Mulai Investasi Emas di Usia Muda: Tips & Trik Generasi-Z!

Summary

In this podcast episode, the hosts discuss gold investment, focusing on its benefits for young people, especially Gen Z. They highlight the increasing value of gold over time compared to traditional savings. The conversation covers different types of gold investments, from jewelry to bars, and offers tips on buying and selling gold. The hosts also explain how to distinguish real gold from fake and explore the emerging trend of digital gold. The episode emphasizes the importance of starting early with gold investment as a reliable long-term strategy.

Takeaways

• 😀 Gold investment is considered a reliable choice because its value increases over time and provides a stable form of saving compared to traditional bank savings.
• 😀 Unlike money in the bank, which can be easily spent, gold serves as a long-term store of value and is less likely to be used impulsively.
• 😀 Gold is liquid and can be sold at any gold store, making it a convenient option for individuals who might need cash quickly.
• 😀 The purity of gold varies, with 24k being the highest quality and the most expensive, while lower-purity gold is cheaper but still valuable.
• 😀 Jewelry like rings, necklaces, and bracelets is often more expensive due to manufacturing costs, so gold bars are considered a better investment for their pure value.
• 😀 The price of gold can fluctuate, but over the years, it tends to increase. In 2024, gold saw significant price increases, benefiting investors who purchased it early.
• 😀 To start investing in gold, one can begin with smaller pieces such as jewelry or coins. Buying gold bars of at least 5 grams is recommended for better value.
• 😀 Digital gold, while emerging, isn't as common for traditional investors compared to physical gold, which is more tangible and widely accepted.
• 😀 To ensure you're buying authentic gold, check its weight (real gold is heavier) and confirm it doesn’t have any unusual smell.
• 😀 Investing in gold should be seen as a long-term commitment, and selling should only be done when absolutely necessary to avoid losing out on potential profit.
• 😀 Gold is a practical investment for both financial security and as a valuable asset that can also be worn as jewelry, making it both functional and decorative.

Q & A

Why is gold considered a better investment option compared to traditional savings in banks?

Gold is seen as a safer investment because its value tends to increase over time, unlike money in the bank which can be spent or eroded by inflation. It also provides more control over your savings as it's less prone to sudden fluctuations or accessibility issues.

What are the main types of gold investments mentioned in the podcast?

The main types of gold investments discussed are jewelry, such as rings, bracelets, and necklaces, and gold bars. Jewelry is commonly used for both fashion and saving, while gold bars are more straightforward for investment purposes due to their lower associated costs.

What advice is given regarding the purchase of gold for investment?

It’s recommended to start with small gold pieces, like 5-gram bars, because they tend to have a better value compared to smaller denominations, which can carry higher premiums. Additionally, patience is key, as gold prices tend to increase significantly over the long term.

How can you identify real gold from fake gold without special equipment?

Real gold is noticeably heavier than fake gold. Additionally, fake gold often has a metallic odor, while real gold doesn’t have any distinct smell. A simple touch test by feeling the weight and the absence of a metallic scent can help distinguish genuine gold.

Why do the hosts suggest buying gold from trusted physical stores rather than online shops?

Buying gold from trusted physical stores is safer as it reduces the risk of being scammed. There are concerns with online purchases, where counterfeit or inferior quality gold might be sold. Physical stores often provide the security of proper verification and trust.

What’s the general price trend of gold mentioned in the podcast for the year 2024?

Gold prices in 2024 have significantly risen, with notable increases starting from the beginning of Ramadan. The price has seen a substantial jump, making it a favorable time to invest, according to the hosts.

What are the benefits of investing in gold jewelry versus gold bars?

Gold jewelry has the advantage of being wearable and usable as an accessory, making it practical for everyday use. However, it comes with higher manufacturing costs, which can lower its investment value. Gold bars, on the other hand, are simpler and generally more cost-effective for investment purposes as they don’t have additional production costs.

Can gold be used as collateral for loans, and if so, how?

Yes, gold can be used as collateral for loans. However, the gold must be accompanied by proof of ownership or documentation, such as an invoice or certificate from the shop where it was purchased, to confirm its value and authenticity.

What are the tips for successfully investing in gold?

One tip for successful gold investment is to avoid selling the gold as soon as it’s purchased. Gold should be kept for a longer period to see a significant return. Additionally, don’t sell unless absolutely necessary, such as during times of urgent financial need.

How does the podcast suggest dealing with high premiums when buying small amounts of gold?

The podcast suggests focusing on buying larger pieces of gold, such as 5-gram bars, as they tend to have lower premiums compared to buying smaller pieces. The price per gram decreases with larger investments, making it more cost-effective in the long run.