AVALIAÇÃO DE IMÓVEIS EM UMA AULA!

Prof Reginaldo Antunes - Laudo Master

11 Jun 201814:39

Summary

TLDRIn this video, Reginaldo Antunes, an engineer and property appraiser, introduces the basics of real estate appraisal. He explains the various purposes of appraisals, such as guiding property transactions, inventory, and loan guarantees. Antunes also discusses the technical standards (NBR 14653) that govern appraisal practices, emphasizing the comparative method and how to adjust property values based on factors like location and topography. He concludes by inviting viewers to explore more about the appraisal market through provided websites.

Takeaways

🏠 Evaluation of real estate properties is essential for various transactions, including buying, selling, and renting.
🔍 Understanding the purpose and necessity of property evaluations is crucial before learning how to conduct them.
📜 Property evaluations are governed by technical standards, specifically the NBR 14653 by ABNT.
🏢 Companies and individuals both require property evaluations for different reasons such as loans, sales, and inheritance distributions.
📈 The market value of a property is determined by its current market conditions, and this value can change over time.
💡 The preferred method for property evaluation is the comparative method, which involves comparing the property with similar ones in the market.
⚖️ Property evaluations must consider various factors such as location, topography, and position within the block to ensure fairness and accuracy.
🛠️ Homogenization of data is necessary to adjust for differences among comparable properties, ensuring a more accurate evaluation.
🧮 Excel spreadsheets can be used to organize data and calculate property values based on adjusted factors.
📊 Other evaluation methods include statistical inference, evolutionary, and involutionary methods, all regulated by the NBR 14653 standard.

Q & A

Who is Reginaldo Antunes and what are his professional qualifications?
-Reginaldo Antunes is an engineer, administrator, and property appraiser.
What is the primary focus of this lesson by Reginaldo Antunes?
-The primary focus of this lesson is on property appraisal and how to make money from it.
Why is it important to understand the purpose and norms of property appraisal before performing one?
-Understanding the purpose and norms of property appraisal is important because it ensures accurate and fair valuations, aligned with technical standards and the specific needs of clients.
What are some of the purposes for which individuals or companies might request a property appraisal?
-Property appraisals can be requested for operations like buying or selling a property, inventory and asset division, securing loans, real estate financing, expropriations, and legal disputes.
Why is a property appraisal necessary in the case of securing a loan with a property as collateral?
-A property appraisal is necessary to ensure that the property's market value is sufficient to cover the loan amount, thereby protecting the lender from potential losses.
How does the method of comparison work in property appraisal?
-The comparison method involves comparing the property being appraised with similar properties that have been recently sold or are currently for sale in the same area.
What role does the ABNT's NBR 14653 technical standard play in property appraisals?
-The NBR 14653 standard provides guidelines on how property appraisals should be conducted, including methods to use, technical terms, and report formats.
What are the main factors considered in the comparative method of property appraisal?
-The main factors considered are the property's topography, position within the block, and location within the neighborhood.
Why is it important to homogenize the data when using the comparative method?
-Homogenizing data ensures that comparisons are fair and accurate by adjusting for differences in topography, block position, and neighborhood location.
What should be done if some data points in the comparative analysis are extreme outliers?
-Extreme outliers, which are values significantly higher or lower than the majority, should be excluded to ensure a more accurate and representative average value.

Outlines

00:00

🏠 Introduction to Property Appraisal

Reginaldo Antunes, an engineer, administrator, and property appraiser, introduces the topic of property appraisal. He outlines the purpose of the session, which is to teach how to appraise properties and make money from it. He explains the various reasons for property appraisals, such as transactions, inheritance divisions, legal disputes, loans, and valuations for government expropriations. Reginaldo also highlights the importance of understanding the technical standards governing the appraisal process.

05:01

📜 Understanding ABNT NBR 14653 Standards

The paragraph delves into the technical standard ABNT NBR 14653, which regulates property appraisals. It covers the methods and guidelines for conducting appraisals and emphasizes focusing on urban properties, as they constitute the majority of appraisal demands. Reginaldo mentions the need to determine the market value of a property based on current conditions, implying that property values change over time. The standard suggests the comparative method as the preferred approach, comparing the property with similar ones in the market.

