My Long Term 10 Stock Strategy 20+ Years | My Son’s Portfolio Update

Summary

In this video, the creator shares insights into their long-term investment strategy for their son's portfolio, which is set to grow over 30 years. They focus on investing in strong, well-established companies like Reliance, Tata, and Bajaj, while emphasizing the importance of averaging purchases during market downturns. The strategy involves a concentrated portfolio, avoiding frequent trades, and betting on companies that can thrive for decades. The creator also highlights emerging high-income opportunities in AI and shares their personal experience with specific stocks like Indian Hotels, Colgate, and others, focusing on growth potential despite short-term challenges.

Takeaways

• 😀 The primary goal of the Suns PF is to create long-term wealth for the user's son by investing for 30 years, focusing on a concentrated portfolio.
• 😀 The user started investing in stocks for their son after he was born, aiming to build wealth that will support his future needs, including education and marriage.
• 😀 The investment strategy focuses on averaging during market downturns, not during uptrends, in order to minimize risk and capitalize on lower prices.
• 😀 Instead of SIP (Systematic Investment Plan), the user invests during significant market drops (such as when the market falls by 1000 points or more).
• 😀 The target is to grow the portfolio from 8 lakh in 2024 to 15 lakh by the end of 2025, with an emphasis on compounding over 30 years.
• 😀 The portfolio consists of large-cap, well-established companies such as the Amani, Bajaj, and Tata groups, ensuring stability and long-term growth.
• 😀 The user avoids frequent buying and selling, aiming for a hands-off approach where investments grow naturally over time without distractions.
• 😀 AI and high-income skill development are heavily emphasized as the future of work, with the user recommending free AI crash courses to stay ahead in the evolving job market.
• 😀 Key stocks in the portfolio include Indian Hotels, Reliance Industries, Pedilite, and others, with each stock selected for its potential to grow over decades.
• 😀 Despite some setbacks with stocks like Geo Financial Services and IGL, the user maintains confidence in these investments for the long term, believing in their future potential.
• 😀 The user's strategy is based on long-term conviction and diversification, with the belief that a few winners in the portfolio will more than cover any losses.

Q & A

Why did the creator start investing in the Suns PF for their son's future?

The creator started investing in the Suns PF to build long-term wealth for their son, who was born on May 1st, 2024. The idea is to start planning for his future early and ensure the portfolio grows over the next 30 years.

What is the creator’s investment strategy with the Suns PF?

The strategy involves investing during market downturns, particularly when significant support levels are broken. The creator avoids averaging during market rallies and focuses on averaging during market declines to buy at lower prices, aiming for long-term growth.

Why does the creator prefer a concentrated portfolio rather than diversifying into 15-20 stocks?

The creator believes that for long-term wealth creation, it’s better to have a concentrated portfolio of high-quality stocks. This allows for stronger growth over time, as opposed to spreading investments too thinly across many companies.

How does the creator approach investment targets and performance tracking?

Each year, the creator sets a target for the portfolio’s value, aiming to grow it incrementally. The creator tracks the portfolio’s performance with a long-term vision, aiming for a 30-year horizon. Investments are made when the market is down or during significant market events, like Billion Day.

Why does the creator emphasize investing for the long term rather than frequent buying and selling?

The creator prefers a long-term investment approach to avoid the distractions of frequent buying and selling, focusing instead on compounding wealth over decades. The goal is to allow investments to grow steadily without unnecessary interference.

What is the rationale behind the creator’s choice of companies to invest in?

The creator chooses companies with strong management, solid track records, and the potential to thrive for the next 20 to 30 years. Examples include companies like the Tata group, Bajaj group, and Amani group, which have a history of navigating challenging market conditions.

What is the creator’s approach to learning and adapting to new skills, such as AI?

The creator encourages learning AI skills as they are becoming crucial in today’s job market. AI skills can lead to high-paying roles, and the creator highlights free resources, such as an AI crash course, to help people gain these skills quickly.

How does the creator manage market volatility in their portfolio?

The creator uses key support levels to guide investment decisions during market downturns. They avoid trying to time the market perfectly, instead focusing on investing when the market breaks significant support zones. This allows them to buy stocks at lower prices during bear markets.

What stocks in the Suns PF have performed well or poorly, and why?

Indian Hotels, a company in the hospitality sector, has performed well, maintaining a positive trend despite market volatility. In contrast, stocks like Geo Financial Services and IGIL have underperformed due to various challenges, but the creator remains optimistic about their long-term potential.

How does the creator view the future growth potential of KPIT and Tata Power?

The creator has strong conviction in KPIT's future, believing it could become a 100-bagger over 30 years due to its growth in the electric vehicle sector. Similarly, Tata Power is expected to perform well over the next 5 to 10 years as it aggressively expands its plans in the energy sector.