[INSURANCE] Apa Sih Bedanya PRUSolusi Sehat Plus Pro vs PRUWell Medical

Summary

In this informative video, the host Agus discusses the differences between PR Solusi Sehat Plus Pro and PRuell Medical insurance plans. He explains that while both are traditional health insurance options, PR Solusi Sehat Plus Pro offers a 'smart plan' with various levels like Bronze to Diamond, whereas PRuell Medical lacks a smart plan and has simplified options. The host also highlights differences in daily hospital allowances, no claim bonuses, and companion costs, noting that PR Solusi Sehat Plus Pro is being phased out in favor of PRuell Health from June 1st, 2024, encouraging viewers to make informed choices.

Takeaways

• 📚 The video discusses the differences between PR Solusi Sehat Plus Pro and PRUell Medical insurance plans.
• 🔄 PR Solusi Sehat Plus Pro and PRUell Medical are both traditional health insurance products, but they have distinct features and benefits.
• 💼 PRUell Medical is a newer product that is being introduced as a replacement for the Pro Solusi Sehat Plus Pro plan.
• 🏥 PR Solusi Sehat Plus Pro offers a 'smart plan' with various levels ranging from Bronze A to Diamond, while PRUell Medical does not have a smart plan.
• 🛏️ A key difference is in the room options; PRUell Medical offers a single room option for Gold, Platinum, and Diamond plans, whereas PR Solusi Sehat Plus Pro provides a choice between Gold A (one room with two beds) and Gold B (one room with one bed).
• 💰 PRUell Medical has removed certain benefits such as daily hospitalization allowance, no claim bonus, and companion costs, which may result in lower insurance costs.
• 🚑 The script mentions that PRUell Medical does not cover certain high-cost regions like Singapore, Japan, and Hong Kong for the Silver B plan.
• 📈 The video outlines specific benefit limits for different plans, such as varying limits for Bronze A, Bronze B, and other tiers, highlighting the differences in coverage and cost.
• 🗓️ PR Solusi Sehat Plus Pro offers a no claim bonus, which increases the annual benefit limit if no claims are made within a year, a feature not present in PRUell Medical.
• 📉 The cost of insurance for PRUell Medical is likely lower due to the removal of certain benefits, making it a more simplified and potentially more affordable option.
• 📞 Viewers are encouraged to contact the presenter or a salesperson for inquiries or applications regarding the insurance plans discussed in the video.

Q & A

What is the main topic of the video script?

The main topic of the video script is the comparison between PR Solusi Sehat Plus Pro and PRuell Medical, discussing their differences and features in the context of traditional insurance and rider benefits.

What are the two products being compared in the script?

The two products being compared are PR Solusi Sehat Plus Pro and PRuell Medical.

What does the script mention as the basis for both PR Solusi Sehat Plus Pro and PRuell Medical?

The script mentions that both PR Solusi Sehat Plus Pro and PRuell Medical have the same basis, which is the traditional insurance model.

What is the difference between PR Solusi Sehat Plus Pro and PRuell Medical in terms of plan offerings?

PR Solusi Sehat Plus Pro offers a plan called 'Cermat' with various levels such as Bronze A, Bronze B, Silver, Gold, Platinum, and Diamond. PRuell Medical, however, does not have a 'Cermat' plan and only offers Bronze, Silver, Gold, Platinum, and Diamond plans.

What is the significance of the term 'Rider' in the context of the script?

In the context of the script, 'Rider' refers to additional benefits that are added to the basic insurance product, enhancing its coverage.

What is the difference in the room coverage between Gold plans of PR Solusi Sehat Plus Pro and PRuell Medical?

In PR Solusi Sehat Plus Pro, the Gold plan offers a choice between Gold A (one room with two beds) and Gold B (one room with one bed). In contrast, PRuell Medical's Gold plan only offers one option, which is equivalent to Gold A in PR Solusi Sehat Plus Pro.

What does the script say about the no claim bonus in PR Solusi Sehat Plus Pro?

The script mentions that PR Solusi Sehat Plus Pro has a no claim bonus, which means that if no claims are made within a year, the annual insurance benefit limit increases.

What is the difference in daily hospitalization allowance between PR Solusi Sehat Plus Pro and PRuell Medical?

The script indicates that PR Solusi Sehat Plus Pro includes a daily hospitalization allowance, while PRuell Medical does not have this benefit.

What is the script's stance on the cost of insurance for PR Solusi Sehat Plus Pro and PRuell Medical?

The script suggests that due to the removal of certain benefits like daily hospitalization allowance and no claim bonus in PRuell Medical, the cost of insurance may be lower compared to PR Solusi Sehat Plus Pro.

What changes are expected to happen to PR Solusi Sehat Plus Pro according to the script?

The script mentions that PR Solusi Sehat Plus Pro will be discontinued and replaced by PRuell Health on June 1st, and that there is an opportunity for customers to choose between the two options before the change.

How can viewers get in touch with the presenter for inquiries about the insurance products discussed in the script?

Viewers can get in touch with the presenter by contacting the sales team, scanning a QR code provided in the video, or visiting the presenter's website for more information or to make an application.