旅遊期間飯店現金房價漲翻天📈 信用卡點數跟房券幫你省下大筆住宿費❗️有哪些好的信用卡值得現在入手呢⁉️

TripPlus

28 Feb 202411:27

Summary

TLDR旅遊住宿費用最近兩年飛漲,Ryan分享如何利用飯店聯名卡積點以及開卡送房券,在旅遊時節省住宿花費。他介紹萬豪、凱悅、IHG和希爾頓四大飯店集團聯名卡的優惠,以及怎麼用它們的積點和房券在日本、越南等地兌換高檔飯店,每次可以省掉上千美元房費。鼓勵大家善用信用卡積點,讓旅遊更舒服又省錢。

Takeaways

😊 Ryan talks about using credit cards and points to save money on expensive hotel stays
👍 Marriott hotels have gotten very expensive, so using points is valuable
💡 Chase and Amex Marriott cards have great signup bonuses of 5 free night certificates
🌟 Hyatt points from Ultimate Rewards cards offer great value at luxury hotels
🏨 IHG Premier card gives 165,000 points, worth $1,200 in hotel stays
🛏 Hilton Aspire has high annual fee but lots of statement credits and free nights
🔑 Hotel co-branded cards only good for hotel spend, not other categories
💰 Tokyo hotels only 40-50k points/nt but $400+ cash price
🎁 Signup bonus free night certs great for Conrad Tokyo at 95k pts/nt
💸 Points keep increasing but hotel cash prices are 2x more expensive now

Q & A

What is the main topic discussed in the video?
-The main topic is how to save money on hotel stays by using credit card points and free night certificates from co-branded hotel credit cards.
Why have hotel rates become so expensive recently?
-Hotel rates have become very expensive due to high demand after COVID-19 travel restrictions were lifted. Many travelers have pent-up demand for revenge travel.
Which hotel loyalty programs are discussed in the video?
-The video discusses the Marriott Bonvoy program, World of Hyatt program, IHG Rewards program, and Hilton Honors program.
What Marriott credit cards offer free night certificates?
-The Marriott Bonvoy Boundless card from Chase and the Marriott Bonvoy Business card from American Express both offer 5 free night certificates worth 50,000 points each as the welcome bonus.
How can the World of Hyatt points be obtained?
-The best way to earn Hyatt points is through Chase Ultimate Rewards cards like the Ink Business cards, Sapphire Preferred, or the no-annual fee Freedom Flex card.
What is the benefit of the IHG Premier card?
-The IHG Premier card offers 165,000 IHG points after spending $3,000 as a welcome bonus. This can be redeemed for multiple free nights at high-end InterContinental hotels.
Why is the Hilton Aspire card a good option despite the high annual fee?
-The $450 annual fee is justified by the free weekend night certificate each year, Diamond status, $250 airline fee credit per year, and $250 Hilton resort statement credit per year.
How many Hilton points are offered for the Aspire card welcome bonus?
-The Hilton Aspire card offers 150,000 Hilton points after spending $4,000 in the first 3 months.
What is the recommendation for using co-branded hotel cards?
-It's recommended to use co-branded hotel cards only for purchases directly with the hotel. For other spending, use general travel or cash back cards instead.
What is the main takeaway or conclusion from the video?
-Using credit card points and free night certificates can lead to huge savings given the current high hotel rates. Watching for elevated welcome bonuses allows travelers to maximize value.

Outlines

00:00

😊 Introduction and special credit card offers

Ryan introduces himself and says it's time to talk about credit cards for traveling. He notes that hotel prices have remained high even 2 years after the pandemic. He asks if there are ways to save money on hotels using credit cards. He then promotes a special new customer offer from brokerage firm MooMoo.

05:02

😃 Using Marriott, Hyatt, and IHG credit cards and points effectively

Ryan explains that co-branded Marriott and American Express credit cards have high sign-up bonuses of 5 free night certificates for spending $5,000 or $8,000 in 3 or 6 months. He shows how to redeem these certificates for expensive hotel nights in Japan. He then discusses Chase Ultimate Rewards cards that transfer to valuable Hyatt points, highlighting expensive hotels those points can book. Finally, he covers the IHG Premier card's sign-up bonus and how he redeemed points for an InterContinental stay.

