Kurikulum Merdeka : Ekonomi (SMA Kelas XI) || Koperasi

PKBM TANDA GENAP

19 Apr 202313:22

Summary

TLDRThis educational video script introduces the concept of cooperatives as a vital economic body in Indonesia, emphasizing their close relationship with society and their role in enhancing members' welfare through collective efforts in the socio-economic sphere. It traces the history of cooperatives in Indonesia, their legal basis, and their foundational principles, including voluntariness, democracy, and member self-reliance. The script also explains different types of cooperatives, their organizational structure, and the unique distribution of surplus income among members. The video concludes by highlighting the importance of cooperatives in the Indonesian economy and the calculation of surplus income, encouraging students to collaborate and apply the learned formulas to understand the cooperative model deeply.

Takeaways

📚 The script is a video lesson on the implementation of the 'Kurikulum Merdeka Belajar', focusing on creative, active, and equivalent learning.
🎓 The video addresses students as participants in PKBM (probably an educational program or institution), emphasizing the importance of being great learners and pursuing their dreams.
🙏 It encourages students to be thankful to God for their health and faith before starting their studies and suggests beginning with a prayer for beneficial knowledge.
🏢 The main topic of the lesson is 'cooperatives', which are described as important economic bodies for a nation and closely related to the community.
🌟 The script highlights the cooperative's purpose of improving the welfare of its members through collective work in the economic, social, and cultural fields.
🇮🇩 The history of cooperatives in Indonesia is traced back to the establishment of a bank by Raden Arya Wiriaatmaja, adopting the German credit cooperative system to help the people and civil servants.
📝 The script provides the legal definition of a cooperative according to the Indonesian law number 25 of 1992, emphasizing its nature as a people's economic movement based on family principles.
🏛 The foundation of Indonesian cooperatives includes the philosophical foundation of Pancasila, the structural foundation from the 1945 Constitution, and operational foundations that guide the work within the cooperative.
🔑 The principles of cooperation are outlined, including voluntary and open membership, democratic management, fair distribution of surplus, limited interest on capital, and self-sufficiency.
👥 The organizational structure of a cooperative is explained, consisting of the general meeting of members, the board of managers, and the supervisory board, each with specific roles and responsibilities.
💡 The role of cooperatives in the Indonesian economy is highlighted, including developing the economic potential of members, improving the quality of life, strengthening the people's economy, and contributing to a democratic and family-based national economy.
🧮 The script concludes with an explanation of the calculation of the surplus of business results (SHU) in cooperatives, distinguishing them from other businesses by sharing profits based on members' contributions.

Q & A

What is the main topic of the video script?
-The main topic of the video script is the implementation of a creative and active independent learning curriculum, focusing on the role and understanding of cooperatives (koperasi) in Indonesia's economy.
Why are cooperatives considered important for a country's economy?
-Cooperatives are considered important for a country's economy because they are closely tied to the community, aiming to improve the welfare of their members through collective work in the economic, social, and cultural fields.
What is the historical background of cooperatives in Indonesia?
-Cooperatives in Indonesia originated from the capitalist system that oppressed the lives of the people. The suffering and poverty led to the establishment of a bank by Raden Arya Wiriaatmaja from Purwokerto to help the lives of the people and government employees, adopting the German cooperative credit system.
What is the legal definition of a cooperative according to the Indonesian law?
-According to the Indonesian law, specifically Law No. 25 of 1992, a cooperative is a business entity consisting of individuals or legal entities, based on the cooperative principles and as a people's economic movement based on family principles.
What are the three foundational bases of Indonesian cooperatives?
-The three foundational bases of Indonesian cooperatives are the Ideological Basis (Pancasila), the Structural Basis (UUD 1945, Article 33, Paragraph 1), and the Operational Basis which includes the rules of work to be followed by members, managers, and supervisors in the cooperative.
What are the principles of a cooperative according to the script?
-The principles of a cooperative include voluntary and open membership, democratic management, fair distribution of surplus according to the contribution of each member's work, limited return on capital, and self-sufficiency.
What are the different types of cooperatives based on their membership?
-The different types of cooperatives based on membership are primary cooperatives, which consist of individual members with a minimum of 20 people, and secondary cooperatives, which consist of legal entities, requiring at least 3 primary cooperatives to form.
What are the organizational components of a cooperative according to the Indonesian law?
-The organizational components of a cooperative according to the Indonesian law include the General Meeting of Members, the Board of Managers, and the Supervisory Board. The General Meeting holds the highest authority, the Board of Managers executes the decisions, and the Supervisory Board oversees the management.
What is the role of cooperatives in the Indonesian economy according to the script?
-Cooperatives play a vital role in the Indonesian economy by developing the economic potential and capabilities of their members and the community, improving the quality of life, strengthening the people's economy, and contributing to the development of a national economy based on cooperation and democracy.
How is the Share of Profits (SHU) calculated in a cooperative?
-The Share of Profits (SHU) in a cooperative is calculated as the income obtained in a fiscal year minus the depreciation costs and other obligations, including taxes. The remaining SHU is then deducted for reserves and distributed among members proportionally to the services they have provided to the cooperative.
What are the two economic activities that contribute to the SHU received by cooperative members?
-The two economic activities that contribute to the SHU received by cooperative members are the services related to the members' capital (SHU jasa modal) and the services related to the members' business activities (SHU jasa anggota).

