Credit Report Loan App Harassment 😰😰 Solution Credit Report Loan App Real Or Fake #instantloanapp

Varun 360
23 Sept 202405:16

Summary

TLDRThe video script discusses concerns about a loan application named 'Credit Report Loan Application' with a 4.6 rating and over 50,000 downloads. It reassures viewers that the app is genuine and not a scam. The speaker advises against paying any fees to avoid falling for a scam and offers solutions for dealing with phone calls from the app. They suggest using call-blocking settings, not paying any money, and reporting the app if it turns out to be fraudulent. The speaker also recommends filing a cybercrime complaint and reporting the app on the Play Store to prevent others from falling victim to similar scams.

Takeaways

  • 📱 The application discussed is a loan app with a rating of 4.6 and over 50,000 downloads.
  • ⚠️ There are doubts about the authenticity of the loan application, but it is clarified that it is a recently launched app.
  • 📞 The script advises against responding to phone calls from the app if a loan is not needed, as it could be a scam.
  • 🚫 It is emphasized that no legitimate loan application would threaten to misuse personal information if a loan is not approved.
  • 🔒 The script suggests using the 'Truecaller' app to block unwanted calls from the loan app.
  • 📞 If calls persist, the script recommends adjusting the settings to block all calls, but cautions that this might block important calls as well.
  • 💸 The script warns against paying any money to the app, as it could be a scam that promises to return the money and then blocks further communication.
  • 📢 It is advised to inform close ones about the scam to prevent them from falling for it.
  • 📝 The script suggests that after a certain period, the scammers might stop contacting the victim.
  • 🚔 It recommends filing a cybercrime complaint if personal information like PAN card details were shared with the app.
  • 📱 Finally, the script advises reporting the app on the Play Store and leaving a review to warn others about the scam.

Q & A

  • What is the rating of the credit report loan application mentioned in the script?

    -The rating of the credit report loan application is 4.6.

  • How many downloads does the application have according to the script?

    -The application has more than 50,000 downloads.

  • Is the loan application real or fake according to the speaker?

    -The speaker clarifies that the loan application is real and has recently been released.

  • What is the speaker's advice regarding the phone calls from the loan application?

    -The speaker suggests using the 'Truecaller' app to block the phone calls if they are not wanted.

  • What is the impact of these loan applications on one's credit score according to the script?

    -The script implies that these loan applications do not impact one's credit score.

  • What is the solution proposed for dealing with unwanted phone calls from the loan application?

    -The solution proposed is to apply settings in the 'Truecaller' app to automatically block such calls.

  • Why should one not pay any money to these loan applications?

    -The speaker advises not to pay any money as these applications are fraudulent and will not provide any legitimate service.

  • What is the recommended action if one has already paid money to the loan application?

    -The recommended action is to report the application and not to pay any more money.

  • Why is it important to report such loan applications as scams?

    -Reporting these applications helps in preventing future scams and ensures personal safety.

  • What is the suggested next step after blocking the calls and reporting the scam?

    -The next step is to leave a complaint on the cyber crime portal and report the application on the play store.

  • What is the final advice given by the speaker to avoid such scams in the future?

    -The final advice is to never pay any money to such applications and to be vigilant about financial scams.

Outlines

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Mindmap

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Highlights

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Transcripts

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Related Tags
Loan ScamsFraud AwarenessApp ReviewsFinancial SafetyCyber CrimeScams PreventionCredit ReportsLoan ApplicationsFraud TipsSecurity Advice