, and setting up automatic transfers.
• 💰 Papara offers cashback on purchases at various partner merchants, effectively giving users discounts on their spending.
• 🧾 Users can pay utility bills such as electricity, water, and gas through the Papara app.
• 🎮 Virtual and ghost cards are available for secure online shopping; ghost cards are single-use and disappear after one transaction.

Q & A

What is Papara and how can it be used?

Papara is a digital wallet and payment service that allows users to send and receive money, pay bills, and make online and offline purchases. It functions similarly to a bank account and can be used via its mobile app or website.

How can someone obtain a Papara card?

To obtain a Papara card, users can either order the Papara Black Card for free delivery to their home or purchase a card from various locations such as stores. The purchased card costs a small fee (around 5-10 TL), which is refunded to the user's Papara account once the card is linked.

What are the age requirements for using Papara?

Users must be at least 13 years old to use Papara. This makes Papara accessible to teenagers as young as 13, as well as adults.

Can you describe the new IBAN feature in Papara?

The new IBAN feature allows users to have an IBAN associated with their Papara account. This enables users to receive money from any bank directly into their Papara account, even if the sender does not have a Papara account.

How does one transfer money using Papara?

Users can transfer money by selecting the 'Para Transferi' (Money Transfer) option in the app, entering the recipient's Papara number or IBAN, and specifying the amount to send. Transfers can also be made using the new IBAN feature.

What are the benefits of using a Papara card?

Papara cards can be used for making purchases, withdrawing cash from ATMs, and earning cashback rewards from various merchants. They offer convenience similar to traditional bank cards with additional features like cashback.

Can Papara be used for international transfers?

Yes, Papara now supports international transfers, allowing users to send money abroad. This is a significant advantage, especially since services like PayPal are not available in Turkey.

What is the cashback feature in Papara?

Papara's cashback feature allows users to receive a percentage of their spending back from selected merchants. For example, users can get up to 10% cashback on purchases from certain stores, with monthly limits on the maximum cashback amount.

How can users deposit and withdraw money from their Papara account?

Users can deposit money into their Papara account via bank transfer, ATMs, or partner locations like CarrefourSA, Teknosa, and PTT branches. Withdrawals can be made to bank accounts or at ATMs using a Papara card or QR code.

What advice does the speaker give about requesting or giving money?

The speaker advises against asking for money without providing a service or value in return. They emphasize the importance of earning money through effort and discourage relying on or expecting free money.