MacVoices #23195: Joe Kissell Takes Control of Your Digital Legacy (2)

Summary

In part two of a critical discussion with Joe Kissel on 'Mac Voices,' host Chuck Joyner delves deeper into the intricacies of managing one's digital legacy. Kissel, author of 'Take Control of Your Digital Legacy,' emphasizes the importance of appointing a digital executor alongside a traditional executor to manage digital assets effectively. The conversation highlights the need for detailed planning, understanding legal implications, and addressing issues related to password management and digital inheritance. Kissel's book serves as a comprehensive guide, offering practical advice and a downloadable template for creating a digital will.

Takeaways

• 📘 Joe Kissel discusses the importance of taking control of your digital legacy, highlighting the need for everyone to address this issue sooner or later.
• 🖥️ Joe emphasizes the role of a digital executor, suggesting that this person should be technically savvy and work closely with the regular executor to manage digital assets effectively.
• 📑 It's crucial to include specific instructions in your will regarding digital assets and ensure that the digital executor understands their duties and collaborates with the regular executor.
• 🔏 Different jurisdictions have varying legal requirements for incorporating digital legacy instructions into a will, so it's important to consult with a legal professional.
• 📱 With the increasing use of mobile devices, it's essential to consider how to manage digital assets stored on these devices and instant messaging services.
• 💡 Joe warns against relying solely on third-party digital legacy services, as many have gone out of business, and suggests using them only as a backup.
• 🔐 Managing passwords securely is a critical aspect of digital legacy planning. Options include using password managers with built-in legacy features or providing clear instructions and master passwords in a secure document.
• 📝 Writing your own obituary can ensure that you are remembered in a way that reflects your true self, and this can be included in your digital legacy planning.
• 🚨 Planning for potential incapacitation is also important, as it allows loved ones to manage your affairs in case of temporary or permanent inability to do so yourself.
• 📚 Joe's book, 'Take Control of Your Digital Legacy,' offers comprehensive guidelines and a downloadable template to help individuals create a thorough digital will, covering passwords, emails, photos, and more.

Q & A

What is the main topic of the conversation with Joe Kissel?

The main topic is taking control of your digital legacy, which is about managing and preparing for what will happen to your digital assets and information after your death.

Why is the concept of a 'digital executor' important?

A digital executor is important because they are responsible for managing a person's digital assets after their death. This includes handling online accounts, data transfer, and ensuring that digital wishes are carried out, which may not be within the capabilities of a traditional estate executor.

What should a digital executor be knowledgeable about?

A digital executor should be knowledgeable about dealing with various file formats, transferring large amounts of data, managing password access, and understanding the technical aspects of handling digital assets.

Why is it recommended to have a separate digital executor?

It is recommended to have a separate digital executor because they can focus specifically on the technical aspects of managing digital assets, allowing the regular executor to focus on financial and tangible matters without being overwhelmed by technical challenges.

What is the role of a regular executor in the context of digital legacy?

The regular executor is responsible for settling the estate, which includes paying taxes, settling debts, and distributing property according to the deceased's instructions. They may also need to work in conjunction with a digital executor to access digital assets.

How can someone ensure their digital executor and regular executor work together effectively?

They should have clear communication, understand each other's roles, and have a written agreement that outlines their responsibilities. It's also important to ensure that any legal requirements for their appointment are met according to local jurisdiction laws.

What are some of the changes in the digital landscape that Joe Kissel noticed since the first edition of his book?

Some changes include increased use of mobile devices, the rise of instant messaging services, the handling of passive income from digital businesses, and the emergence of passkeys as a new security measure.

What are some concerns with entrusting your digital legacy to a third-party service?

Concerns include the potential for privacy and security breaches, the longevity and reliability of the service, and the possibility that the service may not exist when the individual passes away.

Why is it important to have a plan for digital assets in case of incapacitation or temporary absence?

Having a plan ensures that loved ones or designated individuals can access necessary accounts and information to manage bills, emails, and other responsibilities in the individual's absence, maintaining the continuity of their affairs.

What is an 'auto obituary' and why is it recommended?

An auto obituary is a self-written obituary that allows the individual to represent themselves and express how they want to be remembered. It is recommended because it can provide a more personal and accurate reflection of the individual's life compared to a standard, fill-in-the-blanks obituary.

What is the best way to archive and secure passwords for heirs according to the script?

The best way is to specify in a secure digital will where the passwords are stored, such as in a password manager, and provide the master password needed to access them. It's also important to keep the document containing this information secure, such as in a safe deposit box.

What is the process for gifting the book 'Take Control of Your Digital Legacy'?

Currently, the process involves buying a copy of the book while logged out of the Take Control account and then emailing it to the intended recipient. The author plans to improve this process in the future.

What is the pricing for the new edition of 'Take Control of Your Digital Legacy'?

The new edition is priced at $14.99 for first-time buyers or as a gift. For those who owned the first edition, an upgrade is available for a $5 fee.