Outlines

00:00

📚 Introduction to Creative and Independent Learning

The script begins with a warm welcome to a learning video on the implementation of a creative, active, and equivalent curriculum. The speaker congratulates the students for being part of a full-fledged PKBM and encourages them to strive for their goals. The introduction emphasizes the importance of gratitude towards God for health and faith, and suggests starting the learning session with a prayer for beneficial knowledge. The topic for the day is about an important economic body for the nation: cooperatives. The script explains that cooperatives are closely tied to the community and are more friendly and efficient than large corporations. The speaker poses a question about why cooperatives are the most efficient business form for society and introduces the concept of cooperatives as organizations aiming to improve the welfare of their members through collective work in the economic, social, and cultural fields.

05:02

🏢 Understanding the History and Principles of Cooperatives

This paragraph delves into the history of cooperatives in Indonesia, which originated from the oppressive capitalist system that led to the suffering and poverty of the people. It highlights the role of Raden Arya Wiriaatmaja from Purwokerto in establishing a bank to help the lives of the people and civil servants, adopting the German cooperative credit system. The bank later evolved into a cooperative. The development of cooperatives in Indonesia is marked by a significant increase in the number of units and members. The paragraph also explains the definition of a cooperative, its principles as outlined in the 1992 law, and the roles of the founders of Indonesian cooperatives, such as Muhammad Hatta. It discusses the foundational aspects of Indonesian cooperatives, including the ideological, structural, and operational bases, emphasizing the family and mutual aid principles.

10:04

🌐 Types of Cooperatives and Their Organizational Structure

The script explores the different types of cooperatives in Indonesia, explaining the primary and secondary cooperatives, as well as those based on the field of business, such as savings and loan, consumption, and producer cooperatives. It then describes the organizational structure of a cooperative, including the general assembly of members as the highest authority, the board of managers elected by the members, and the supervisory board. The roles and responsibilities of these bodies are outlined, including managing the cooperative, organizing member meetings, and overseeing financial and operational reports.

🛠️ The Role of Cooperatives in the Indonesian Economy

This paragraph discusses the significant role of cooperatives in the Indonesian economy, as defined by the 1992 law. Cooperatives are expected to develop the economic potential and capabilities of their members and the community to improve their economic and social welfare. They also play an active role in enhancing the quality of life, strengthening the people's economy as a foundation for national economic strength and resilience, and striving to realize and develop a national economy based on family and democratic economic principles.

💰 Calculation of Cooperative Profit Sharing (SHU)

The final paragraph focuses on the calculation of the surplus of business results or SHU in cooperatives, which is a key differentiator from other business entities. The SHU is regulated by the 1992 law and is the income of the cooperative for a fiscal year, minus depreciation costs and other obligations, including taxes. The SHU is then distributed to members proportional to their business contributions. The script explains two formulas for calculating SHU: one based on member savings (SHU capital service) and the other based on member business contributions (SHU member service), which includes formulas for loan services and member selection services. The paragraph concludes by encouraging students to collaborate and apply the learned formulas to answer related questions and to understand the importance of cooperatives in the Indonesian economy.

Mindmap

Keywords

💡Cooperative

A cooperative is an autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through a jointly owned and democratically-controlled enterprise. In the video's context, cooperatives are highlighted as important economic bodies that are closely tied to the community, aiming to improve the welfare of their members through collective efforts in the economic, social, and cultural fields.

