Hukum Jual Beli Emas secara Online di Masa Pandemi | Dr. Muhammad Arifin Baderi, MA

Summary

In this video, the speaker discusses the permissibility of purchasing gold online, specifically in relation to transactions with Antam. The speaker explains that gold and silver transactions must be conducted in cash (physical exchange of money and goods) according to Islamic teachings. Citing the sayings of Prophet Muhammad (SAW), the speaker emphasizes the requirement for immediate and equal exchange in gold-silver transactions. The discussion highlights that purchasing gold or silver online with delayed payment and pickup does not comply with these rules, and alternative methods or waiting for a return to traditional systems are advised.

Takeaways

• 😀 Gold and silver transactions in Islam must be conducted with immediate payment and physical handover of the items.
• 😀 The Prophet Muhammad (SAW) emphasized that transactions involving gold and silver should occur in a way that both the item and the money are exchanged at the same time.
• 😀 Scholars have agreed that the exchange of gold and silver must happen immediately, without delay or deferred payment.
• 😀 The concept of 'tangible payment' means that when buying gold, both the money and the gold should be handed over on the spot.
• 😀 The pandemic or other external circumstances do not serve as valid reasons to deviate from the established rules for gold and silver transactions.
• 😀 Transactions involving gold and silver as forms of value or standard currency must adhere to the rule of immediate, physical exchange.
• 😀 If a store or seller does not follow the rule of immediate physical exchange, the transaction is considered impermissible in Islam.
• 😀 Online purchases of gold are only permissible if the transaction is conducted in a way that meets the criteria of immediate payment and physical exchange.
• 😀 If a store or platform does not offer a system for immediate cash payment and physical collection of gold, the purchase is not allowed.
• 😀 In the case of non-compliant online systems, one can wait until the system is adjusted to comply with these principles or purchase from an alternative source.

Q & A

What is the primary concern raised in the transcript regarding online gold transactions?

The primary concern is whether it is permissible to buy gold online through platforms like Antam, given that the current system does not allow for immediate physical payment or exchange.

Why must gold and silver transactions be conducted physically and simultaneously according to Islamic principles?

Islamic principles require that gold and silver transactions be done simultaneously and physically because these metals serve as both a medium of exchange and a standard of value. This ensures fairness and prevents ambiguity in the transaction.

What is the key Islamic ruling about trading gold and silver with each other?

The key ruling is that trading gold for gold or silver for silver, or even gold for silver, must be done simultaneously and with the same weight or value, as prescribed by the Prophet Muhammad (SAW).

What is the significance of the hadith mentioned in the transcript about selling gold for silver?

The hadith emphasizes that transactions involving gold and silver must be done on the spot, meaning that both the physical gold and silver must be exchanged simultaneously, ensuring the transaction is fair and free from uncertainty.

Can external factors like the pandemic justify the practice of deferred gold transactions?

No, external factors like the pandemic are not considered a valid reason to alter the fundamental principles of gold and silver transactions. The ruling still requires the transaction to be conducted immediately and physically.

What does the term 'tawarruq' refer to in the context of gold and silver transactions?

Tawarruq refers to a method of trade where a person buys a commodity on credit and sells it immediately for cash. This practice is not applicable to gold and silver transactions under Islamic law, which require immediate payment and delivery.

What should a consumer do if they are unable to purchase gold through a permissible method online?

A consumer should either look for alternative stores or wait until the system is adjusted to allow for compliant, immediate transactions, as buying gold in a manner that does not comply with Islamic law is not allowed.

What are the essential requirements for an Islamic transaction involving gold or silver?

The transaction must involve an immediate exchange of physical gold and money (or another permissible form of currency), with no delay in payment or delivery.

Why do Islamic scholars emphasize the importance of physical exchange in gold and silver transactions?

The emphasis on physical exchange ensures transparency, fairness, and the avoidance of any fraudulent or speculative practices. It also prevents any ambiguity about the ownership and delivery of the items involved.

What is the role of the 'fiqh' (Islamic jurisprudence) in defining gold and silver trading rules?

Fiqh provides the legal and ethical guidelines for transactions involving gold and silver, emphasizing that these trades must follow specific conditions such as immediate payment and delivery to ensure the transaction is valid and free from exploitation.