Zelfstandige worden #2: je eigen zaak starten
Summary
TLDRThe video script serves as a comprehensive guide for aspiring entrepreneurs in Belgium, detailing the steps to start a business. It begins with mandatory legal registration at the Crossroads Bank for Enterprises (KBO), obtaining a unique enterprise number and activating a VAT number. It highlights the importance of social contributions for benefits like family allowance and medical cost reimbursements. The script also emphasizes the need for a separate business bank account and health insurance. It advises on the activation of the VAT number from the business start date, which allows for invoice issuing to clients. Lastly, it offers tips for choosing the ideal start date to maximize benefits and save costs, with an option to contact for further assistance.
Takeaways
- 📝 Start with the necessary legal registration as a self-employed individual by visiting an enterprise window to get your enterprise number, which is also your VAT number.
- 🔢 The enterprise number is unique to your business, similar to a national registration number on an ID card.
- 💰 The cost for this registration and additional permits you might need is set by the government, approximately at 155 euros.
- 🏦 Open a separate business bank account under the name of your business to keep your private and professional finances strictly separated.
- 🤒 Inform your health insurance fund of your new self-employed status to ensure you have the required health coverage.
- 📅 Receive your VAT number and wait for 3 to 5 working days before you can start your business operations.
- 🎉 Celebrate your new venture with a champagne, but remember to keep it cool until the right moment.
- 🗓 Choosing the right start date for your business can make a significant difference; the VAT number is only activated from the start date of your enterprise.
- 💸 You only pay social contributions for a full quarter, even if you start at the end of that quarter, which can save you money.
- ❓ For help in determining the ideal start date for your business, consider reaching out to the enterprise for further assistance.
- 🔄 If you are unsure about any details, you can revisit the enterprise's website or contact them for more guidance on starting as a self-employed individual.
Q & A
What is the first step to start a business in Belgium?
-The first step is to register as a self-employed individual by visiting an enterprise desk (ondernemingsloket) where you will be registered with the Crossroads Bank for Enterprises (KBO) and receive a unique enterprise number.
What is the role of the enterprise number received after registration?
-The enterprise number is unique to your business and is somewhat comparable to the national register number on your identity card. It also activates your VAT number at the same time.
What does the VAT number stand for and when does it become active?
-The VAT number is essentially the same as the enterprise number but with 'BTW' (Belgian VAT) in front. It becomes active from the start date of your business.
What are the benefits of being registered as a self-employed individual in Belgium?
-Being registered as a self-employed individual provides social protection, including the right to family benefits, legal pension, reimbursement of medical costs, and unemployment benefits.
What is the approximate cost of the mandatory registration and obtaining additional permits?
-The cost is determined by the government and is approximately 155 euros.
What is the importance of having a separate business bank account?
-A separate business bank account ensures a clear separation between private and professional finances, and the tax authorities are not allowed to look into your private account.
What is the next step after registering the business and obtaining the VAT number?
-The next step is to inform your health insurance fund about your new status as a self-employed individual to ensure you have the required health insurance coverage.
How long does it take to activate the VAT number after obtaining it?
-It takes approximately 3 to 5 working days to activate the VAT number after obtaining it.
Why is it important to choose the right start date for your business?
-The start date is important because the VAT number is only activated from that date, and you can only send invoices to customers from then on. Also, social contributions are always paid for a full quarter, so starting at the right time can save money.
What should you do if you need help determining the ideal start date for your business?
-You can visit 'serieus.be' for a thorough read or contact them for further assistance in determining the ideal start date for your business.
What is the final advice given to someone who has just started their business?
-The advice is to celebrate the start of the business by buying champagne, chilling it, and popping the cork to mark the occasion.
Outlines
📚 Starting a Business in Belgium: Administrative Steps
This paragraph outlines the initial steps for starting a business in Belgium. It emphasizes the necessity of administrative procedures, such as mandatory legal registration at an enterprise desk, obtaining a business number akin to a national registration number, and activation of a VAT number. The paragraph also touches on social security contributions, the benefits of social protection, family allowance, pension, medical cost reimbursement, and unemployment benefits. It mentions the additional permits that might be required and the associated costs, which are determined by the government and approximately 155 euros. The paragraph concludes with a reminder of the importance of choosing the right start date for the business to align with the activation of the VAT number and to ensure compliance with social contributions.