💡Economic Empowerment

Economic empowerment refers to the process of increasing the economic strength and self-reliance of individuals or groups. In the video, it is mentioned that cooperatives aim to enhance the economic and social welfare of their members, which is a form of economic empowerment. The script discusses how cooperatives work to improve the living standards of their members and the broader community.

💡Community

Community in this context refers to a group of people living in the same place or having particular characteristics in common. The video emphasizes the close relationship between cooperatives and the community, as cooperatives are described as being more community-oriented compared to larger corporations, with the goal of serving and benefiting the community.

💡Principles of Cooperation

The principles of cooperation are a set of values and guidelines that govern the operation and management of cooperatives. The video outlines several principles such as voluntary and open membership, democratic member control, and fair sharing of surpluses, which are integral to the functioning of cooperatives and their role in the economy.

💡Self-help

Self-help is the ability of individuals to improve their own situation through their own efforts. The script mentions that the strength of a cooperative comes from its members, illustrating the concept of self-help. It is a key aspect of how cooperatives operate, with members working together to achieve common goals.

💡Socio-economic Activities

Socio-economic activities refer to actions or initiatives that have both social and economic implications. The video discusses how cooperatives engage in socio-economic activities to enhance the well-being of their members, such as providing financial services or producing goods that benefit the community.

💡Pancasila

Pancasila is the philosophical foundation of the Indonesian state and society, consisting of five principles. In the video, it is mentioned as the ideological basis for cooperatives in Indonesia, indicating that their operations and goals are aligned with the national principles of belief in one supreme God, a just and civilized humanity, the unity of Indonesia, democracy led by wisdom, and social justice.

💡1945 Constitution of Indonesia

The 1945 Constitution of Indonesia, or UUD 1945, is the fundamental charter of the Indonesian state. The video refers to it as the structural basis for cooperatives, emphasizing that the economy should be organized as a joint venture based on family principles, which is a key aspect of the cooperative movement in Indonesia.

💡Surplus Distribution

Surplus distribution refers to the allocation of a cooperative's profits or surpluses among its members. The video explains that surplus distribution in cooperatives is based on the services or capital contributed by each member, which is a distinguishing feature from other business entities that may distribute profits based on share ownership.

💡Self-reliance

Self-reliance is the ability to be self-sufficient and not reliant on external assistance. The video mentions self-reliance as one of the principles of cooperatives, indicating that they aim to be independent in their operations and to promote autonomy among their members.

💡Economic Development

Economic development refers to the process of improving the economic well-being and quality of life of a community or nation. The video discusses the role of cooperatives in economic development, particularly in Indonesia, by building and developing the economic potential and capabilities of their members and the wider society.

Highlights

Welcome to the creative and active self-learning curriculum video tutorial.

Introduction to the importance of being a great student and maintaining gratitude towards God for health and faith.

The significance of cooperatives in the Indonesian economy and their close relationship with the community.

Historical background of cooperatives in Indonesia, starting from the establishment by Raden Arya Wiriaatmaja.

The adoption of the German credit cooperative system by the Bank Pertolongan Tabungan.

Growth of cooperatives in Indonesia, with 1712 units and 172 registered with the government by 1939.

Definition of a cooperative according to the law, emphasizing its social and economic principles.

The role of cooperatives as the backbone of the national economy, based on social principles.

Foundations of Indonesian cooperatives, including the Idealistic, Structural, and Operational bases.

The importance of Pancasila as the ideological foundation of cooperatives in Indonesia.

Cooperative principles such as voluntary and open membership, democratic management, and fair distribution of surplus.

Types of cooperatives in Indonesia, including primary and secondary cooperatives, and their distinct fields of operation.

The organizational structure of a cooperative, including the General Meeting of Members, Board of Directors, and Supervisory Board.

The role of cooperatives in developing the economic potential and improving the welfare of their members and society.

Cooperatives' contribution to enhancing the quality of life and strengthening the national economy.

Calculation of the surplus of business results (SHU) in cooperatives, distinguishing them from other business entities.

The formula for calculating SHU, including the service charge for capital and member services.

Encouragement for students to collaborate and form study groups to understand and apply the cooperative concepts.

Conclusion of the video tutorial, emphasizing the importance of understanding cooperatives for the Indonesian economy.