كاش باك يصل إلى ١٠٠٪، محفظة جديدة بدون رسوم سحب أو تحويل عملة، شرح محفظة برق | بطاقة برق

Mohammad Alkhudhair

16 Aug 202405:54

Summary

TLDRThe video script introduces a versatile digital wallet that can be used both within and outside Saudi Arabia, offering cashback and worldwide cash withdrawal at no additional fees. It highlights the wallet's instant card issuance, no foreign transaction fees, and cash withdrawal at any ATM without fees. The digital wallet also provides a high withdrawal limit, purchase protection up to 75,000 SAR, and a cashback game offering rewards up to 100%. The video discusses the wallet's potential benefits during travel, its competitive edge with fixed exchange rates, and the notable members of its management board, suggesting a promising future for the service.

Takeaways

🌍 The featured wallet can be used both inside and outside Saudi Arabia, offering cashback and free cash withdrawals globally without currency exchange fees.
💳 The wallet can be downloaded and activated instantly on iOS or Android, allowing immediate use worldwide without needing a physical card.
🚫 No currency exchange fees make this wallet a great option for travelers, ensuring 0% fees on international transactions and withdrawals.
📦 You can order a physical card for free, which can be used for withdrawals anywhere in the world with no international fees.
🔒 The wallet offers purchase protection, compensating up to 75,000 SAR if an item bought with the card is lost, stolen, or damaged.
🎁 Cashback is not fixed but can be earned through games like a 'Wheel of Fortune,' with cashback rewards ranging from 0.5% to 100% based on the transaction.
🎮 Another feature is a game center where users can earn small cash rewards by playing games, with prizes potentially reaching up to 2 million SAR.
💸 The wallet allows free internal and international money transfers with a monthly spending limit of 100,000 SAR.
🔄 The wallet supports instant transfers to anyone with a bank account or a Barq account using just a phone number.
📈 The wallet's development team includes experienced professionals from successful financial institutions, suggesting a strong future for the app.

Q & A

What is the main feature of the new wallet mentioned in the video script?
-The main feature of the new wallet is that it can be used both inside and outside Saudi Arabia, offering cash back and cash withdrawal from any ATM worldwide without transaction fees or withdrawal fees.
How can users obtain the new wallet instantly?
-Users can obtain the new wallet instantly through their iPhone or Android device by downloading the app and getting the card for free and immediately.
What is the advantage of the wallet for international travel?
-The advantage for international travel is that the wallet has no foreign transaction fees, making it an ideal tool for travelers to avoid high conversion fees that traditional bank cards may charge.
Is there a physical plastic card available with the wallet?
-Yes, there is a physical plastic card available with the wallet that can be requested for free and used for cash withdrawals at any ATM worldwide without fees.
What is the maximum withdrawal limit for the digital wallet?
-The maximum withdrawal limit for the digital wallet is 100,000 Saudi Riyals per month, which is different from the previously mentioned 200,000 Riyals limit.
What is the feature called 'Protection of Purchases' and how does it benefit users?
-The 'Protection of Purchases' is a feature that compensates users up to 75,000 Saudi Riyals if they purchase something with the card and it gets stolen, burned, lost, or damaged due to any accident.
Does the wallet offer cashback rewards for transactions?
-Yes, the wallet offers cashback rewards for transactions, which can vary from 50% to 100% or even more, depending on the transaction and current offers.
What is the 'Lucky Draw' feature and how does it work?
-The 'Lucky Draw' feature is a game where users can participate after making a purchase, and they have a chance to win cashback rewards ranging from small amounts to potentially 100% of the transaction amount.
What are the qualifications of the board members of the wallet company?
-The board members of the wallet company include successful individuals from financial institutions, such as the CEO and founder who has a background in the credit card industry, and other distinguished economic figures.
What is the potential benefit of the wallet's fixed exchange rate feature?
-The fixed exchange rate feature ensures that users get the official exchange rate without any additional markup, which can save them money compared to traditional bank cards that may charge up to 3.1% for currency conversion.
What is the 'Game Center' mentioned in the script and what does it offer?
-The 'Game Center' is a feature within the wallet app where users can play games and win cash prizes. The prizes can range up to two million Saudi Riyals.

Outlines

00:00

💳 Introduction to a Feature-Packed Wallet

The speaker introduces a versatile wallet that can be used both inside and outside of Saudi Arabia. It offers cashback and cash withdrawal services from any ATM worldwide without any transaction fees or withdrawal fees. The wallet also provides additional benefits that will be discussed in the video. The wallet is unique in that it can be obtained instantly upon registration without any waiting period. It can be accessed and used via iPhone or Android devices, and the card is issued directly and free of charge. The wallet is also highlighted for its plastic card feature, which will be discussed later in the video. The speaker shares their personal experience using the wallet in America and emphasizes the convenience of not needing a physical card.

05:01

🌐 Key Features and Benefits of the Wallet

The speaker elaborates on the wallet's key features, including no transaction fees worldwide, the ability to request the wallet for free, and the option to withdraw cash from any ATM globally without incurring international fees or ATM withdrawal charges, effectively offering a 0% fee structure. The wallet also has a high withdrawal limit of up to 200,000 Saudi Riyals monthly, which is a significant advantage over other digital wallets that may have lower limits. The wallet offers direct money transfers to any individual's account, either in Saudi Arabia or internationally, using just their mobile number, without the need for an account number. Additionally, the wallet includes a purchase protection feature, which provides compensation of up to 75,000 Saudi Riyals for any purchased items that are lost, stolen, or damaged due to an accident. The speaker also mentions the wallet's cashback feature, which offers a variable cashback rate ranging from 0.5% to 1.2% or more, depending on the transaction and current offers.

