Zefanya Binsar Valentino Silalahi_Apakah Layak Untuk Investasi Emas Digital_2025_TTKI-UNDIP_C

Summary

This presentation explores the concept of digital gold investment, highlighting its practicality, accessibility, and growing popularity, particularly among millennials and Gen Z. Digital gold offers a convenient way to invest without holding physical gold, through platforms like Treasury, with minimal initial investment. The script covers its benefits, such as low entry costs and professional storage, as well as its drawbacks, including the lack of physical ownership and platform dependency. It also compares digital gold to physical gold in terms of security, costs, and liquidity. The conclusion suggests that digital gold is an ideal choice for beginners but may not suit those seeking quick profits or tangible assets.

Takeaways

• 😀 Digital gold is a form of investment where you own gold digitally, receiving certificates instead of physical gold.
• 😀 One of the main benefits of digital gold is that it allows investors to start with a small capital, even as low as 0.01 grams.
• 😀 Digital gold is highly accessible and can be purchased through apps like Tokopedia Emas, Pegadaian Digital, or Treasury.
• 😀 The digital gold investment is stored securely in trusted vaults like Antam or LM, offering a high level of security.
• 😀 Digital gold investment is practical and convenient, as transactions can be done anytime via smartphones.
• 😀 Digital gold platforms usually require identity verification (KTP and selfie) to ensure secure and legal transactions.
• 😀 The key risks of digital gold investment include market volatility, security issues, and reliance on platform security.
• 😀 A major advantage of digital gold is that it’s easier to buy and sell than physical gold, with transactions being available 24/7 online.
• 😀 Unlike physical gold, digital gold has no storage or shipping worries, as it is stored by professional custodians.
• 😀 The market for digital gold has been growing rapidly, especially among millennials and Gen Z, with a sharp rise in transaction volumes in recent years.
• 😀 Digital gold is an ideal option for beginners looking to learn about investment or diversify their portfolios with minimal capital.

Q & A

What is digital gold?

Digital gold is a way of investing in gold without physically owning it. Instead of holding gold bars or coins, investors receive a digital certificate representing their ownership, and the gold is stored by a trusted custodian.

How can digital gold be purchased?

Digital gold can be purchased through online platforms or apps like Tokopedia Emas, Pegadaian Digital, and Treasury. The process involves selecting the amount of gold, making the payment, and receiving a digital certificate for the gold purchased.

What are the main advantages of investing in digital gold?

The main advantages of digital gold include low initial investment requirements, starting from as little as 0.01 grams, ease of access through apps, and security as the gold is stored with professional custodians.

What are some of the disadvantages of digital gold?

Disadvantages of digital gold include the inability to physically touch the gold, additional costs like transaction fees, and reliance on the platform's security and reliability.

How does digital gold compare to physical gold in terms of investment?

Digital gold offers lower investment thresholds (starting from 0.01 grams), while physical gold usually requires a higher investment (typically 0.5 to 1 gram). Additionally, digital gold can be easily accessed and sold online, while physical gold requires physical storage and manual buying/selling.

How do digital gold transactions work?

Digital gold transactions can be made through apps or platforms. After signing up, users can verify their identity, select the amount of gold they wish to purchase, and make the payment. The gold is then stored by a trusted custodian, and the ownership is recorded digitally.

What are the risks associated with investing in digital gold?

Risks include price volatility, the possibility of platform security breaches, and reliance on the platform's trustworthiness. It’s essential to choose platforms with proper certifications to reduce the risk of fraud.

What are the trends in digital gold investments?

Digital gold investments have been growing significantly, especially among millennials and Gen Z, who are more financially aware and seeking practical, low-barrier investment options. Data shows a significant increase in both transaction volume and active users.

What platforms are recommended for investing in digital gold?

Platforms like Treasury, Tokopedia Emas, and Pegadaian Digital are recommended for investing in digital gold, as they are secure, verified, and offer easy access for users to start investing.

Is digital gold a good investment for beginners?

Yes, digital gold is a suitable investment for beginners due to its low starting cost and the ease of access via mobile apps. It provides a good entry point for individuals wanting to diversify their investment portfolio with minimal risk.