10:01

📊 Comparative Method of Property Appraisal

Reginaldo explains the comparative method in detail, using an example to illustrate how properties are compared based on location, topography, and other factors. He emphasizes the need for data homogenization, adjusting for differences among properties to ensure fair comparisons. An example using Excel demonstrates how to calculate the adjusted values and determine the property's market value. The method ensures accurate appraisals by considering various factors and applying appropriate adjustments.

Mindmap

Keywords

💡Avaliação de imóveis

The process of determining the market value of a property. It is crucial for various transactions such as buying, selling, financing, and legal disputes. For instance, individuals and companies need property appraisals to ensure fair market prices in transactions.

💡Finalidades

Refers to the different purposes or objectives for which property appraisals are conducted. These include purchase and sale transactions, inheritance divisions, asset sharing during divorces, and securing loans using the property as collateral. The video mentions various scenarios like companies needing evaluations before buying or selling real estate.

💡Clientes

The individuals or entities that require property appraisals. These can range from private individuals and companies to government bodies and financial institutions. The video highlights clients like companies, courts, and public utilities needing appraisals for different reasons.

💡Norma técnica NBR 14653

A technical standard set by the Brazilian Association of Technical Standards (ABNT) that regulates property appraisal practices. It specifies methods, technical terms, and report formats to ensure consistency and reliability in appraisals. The video discusses its importance in standardizing property evaluations.

💡Método comparativo

A preferred method for property appraisal where the value of a property is determined by comparing it to similar properties recently sold or listed in the same area. The video explains this method in detail, including how to adjust for different factors like location and topography.

💡Homogeneização

The process of adjusting comparable property data to account for differences in factors like location, topography, and position within a block. This ensures a fair comparison and accurate market value determination. The video provides examples of adjusting property values for these factors.

💡Fator de ajuste

An adjustment factor used to account for differences between the subject property and comparables in an appraisal. These factors can include topography, location, and block position. The video illustrates how to apply these factors to obtain a more accurate property valuation.

💡Avaliação judicial

Property appraisals conducted as part of legal proceedings. Courts may require appraisals to resolve disputes over property value in cases such as expropriations, inheritance divisions, or divorce settlements. The video mentions the role of appraisals in various legal contexts.

💡Desapropriações

The process by which a government takes private property for public use, such as building infrastructure. Property owners must be compensated fairly, which requires accurate appraisals. The video gives examples of municipal governments needing property evaluations for such projects.

💡Faixa de servidão

A strip of land over which utilities like water, gas, or electricity transmission lines pass, limiting the landowner's use of that portion. Appraisals determine the compensation due to the landowner for this easement. The video explains the need for evaluations to fairly compensate landowners.

Highlights

Introduction to the course on real estate evaluation.

Explanation of the necessity to understand the concept and purpose of real estate evaluation before learning the process.

Discussion on various purposes of real estate evaluation, including buying, selling, inheritance, and divorce settlements.

Importance of evaluation in company transactions and real estate financing.

Role of real estate evaluation in judicial processes and expropriations.

Significance of evaluation for pension funds and companies investing in rental properties.

Overview of the ABNT NBR 14653 technical standard regulating real estate evaluations.

Focus on evaluating urban properties and the extensive market for urban real estate evaluations.

Introduction to the comparative method of evaluation, emphasizing market conditions.

Explanation of data homogenization for accurate real estate evaluation.

Example of using Excel to organize and adjust data for real estate evaluation.

Importance of considering multiple factors such as location, topography, and position within a block for accurate evaluation.

Demonstration of calculating the adjusted average value per square meter for a property.

Information on downloading an Excel template to assist with real estate evaluations.

Mention of other evaluation methods like statistical inference, evolutionary method, and involutive method.

Encouragement to visit provided websites for more information on real estate evaluation.