Jadi Nasabah, Bisa Bangun Rumah | Kisah Inspiratif Nasabah PNM

PT PNM Official

26 Nov 202303:11

Summary

TLDRThe speaker reflects on their journey of resilience and entrepreneurship, highlighting their experience with various small businesses, including selling fabric and making headscarves. Despite facing challenges such as fires and personal losses, they found support through Mekar, which helped them improve their home and start a coffee shop. They emphasize the importance of using resources wisely and timely repayments to ensure smooth operations. The speaker aspires for their group to succeed collectively and encourages everyone to stay committed and confident in their endeavors.

Takeaways

🎵 The speaker has been involved with Mekar for approximately five years.
📉 They experienced multiple ups and downs, including selling fabric in Jepara and dealing with two fires.
🚬 The speaker tried different businesses, such as making cigarettes and hijabs.
🕋 After the death of a significant person, the speaker continued with limited resources.
☕ They started a small business, opening a coffee shop for mosque workers.
🏠 Their house used to be in poor condition, but it improved with the help of Mekar.
💪 Gradual improvements have been made to their home, achieving a much better condition now.
👩‍👧‍👦 The speaker is now able to build another house nearby for their family.
👍 They emphasize the importance of using resources well to achieve improvements.
🤝 The speaker hopes their group members will also improve and encourages timely payments to ensure smooth financial operations.

Q & A

What type of business did the speaker first engage in?
-The speaker first engaged in selling cloth in Jepara.
What challenges did the speaker face in their early business ventures?
-The speaker faced two fires in their cloth selling business and also had difficulties when they tried making cigarettes and jilbabs.
What did the speaker do after experiencing these challenges?
-After facing these challenges, the speaker joined Mekar and started a small business, opening a coffee shop for masjid workers.
How has the speaker’s living situation improved over time?
-The speaker's house used to have crumbling walls, but after receiving support from Mekar, they gradually improved it and now have a better living situation.
What does the speaker credit for the improvement in their house?
-The speaker credits the support from Mekar for the improvements in their house.
What future plans does the speaker have for their business?
-The speaker plans to expand by building a new business on the eastern side of their house.
What advice does the speaker give to others in their group?
-The speaker advises others to use their resources wisely to achieve the same improvements and changes they have experienced.
What does the speaker emphasize about loan repayments?
-The speaker emphasizes the importance of timely loan repayments to ensure smooth processing and future loan availability.
What is the speaker’s vision for their group?
-The speaker wants all members of their group to do well, make timely payments, and achieve similar success.
What is the speaker’s outlook on the future?
-The speaker is optimistic and confident that with proper use of resources and timely repayments, everyone in their group can achieve success.

Outlines

00:00

🌟 Journey of Resilience and Entrepreneurship

The speaker shares their journey of participating in Mekar for around five years. They recount various business ventures, including selling fabrics in Jepara, which faced setbacks such as fires and other challenges. After a significant loss, they ventured into making and selling hijabs. Following the passing of a loved one, they joined Mekar and started a small coffee shop to support mosque workers. They describe how their house improved over time, with incremental progress thanks to Mekar's support, eventually allowing them to build additional structures. The speaker encourages others to use resources wisely and stresses the importance of timely payments for smooth operations.

Mindmap

Keywords

💡Mekar

Mekar refers to a community or organization that the speaker is part of. It symbolizes growth and development, as it has helped the speaker transition from selling cloth in Jepara to starting a small coffee shop. The involvement in Mekar has led to positive changes in the speaker's life, such as improving their living conditions and providing a support system.

💡Jepara

Jepara is a city in Indonesia where the speaker used to sell cloth. It is mentioned to highlight the speaker's past struggles and efforts to make a living before joining Mekar. The city serves as a backdrop for the speaker's journey of perseverance and entrepreneurial spirit.

💡usaha kecil-kecilan

This phrase means 'small business' in Indonesian. The speaker mentions starting a small coffee shop for masjid workers, showcasing their entrepreneurial efforts to sustain themselves and their family. It represents the speaker's resilience and determination to improve their economic situation.

💡warung kopi

Warung kopi translates to 'coffee shop' in English. The speaker started a small coffee shop, indicating a shift from their previous jobs and an effort to create a steady source of income. It signifies the practical steps the speaker took to support their family after the loss of their spouse.

💡anak

Anak means 'child' or 'children' in Indonesian. The speaker mentions having children, emphasizing the responsibility and motivation behind their hard work and involvement in Mekar. Their efforts are driven by the need to provide for their children and improve their family's living conditions.

💡tembok meringis

Tembok meringis means 'crumbling walls' in Indonesian. The speaker describes their previous house with crumbling walls, highlighting the poor living conditions they experienced before Mekar's assistance. This detail underscores the significant improvement in their living standards due to their hard work and support from Mekar.

💡lunas

Lunas means 'paid off' in Indonesian. The speaker mentions gradually paying off debts or expenses, reflecting their financial progress and the positive impact of their efforts and involvement in Mekar. It signifies financial stability and the ability to manage their finances better over time.

💡perubahan

Perubahan means 'change' in Indonesian. The speaker refers to changes in their life and circumstances, largely due to their involvement with Mekar. This word encapsulates the transformation from financial struggles and poor living conditions to stability and improvement.

💡kelompok

Kelompok means 'group' or 'community' in Indonesian. The speaker expresses a desire for their group within Mekar to be successful. It reflects the sense of community and collective success that the speaker values, showing the importance of support and cooperation among members.

💡pencairan

Pencairan means 'disbursement' in Indonesian. The speaker talks about the importance of timely payments to ensure smooth disbursement processes. This highlights the financial aspects of their community involvement and the need for responsible financial practices to maintain stability and support.

Highlights

Joined Mekar for approximately five years, experiencing ups and downs.

Previously sold fabric in Jepara and had two fires.

Attempted several businesses, including making cigarettes and headscarves.

Continued headscarf business after spouse's passing.

Started a small business, opening a coffee shop for mosque workers.

Left by husband with four children to care for.

Previous house was in poor condition with walls collapsing.

Received support from Mekar and gradually improved house condition.

Able to build an extension on the east side of the house.

Emphasizes the importance of using support effectively for positive changes.

Aims for group members to have excellent performance and timely payments.

Stresses the importance of not delaying payments to ensure smooth operations.

Expresses confidence and determination to succeed.

Encourages using support to achieve significant improvements.

Believes in the positive impact of organized and timely payments.