CARTÃO MAIS CONTINUA ENVIANDO CARTÕES DE SURPRESA, VEJA PORQUE ISSO ACONTECE E FAÇA TAMBÉM, CONFIRA!

Em Cartōes e Contas

12 Apr 202403:43

Summary

TLDRIn this video, the host introduces the 'Cartão Mais,' a credit card issued by Credit System, explaining how some users receive it without applying. The card offers benefits like a digital account and low annual fees. Viewers are guided on how to obtain the card either through physical stores or previously through an app (now discontinued). The host shares his own experience with applying and receiving the card, highlighting both the positives and the frustrations of the approval process. He encourages viewers to comment on their own experiences and invites them to subscribe for more content on financial products.

Takeaways

😀 The 'Cartão Mais' is a credit card issued by Credit System with the Mastercard logo.
😀 Some people, like Max Henrique, receive the 'Cartão Mais' without requesting it, and they are notified by email before it arrives.
😀 The card comes in three colors: blue, yellow, and red, but sometimes it is sent randomly in blue.
😀 The 'Cartão Mais' has a digital account feature, in addition to being a credit card.
😀 Max Henrique received a card with a limit of R$800 for purchases and R$100 for withdrawals.
😀 Having multiple Credit System cards increases the chances of receiving the 'Cartão Mais' automatically.
😀 The card can also be obtained by visiting physical stores and providing identification documents.
😀 The 'Cartão Mais' has a small annual fee of R$14.90, charged only if there is a balance to pay.
😀 If you want to find a physical store to apply for the card, you can use the website by entering your ZIP code.
😀 The script mentions that the 'Cartão Mais' has an approval process, but some applicants (like the script author) have experienced their card limits being reduced unexpectedly.
😀 Despite setbacks, users can apply for the 'Cartão Mais' again after 30 days if their previous application is not approved.

Q & A

What is the 'Cartão Mais' card, and who issues it?
-The 'Cartão Mais' is a credit card issued by Credit System. It offers various benefits and aims to help users optimize their finances in a simple and quick manner.
How can someone receive the 'Cartão Mais' without requesting it?
-Some users, like Max Henrique in the video, received the 'Cartão Mais' without requesting it. This happens if they already have other cards issued by Credit System, or if the card is sent out randomly.
What are the color options available for the 'Cartão Mais' card?
-The 'Cartão Mais' card comes in three colors: blue, yellow, and red. However, when sent randomly, users may receive any of these colors.
What benefits does the 'Cartão Mais' offer?
-The 'Cartão Mais' offers a range of advantages, such as being a financial tool that helps users manage their money effectively. It also comes with an associated digital account.
What is the approved credit limit for Max Henrique’s 'Cartão Mais'?
-Max Henrique was approved for a credit limit of R$ 800 with a withdrawal limit of R$ 100.
Can 'Cartão Mais' be obtained through physical stores?
-Yes, 'Cartão Mais' can be obtained by visiting a physical store. Users need to bring a photo ID, CPF, and proof of residence to request the card.
How can someone find a nearby store to request 'Cartão Mais'?
-To find a nearby store, users can visit the 'Cartão Mais' website, enter their ZIP code, and search for stores offering the card. The website will display the nearest locations.
What happened when the user tried to get a 'Cartão Mais' through the app?
-The user in the video initially requested the 'Cartão Mais' through the app and was approved for a R$ 990 limit. However, the card was later canceled, leaving only the physical card but no available credit.
What are the conditions for the 'Cartão Mais' annual fee?
-The 'Cartão Mais' has an annual fee of R$ 14.90, which is only charged if there is a balance on the card. This is a differentiated annual fee structure.
What should users do if their 'Cartão Mais' application is not approved?
-If an application is not approved, users can try again after 30 days. The video also mentions that the application might fail due to various reasons, even if payments were made on time.