Apa Itu SLIK ?

Summary

This video introduces Slick Click, a financial information service system managed by OJK. Previously known as SSID, it allows broader access to debtor information, enabling financial institutions, including non-banking ones, to access ID (information of debtors) for loan and credit evaluations. With mandatory monthly reporting, the system is designed to improve loan processes and reduce non-performing loans (NPL). The video explains the registration process, required documents, and the steps to access the service. It emphasizes that the service is free and available at OJK offices, with more information accessible online.

Takeaways

• 😀 Slick Click is a financial service system managed by OJK that provides financial information and services to the public.
• 😀 Slick Click was launched on January 1, 2018, as a replacement for the previously known SSID system, which was managed by Bank Indonesia.
• 😀 The main function of Slick Click is to provide information on debtors, including financial details such as loans, guarantees, and management.
• 😀 Access to the debtor information in Slick Click has expanded to include non-bank financial institutions, not just banks and financing institutions.
• 😀 Financial institutions with access to Slick Click are required to report debtor data monthly by the 12th of the following month.
• 😀 The integration of Slick Click aims to streamline the loan application process and reduce non-performing loans (NPLs).
• 😀 Slick Click service is free of charge, ensuring public access to financial information without additional costs.
• 😀 Currently, there is no mobile app for Slick Click, but you can access it online or visit OJK offices for services.
• 😀 For individual debtors, IDP retrieval requires valid identification such as an Indonesian KTP or foreign passport, while businesses need additional documents like company deeds and director's KTP.
• 😀 If unable to visit in person, a representative can collect the IDP with proper authorization (including a power of attorney and identity verification).
• 😀 The entire process of obtaining debtor information (IDP) takes about 15 minutes once the required documents are complete.

Q & A

What is Slick Click in the context of this script?

Slick Click is a financial information service system managed by OJK (Financial Services Authority) since January 1, 2018. It was previously known as the debtor information system (SSID) managed by Bank Indonesia (BI), which provided financial data such as credit and debtor details.

What is the main function of Slick Click?

The main function of Slick Click is to provide financial information services for surveillance and reporting purposes, focusing on debtor information, loan facilities, collateral, management, and the financial status of debtors.

How has the access to ID (information) changed with Slick Click?

Previously, only two financial institutions—banks and financing institutions—could access debtor information (ID). With Slick Click, non-bank financial institutions can also access debtor information, which makes financial services more inclusive.

What is the reporting obligation for institutions with access to Slick Click?

Institutions that have access to Slick Click are required to submit monthly debtor reports by the 12th of the following month to ensure that debtor data is always up-to-date.

What is the expected impact of the Slick Click system on loan applications?

With the integration of Slick Click, the process of loan applications is expected to be easier, quicker, and more efficient. It also aims to reduce the risk of problematic loans (non-performing loans).

How can individuals access the Slick Click service?

Individuals can visit OJK offices (both central and regional) for Slick Click services. Detailed information about the locations of OJK offices can be found on the OJK website (www.jne.co.id).

Is there a mobile application for Slick Click?

Currently, there is no mobile application for Slick Click, nor is there an online service for requesting debtor information (ID) directly. However, registration and queue management can be done online through the OJK consumer portal.

What documents are required for individual debtors to use Slick Click services?

For individual debtors, the required documents are an original ID card (KTP) for Indonesian citizens or a passport for foreign nationals. These are necessary for accessing their debtor information.

Can a representative submit a request on behalf of a debtor?

A debtor's request can be represented by someone else, but only if they provide a power of attorney (with a Rp6,000 stamp) and submit the original ID card of both the debtor and the representative.

How long does it take to process a Slick Click request?

The entire process to receive debtor information through Slick Click takes approximately 15 minutes, and the information is provided in hardcopy format.

Is there any cost associated with using the Slick Click service?

No, using the Slick Click service is completely free of charge.