TANGGAL CETAK, BILLING STATEMENT DAN JATUH TEMPO KARTU KREDIT TOKOPEDIACARD, UNTUK PEMULA.

Summary

In this informative video, the speaker explains essential details for Tokopedia cardholders, focusing on three critical dates related to credit card transactions. Transactions from the 16th to the 15th of each month are summarized in the billing statement, sent on the 18th. Payments must be made by the 2nd of the following month to avoid late fees and damage to credit scores. The speaker advises early payments, ideally by the 25th or 26th, to ensure timely processing, emphasizing the importance of understanding these dates to maintain good credit health.

Takeaways

• 📅 Important dates for Tokopedia cardholders include the billing cycle and payment deadlines.
• 🔄 The billing cycle runs from the 16th of the previous month to the 15th of the current month.
• 💰 Transactions made during this period are totaled for the monthly bill.
• 📃 The billing statement is issued on the 18th, three days after the billing cycle cut-off.
• 🗓️ Payments are due by the 2nd of the following month to avoid late fees.
• ⏰ It's advisable to make payments early (around the 25th or 26th) for processing time.
• 🚫 Late payments result in interest charges and negative impacts on credit scores.
• 📈 Good credit management helps in securing higher credit limits and better promotional offers.
• 📩 Billing statements can be viewed via the Tokopedia app for quicker access.
• 🔍 Understanding these dates is crucial for effective financial management and avoiding penalties.

Q & A

What is the significance of the 15th of each month for Tokopedia cardholders?

The 15th of each month is the billing statement date, when all transactions from the previous month (16th to 15th) are summarized.

What happens on the cut-off date?

The cut-off date is also the 15th of the month, and any transactions made after this date will be included in the next month's billing statement.

When must cardholders make their payments to avoid late fees?

Payments must be made by the 2nd of the following month to avoid late fees and interest charges.

What should cardholders do to ensure their payments are processed on time?

Cardholders are advised to pay their bills a few days in advance, especially when using third-party payment applications.

How is the total bill amount calculated for Tokopedia cardholders?

The total bill amount is calculated based on all transactions made during the billing period from the 16th of the previous month to the 15th of the current month.

What are the consequences of late payments on the Tokopedia card?

Late payments can result in late fees, increased interest rates, and a negative impact on the cardholder's credit score.

What is the recommended payment method for quicker processing?

It is recommended to pay through direct bank applications like Brimo for faster processing of payments.

Why is it important to understand the billing cycle for credit cards?

Understanding the billing cycle helps cardholders manage their expenses, avoid late fees, and maintain a good credit score.

How can cardholders view their billing statements?

Cardholders can view their billing statements through their application or wait for them to be sent via email.

What transactions are included in the billing statement generated on the 15th?

All transactions from the 16th of the previous month up to and including the 15th of the current month are included in the billing statement.