What is Investing? Investing Kya Hoti Hai? Investing Explained in Hindi
Summary
TLDRInvesting involves purchasing assets that can generate more money in the future than what was initially spent. The profit or return is the difference between the selling price and the investment cost. For example, investing ₹10,000 and selling for ₹12,000 yields a 20% return. Common investments in India include stocks, bonds, real estate, and gold. Profits are earned either by selling at a higher price or by generating income, like rent. The success of investments depends on the type of asset and the investment duration, as different investments carry varying levels of risk and return.
Takeaways
- 💡 Investing is the act of buying something with the expectation that it will generate more money than the original cost in the future.
- 📈 The profit or return on investment is the amount by which the selling price exceeds the original investment cost.
- 💰 An example given is investing ₹10,000 and selling it for ₹12,000, resulting in a 20% return on investment.
- 🏦 People in India invest in various simple things such as the stock market, bonds, real estate, and gold, or even in a bank.
- 🔄 Profit from investment can occur in two ways: by selling the asset at a higher price or by earning income from the asset.
- 🏠 For instance, renting out a flat for ₹10,000 per month generates a monthly rental income, which is considered investment income.
- 📊 If the flat is sold after some years for more than the original purchase price, the increase in value is called capital appreciation.
- 🤔 The amount of profit from investments depends on what and for how long one invests.
- ⏳ Different types of investments have varying levels of risk and return, which is important to understand before investing.
- 🌐 The script encourages learning about all kinds of investments to make informed decisions.
Q & A
What does the term 'investing' mean in the context of the script?
-In the context of the script, 'investing' refers to the act of buying something with the expectation that it will generate more money than was spent on it in the future, thereby providing a return or profit on the initial investment.
What is the definition of 'profit' or 'return' on investment as per the script?
-Profit or return on investment is the additional money earned from selling an asset for more than its purchase price. For example, if one invests ₹10,000 and sells it for ₹12,000, they have made a 20% return because they earned a profit of ₹2,000, which is 20% of their initial investment.
What are the common investment avenues mentioned in the script for people in India?
-The script mentions common investment avenues such as the stock market, bonds, real estate, gold, and bank investments.
How can one make a profit from an investment according to the script?
-The script suggests two primary ways to make a profit from an investment: by selling the asset at a higher price than the purchase price, and by generating income from the asset, such as rent.
Can you provide an example of how investing in a flat can yield profit as mentioned in the script?
-An example given in the script is investing ₹2,000,000 in a flat and renting it out for ₹10,000 per month, generating a monthly rental income. Additionally, if the flat's value appreciates to ₹2,500,000 after a few years and is sold, the profit from the capital appreciation is also realized.
What is the term used in the script to describe the monthly rental income from an investment property?
-The script uses the term 'investment income' to describe the monthly rental income generated from an investment property.
What is 'capital appreciation' as per the script's explanation?
-Capital appreciation is the increase in the value of an asset over time. In the script, it is exemplified by the increase in the value of a flat from ₹2,000,000 to ₹2,500,000.
How does the script differentiate between the types of profit one can earn from investments?
-The script differentiates between 'investment income', which is the regular income generated from the investment, and 'capital appreciation', which is the profit earned from the increase in the asset's value when it is sold.
What factors determine how much money one can make from investments according to the script?
-The script states that the amount of money one can make from investments depends on the type of investment made and the duration for which the investment is held, as different investments have varying levels of risk and return.
Why is it important to understand the risks and returns associated with different types of investments as mentioned in the script?
-Understanding the risks and returns associated with different types of investments is important because it helps investors make informed decisions and manage their expectations regarding the potential profits and losses from their investments.
What is the script's suggestion on how to approach learning about various types of investments?
-The script suggests that one should learn about all types of investments one by one to gain a comprehensive understanding of each investment option.
Outlines
💹 Understanding Investment and Profit
This paragraph explains the concept of investing as purchasing assets that can be sold for more than their original cost, resulting in profit. It uses the example of investing ₹10,000 and selling it for ₹12,000 after a year, yielding a 20% return on investment. The paragraph also touches on various common investment avenues in India, such as the stock market, bonds, real estate, and gold, and emphasizes that profits can be made in two ways: by selling the asset at a higher price or by generating income from it, such as renting out a property. The importance of the type of investment and the duration of the investment is highlighted, as they determine the potential for profit and risk involved.
Mindmap
Keywords
💡Investing
💡Profit
💡Return on Investment (ROI)
💡Stock Market
💡Bonds
💡Real Estate
💡Gold
💡Bank
💡Rental Income
💡Capital Appreciation
💡Risk and Return
Highlights
Investing means buying something that can yield more money in the future than the amount spent on the purchase.
