Investasi Saham VS Emas | Mana Yang Lebih Menguntungkan?

Summary

The script explores the age-old debate between investing in gold versus stocks. Highlighting gold's historical popularity and its perceived safety as an investment, it then contrasts this with the potential long-term gains of well-performing stocks, using the Indonesian stock market and Bank BCA as a case study. It emphasizes the importance of understanding investment risks and the benefits of investing in productive assets, concluding that while gold is a valuable store of value, stocks from successful companies can yield higher returns over time.

Takeaways

• 😀 Gold has been a popular investment for generations, often recommended by elders as a safe investment.
• 💡 The speaker suggests that while gold is a traditional investment, it's not commonly suggested to invest in stocks by older generations due to perceived risks.
• 📈 Gold prices in Indonesia have consistently risen over the years, with a 70.45% increase from 10 years ago to the date mentioned in the script.
• 🛍️ Gold is easily purchasable, both in physical stores and online, and has a tangible form that can be stored at home.
• 💰 Gold can be easily liquidated when needed, providing a quick source of cash in times of urgency.
• 📊 The script contrasts gold with stocks, stating that while gold is considered low risk, stocks are generally seen as high risk but can offer higher returns in the long term.
• 🏦 The speaker uses Bank BCA as an example of a stock that has shown significant growth over a 5-year period, outperforming the increase in gold prices.
• 🤔 The risk of stocks is highlighted as being unpredictable in the short term, regardless of the company's performance.
• 🏁 Long-term investment in stocks, especially of well-performing companies, is suggested to have a lower risk and potentially higher returns compared to gold.
• 💼 The importance of doing personal analysis before investing in a company is emphasized, rather than blindly following others' advice.
• 📈 The potential for stocks to generate profits through capital gains and dividends is explained, positioning stocks as a productive asset, unlike gold, which is non-productive.

Q & A

What is considered a popular investment instrument historically?

Gold has been a popular investment instrument historically, often held by previous generations.

Why do some people advise against investing in stocks according to the script?

Some people advise against investing in stocks due to the high risk of loss, citing personal experiences of friends and family who have gone bankrupt due to stock investments.

What is the historical price increase of gold in Indonesia from the perspective of the script?

The script mentions that the price of gold in Indonesia has been consistently rising, with a 70.45% increase from 10 years ago when it was 572,000 rupiah per gram to 975,000 rupiah per gram as of August 18, 2022.

How does the ease of buying gold contribute to its popularity as an investment?

The ease of buying gold, both in physical markets and online, contributes to its popularity as an investment. It is readily available in gold shops and can be easily stored and liquidated if needed.

What is the main argument presented in the script about the long-term benefits of investing in stocks versus gold?

The script argues that stocks are more profitable in the long term compared to gold, despite generally having higher risks. Stocks from well-performing companies can offer significant returns over time, while gold is considered a low-risk investment with steady value appreciation.

How does the script differentiate between the risks of investing in gold and stocks over different time horizons?

The script differentiates by stating that while both gold and stocks can be high-risk investments in the short term, stocks become a low-risk investment in the long term, especially if they are from well-performing companies. Gold, on the other hand, remains a low-risk investment regardless of the time horizon.

What is the script's stance on the comparison between the performance of Bank BCA's stock and gold over a 10-year period?

The script suggests that the performance of Bank BCA's stock has outperformed gold over a 10-year period, with a 109% increase in stock price compared to a 70.45% increase in gold's price.

Why does the script suggest that gold is not an investment but rather a value preservation tool?

The script suggests that gold is not an investment because it does not produce any returns or dividends like stocks do. Instead, it preserves value by maintaining its purchasing power over time, which is especially important in the face of inflation.

What are the two ways in which stocks can generate profits according to the script?

The script mentions that stocks can generate profits through capital gains, which is the difference between the buying and selling price, and dividends, which are a portion of the company's net profits distributed to shareholders.

How does the script illustrate the potential long-term gains from investing in Bank BCA's stock compared to gold?

The script illustrates this by providing an example where an investment of 13 million rupiah in Bank BCA's stock 10 years ago would have grown to 60 million rupiah, including both capital gains and dividends, compared to a 9.1 million rupiah gain from investing in gold.

What advice does the script give regarding the purchase of gold and stocks?

The script advises that while there is nothing wrong with buying gold as a value preservation tool, it is also important to educate oneself about other investment instruments like stocks, especially those from well-performing companies, for potentially higher long-term returns.