Mindmap
Keywords
💡Self-Employment
💡Administrative Procedures
💡Enterprise Number
💡VAT Number
💡Social Contributions
💡Health Insurance
💡Business Bank Account
💡Taxation
💡Start Date
💡Legal Requirements
💡Entrepreneur
Highlights
Starting a business in Belgium requires navigating administrative processes.
Visit an enterprise desk for mandatory legal registration as a self-employed individual.
Mistakenly referring to the K.V.O. as a football association, corrected to K.B.O. (Crossroads Bank for Enterprises).
Receiving an enterprise number, comparable to a national register number on an identity card.
Enterprise number also activates as a VAT number, which is essentially the same number.
Being officially registered as a self-employed individual provides social protection.
Paying social contributions entitles to family benefits, legal pension, medical cost reimbursement, and unemployment benefits.
The enterprise desk also assists with obtaining additional permits that may be required.
The cost of registration and permits is determined by the government, approximately 155 euros.
Maintaining a separate business bank account ensures a clear separation between private and professional finances.
Informing the health insurance fund about starting a business is crucial for mandatory health insurance.
Receiving a VAT number allows for the commencement of business operations, which may take 3 to 5 working days.
The importance of choosing the right start date for the business is emphasized to maximize benefits.
VAT number activation only occurs from the start date of the business, affecting invoice sending to customers.
Social contributions are paid for a full quarter, even if the business starts at the end of the quarter.
Advice on determining the ideal start date for the business to save costs and maximize benefits.
Offering further assistance for starting a business through the provided contact information.
Transcripts
serieus gids naar het universum der
zelfstandigen
twee de weg naar een eigen zaak stel je
hebt een briljant idee
ik wil een eigen zaak starten applaus
maar voor je aan de slag kan als
zelfstandige moet je wel nog enkele
administratieve watertjes door zwemmen
ja kijk
we leven nu eenmaal in belgië op stap 1
voor je verplichte wettelijke
registratie als zelfstandige
ga je langs bij een ondernemingsloket we
zeggen maar wat serieus bijvoorbeeld en
baas schrijven ze je in bij de kvo de
koninklijke voetbalvereniging oostende
nee sorry ik was miss de kbo
de kruispuntbank van ondernemingen je
ontvangt dan een ondernemingsnummer een
beetje te vergelijken met het
rijksregisternummer op je
identiteitskaart
met dit nummer is je onderneming uniek
je ondernemingsnummer wordt tegelijk
geactiveerd als btw-nummer dat is
eigenlijk gewoon het zelfde nummer maar
met bjr voor je sluit ook officieel aan
als zelfstandige waarmee je sociaal
beschermd en zo heb je na betaling van
je driemaandelijkse sociale bijdragen
rechtop gezinsbijslag het wettelijk
pensioen terugbetaling van medische
kosten en uitkering het vrij tegenslag
je ondernemingsloket zorgt ook voor
extra vergunningen die je eventueel gaat
nodig hebben en de kost van dit alles is
door de overheid bepaald op ongeveer 155
euro
en dat verschil taal
een beetje op stap 2 de varkentjes die
je zelf moet wassen op een zichtrekening
op naam van je zaak zo ben je privé en
professioneel strikt gescheiden en mag
de fiscus niet in je privérekening
snuffelen
breng je ziekenfonds op de hoogte van je
start als zelfstandige zo ben je in orde
met je verplichte ziekteverzekering
wanneer je je btw-nummer heeft gekregen
mag je van start gaan met je eigen zaken
reken hiervoor op ja 3 tot 5 werkdagen
genoeg tijd is om een champagne te kopen
en cool te zetten en laat mark knallen
die kurk
ondernemer die je daar bent oh we ook
nog even niet je zaak een dag vroeger of
later startte kan een groot verschil
maken
daarom alvast weer tips die je helpen
bij het bepalen van je startdatum
een btw-nummer borst pas geactiveerd
vanaf de start datum van je onderneming
pas vanaf dan kan je facturen sturen
naar je klanten toe
je betaalt altijd sociale bijdragen voor
een volledig kwartaal ook al start je
pas op het einde van dat kwartaal even
wachten kan je dus heel wat centjes
besparen
twijfel je geen zorgen ik serieus helpen
je graag om de ideale startdatum te
klikken
wil je elk de taille nog eens goed
doorlezen ga naar serieus punt b e of
contacteer ons
we helpen je graag verder bij je op
starten als zelfstandige da's wonder
nemen
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