The profit or return from an investment is the additional money gained from selling the investment for more than the purchase price.
An example is given where a ₹10,000 investment yields a total of ₹12,000 after a year, resulting in a 20% return.
People in India invest in various simple things such as the stock market, bonds, real estate, gold, or banks.
Profit from investment can occur in two ways: selling the asset for more than the purchase price or earning income from the asset.
An example of earning profit by renting out a flat purchased for ₹2,000,000 and receiving a monthly rent of ₹10,000.
Capital appreciation is the increase in the value of the purchased asset, such as a flat's price rising from ₹20,000,000 to ₹25,000,000.
Investment income refers to the regular income received from an investment, like the monthly rent from the flat.
The profit from investments depends on the type of investment and the duration for which it is held.
Different types of investments carry different levels of risk and return.
The transcript aims to educate listeners about the various aspects of investing and the potential for profit.
Investment decisions should consider the potential for both capital appreciation and income generation.
The importance of understanding the market and the asset's potential for growth is emphasized.
Investors are encouraged to diversify their investments to manage risk.
The transcript provides a basic understanding of how investments can lead to financial growth.
It is important to research and choose investments wisely to maximize returns.
The transcript may serve as a guide for beginners looking to start investing.
The speaker discusses the potential of real estate as an investment option.
The concept of compounding returns through reinvestment of profits is briefly touched upon.
Transcripts
दोस्तों इन्वेस्टिंग का मतलब होता है ऐसी
चीज खरीदना जो फ्यूचर में हमें उन चीजों
को खरीदने में लगे पैसों से ज्यादा पैसे
लोटा सके और हमें चीजों को खरीदने में लगे
पैसों से जितने पैसे ज्यादा मिलते हैं उसे
हम अपने इन्वेस्टमेंट का प्रॉफिट या
रिटर्न कहते हैं जैसे अगर हमने किसी चीज
में ₹10000 इन्वेस्ट किया और एक साल के
बाद हमें उसे सेल करने पर टोटल ₹12000
मिलते हैं तो हम कहेंगे की हमें अपने
इन्वेस्टमेंट पर 20% का रिटर्न मिला है
क्योंकि यहां इन्वेस्टमेंट सेल करने पर
हमें ₹2 हजार का प्रॉफिट हो रहा है जो
हमारे लगाएं हुए 10000 रुपए का 20% है
दोस्तों इंडिया में लोग बहुत साड़ी चीजों
में इन्वेस्ट करते हैं जैसे स्टॉक मार्केट
बॉन्ड रियल स्टेट गोल्ड या बैंक पर हम भले
ही किसी भी चीज में इन्वेस्टमेंट करें
हमें प्रॉफिट बस दो ही तरीके से हो सकता
है पहले है अपने भाई की हुए चीजों को बाइक
प्राइस से ज्यादा के प्राइस पर सेल करके
और दूसरा है बाइक चीजों से इनकम मिलने पर
एग्जांपल के लिए अगर हमने इन्वेस्टमेंट के
लिए एक फ्लैट 20 लाख रुपए में लेकर उसे
₹10000 में रेंट से दिया है तो हर महीने
उससे हमें ₹10000 का रेंट आएगा और अगर हम
कुछ सालों के बाद फ्लैट को सेल करना चाहें
तो हो सकता है की उसकी प्राइस 20 लाख रुपए
से बढ़कर 25 लाख रुपए हो जाए दोस्तों यहां
पर हमें प्रॉफिट दो तरह से हो रहा है पहले
हर महीने ₹10000 रेंट मिलने से और दूसरा 5
लाख रुपए फ्लैट सेल करने पर हम हर महीने
मिलने वाले रेंट को इन्वेस्टमेंट इनकम
कहते हैं और फ्लैट की प्राइस ₹20 लाख से
2500000 होने को हम कैपिटल अप्रिशिएसन
कहते हैं यानी की हमारी खरीदी हुई चीज की
वैल्यू का बाढ़ जाना और हमें सभी तरह की
इन्वेस्टिंग में इन दो त्रिकोण से ही
प्रॉफिट हो सकता है दोस्तों हम अपने
इन्वेस्टिंग से कितने पैसे बना पाते हैं
ये इस बात पर डिपेंड करता है की हम किस
चीज में इन्वेस्ट करते हैं और कितने लंबे
समय के लिए इन्वेस्ट करते हैं ऐसा इसलिए
क्योंकि अलग-अलग तरह के इन्वेस्टमेंट में
रिस्क और रिटर्न बहुत अलग होते हैं आई हम
एक-एक करके सभी तरह की इन्वेस्टिंग के
बड़े में जानते हैं
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