10:03

😎 Hilton Aspire card's exceptional benefits

Ryan introduces the Hilton Aspire card, with its 150,000-point sign-up bonus and free weekend night for $6,000 spend. He details the $550 annual fee but explains the statement credits make it worthwhile, between airline incidentals and Hilton resort credits. He shows how the free weekend night can redeem for expensive Conrad hotels.

Mindmap

Keywords

💡飯店價格

The price of hotel rooms. The video talks a lot about how hotel room prices have increased significantly in the past two years, making travel accommodation very expensive. Using hotel credit cards and points to redeem free nights is presented as a way to save money.

💡信用卡點數

Credit card points, usually earned by spending on a credit card. Many hotel brands have co-branded credit cards that allow cardmembers to earn points that can then be redeemed for free hotel nights. The video introduces several hotel credit cards and discusses the value of their sign-up bonuses and ongoing point earning.

💡開卡優惠

Sign-up bonus offers for new credit card applicants. The video compares current limited-time increased bonuses on hotel cards from issuers like Chase and Amex. Meeting minimum spend requirements earns large point bonuses that can be redeemed for high-value hotel stays.

💡免房券

Free night certificates, usually earned annually by having certain hotel credit cards. These allow the holder to redeem a night at a hotel for free, without needing to use points. The video explains how these certificates can provide great value, especially at more expensive hotels.

💡飯店集團

Hotel chains or brands. The video introduces credit cards and point redemption recommendations for major groups including Marriott, Hyatt, IHG, and Hilton.

💡會籍

Hotel loyalty elite status tier offered to cardholders. Some premium hotel credit cards provide mid-tier status which gives members additional benefits and perks during hotel stays.

💡旅遊

Travel and tourism. With travel demand rebounding post-pandemic, hotel room rates have spiked making travel accommodation very expensive. The video aims to offer money-saving strategies involving hotel credit card usage.

💡信用卡年費

Annual fee charged for holding a credit card. Some premium travel credit cards have high annual fees but offer enough perks and rewards to offset the fee. The video analyzes value versus cost for recommended cards.

💡飯店等級

Hotel tier level based on quality and amenities. Point requirements for redemption nights can vary significantly based on the hotel's tier. The video gives award night examples across budget, moderate and high-end hotels.

💡積分價值

Redemption value of points based on the equivalent cash price for hotel nights. Maximizing the value gained per point is key to saving money. The video emphasizes cases where point redemptions can offset very high cash rates.

Highlights

Hotel prices have remained high even 2 years after the pandemic, so using hotel credit card points can help save money

Marriott Bonvoy Boundless card offers 5 free night certificates worth 50K points each for meeting spending requirement

Hyatt points from Chase Ultimate Rewards cards offer great value, with top hotels only costing 25K points per night

IHG Premier card offers 165K points, worth 4 free nights at Intercontinental hotels

Hilton Aspire card has high annual fee but offers huge statement credits and free weekend night certificates

Hotel credit card free night certificates can be used at expensive Conrad and Ritz-Carlton properties to save hundreds per night

Even cheaper Hyatt and IHG hotels in Asia can provide over $150/night in value from points

Always use hotel credit cards only for hotel bookings, not for other purchases

Marriott Bonvoy Boundless card sign up bonus can save over $2000 on hotels in Tokyo

Hyatt points great for high-end Andaz and Park Hyatt, also good value at cheaper Hyatt Place properties

Hilton Aspire card credits and free nights can offset its high $550 annual fee

IHG Premier card sign up bonus enough points for 4 free nights at Intercontinentals

Hotel credit cards best for offsetting expensive cash rates post-pandemic

Leverage hotel credit card rewards to afford luxury hotels for cheap

Stack hotel credit card bonuses and points for maximum value