🏆 The Team Behind the Innovative Wallet

The speaker discusses the team behind the wallet, highlighting the executive president and founder, who is also the owner of the CCB idea, and other notable economic figures such as Professor Ahmed Al-Anzi, Professor Faisal Al-Thuraya, and Professor Anas Al-Sirafi. These individuals have a proven track record of success in their respective fields. The speaker mentions that the presence of these distinguished individuals on the board of directors signifies that the wallet will likely be an exceptional product, learning from past mistakes and adding new features in the future. The speaker wishes them success and encourages viewers to share their experiences or ask questions in the comments section below the video.

Mindmap

Keywords

💡Travel

Travel is a central theme in this video as it discusses a financial product that can be used both within and outside of Saudi Arabia. The video mentions how the product can be beneficial for travelers, providing cash back and cash withdrawal services without fees at any ATM worldwide. This is particularly relevant for individuals who travel frequently and are looking for cost-effective financial solutions.

💡Digital Wallet

A digital wallet is a virtual platform that allows users to make electronic transactions. In the context of the video, it is described as a new and different type of wallet that can be used for both domestic and international travel. The digital wallet is highlighted for its convenience, as it can be downloaded to a smartphone and used immediately without the need for a physical card.

💡Cash Back

Cash back refers to a feature of certain credit cards and financial products where a percentage of the money spent is returned to the user. In the video, cash back is mentioned as a significant benefit of the digital wallet, where users can receive a percentage of their spending back, starting from 0.5% to 1.2% or more, depending on the transaction and ongoing promotions.

💡Plastic Card

A plastic card, often referring to a credit or debit card, is a physical financial tool used for transactions. The video discusses the option to request a plastic card for free, which can be used for cash withdrawals at any ATM worldwide without international transaction fees or ATM withdrawal fees, emphasizing the card's utility for travelers.

💡Transaction Fees

Transaction fees are charges imposed by financial institutions for processing transactions. The video emphasizes that the digital wallet does not have any transaction fees for currency exchange or ATM withdrawals worldwide, which is a significant advantage for users looking to minimize costs associated with financial transactions.

💡Withdrawal Limits

Withdrawal limits refer to the maximum amount of money that can be withdrawn within a specified period. The video mentions that the digital wallet has a monthly withdrawal limit of 200,000 Saudi Riyals, which is a high limit compared to other digital wallets that might have a limit of 100,000 Riyals per month, indicating the wallet's suitability for high-volume transactions.

💡Instant Transfer

Instant transfer is a feature that allows for immediate money transfers between accounts. The video highlights the ability to instantly transfer money to any person, either locally or internationally, using just their mobile number or bank account number, showcasing the convenience and speed of the digital wallet's services.

💡Purchase Protection

Purchase protection is a feature that provides compensation for goods purchased with a card in case of theft, damage, or loss. The video explains that the digital wallet includes purchase protection up to 75,000 Saudi Riyals, adding an extra layer of security and assurance for users making purchases with the wallet.

💡Lucky Draw

A lucky draw, also known as a lottery or raffle, is a game of chance where participants have the opportunity to win prizes. The video describes a feature called 'Lucky Draw' where users can participate after making a purchase, and they have a chance to win cash back or other rewards, adding an element of fun and potential savings to the user experience.

💡Executive Board Members

The executive board members are individuals who oversee the management and direction of a company. The video mentions that the digital wallet's executive board includes experienced individuals from the financial sector, indicating the wallet's potential for success and innovation, as it is backed by a team with a proven track record in the industry.

Highlights

A new digital wallet is introduced that can be used both inside and outside Saudi Arabia.

The wallet offers cashback and cash withdrawal from any ATM worldwide without transaction fees or ATM withdrawal fees.

The wallet can be downloaded instantly and for free on any device, and can be used anywhere in the world.

The wallet is available in both a digital and a physical plastic card version.

There are no currency conversion fees worldwide, making it an ideal travel companion.

The wallet offers a feature of zero transfer fees both domestically and internationally.

The digital wallet has a monthly withdrawal limit of 200,000 Saudi Riyals.

The wallet allows direct transfers to any person's account, both in Saudi Arabia and internationally, using just their phone number.

A unique feature called 'Purchase Protection' is included, which compensates users up to 75,000 Saudi Riyals for lost or damaged purchases made with the card.

The wallet offers a cashback feature that can range from 0.5% to 100% on purchases.

Users can participate in a 'Lucky Draw' feature for a chance to win cashback rewards on their transactions.

The wallet has a gaming center where users can play games to win monetary rewards.

The gaming rewards can go up to two million Saudi Riyals.

The board members of the wallet company include successful financial industry veterans.

The wallet is expected to learn from previous mistakes and add more features in the future.

The wallet aims to provide stable and fair currency exchange rates without additional fees.

Users are encouraged to share their experiences and suggestions in the comments section for further improvement.

The presenter, Mohammed Al-Khudhair, thanks the viewers for their time and invites them to subscribe and like the video.