Materi Pembelajaran Pelatihan Perkoperasian | Regulasi & Kebijakan bagi Koperasi

Summary

This video discusses Law Number 25 of 1992 concerning cooperatives in Indonesia, outlining its main principles, objectives, and provisions. It defines cooperatives as business entities that promote economic democracy and family principles. The law covers topics such as membership, organizational structure, capital management, and the dissolution of cooperatives. Key objectives include improving welfare and strengthening the national economy. The video also highlights the role of government supervision, particularly with the upcoming financial sector law and the Financial Services Authority’s role in overseeing cooperatives. It emphasizes the importance of cooperative education, digital systems, and financial support programs.

Takeaways

• 😀 Cooperatives in Indonesia are governed by Law Number 25 of 1992, which serves as the main legal framework for cooperative operations.
• 😀 According to the law, cooperatives are defined as business entities formed by individuals or cooperative legal entities, based on family principles and economic democracy.
• 😀 The law consists of several key sections: general provisions, membership regulations, organizational structures, capital and finance, dissolution, and government oversight.
• 😀 The primary goal of cooperatives, as outlined in the law, is to improve the welfare of their members and contribute to the national economy.
• 😀 The principles of cooperatives include voluntary and open membership, democratic management, fair distribution of profits, limited compensation for capital, and independence from outside influence.
• 😀 Cooperatives are required to provide education and training to their members, fostering continuous learning and development.
• 😀 Law Number 25 of 1992 also emphasizes the importance of inter-cooperative collaboration to strengthen the overall economy.
• 😀 The 2023 Law Number 4, related to the development and strengthening of the financial sector (PPSK Law), introduces stricter oversight by the Financial Services Authority (OJK), particularly for cooperatives offering financial services or managing digital assets.
• 😀 The OJK's role in supervising cooperatives, starting in 2025, is aimed at ensuring transparency, consumer protection, and adherence to financial regulations.
• 😀 Various government incentives support cooperatives, including tax benefits for digital systems, training programs, and funding assistance through the people's business credit program and the LPDB Kumkm revolving fund.

Q & A

What is the main focus of Law Number 25 of 1992?

Law Number 25 of 1992 primarily governs cooperatives in Indonesia, defining their structure, membership, financial management, and dissolution, along with the roles of government supervision and cooperative education.

How does Law Number 25 of 1992 define cooperatives?

According to Law Number 25 of 1992, cooperatives are business entities consisting of individuals or cooperative legal entities, founded on the principles of family and economic democracy.

What are the key provisions outlined in Law Number 25 of 1992?

The law includes provisions on general definitions, membership rights and obligations, cooperative organizational structure, financial management, dissolution processes, and government supervision.

What are the main objectives of cooperatives under Law Number 25 of 1992?

The main objectives are to improve the welfare of cooperative members and the general public, and to actively contribute to building a national economy based on family and economic democracy principles.

What are the seven principles of cooperatives in Indonesia?

The seven principles are: voluntary and open membership, democratic management, fair distribution of business results, limited capital compensation, independence, cooperative education, and cooperation between cooperatives.

What does the principle of 'voluntary and open membership' mean?

It means that membership in cooperatives is open to all, and individuals can join voluntarily without any coercion.

How is the management of cooperatives structured according to the law?

Management is carried out democratically, with decisions made through deliberation to reach consensus, ensuring member participation in the cooperative's decision-making process.

What does the principle of 'fair distribution of remaining business results' imply?

This principle ensures that the remaining profits from cooperative activities are distributed fairly based on the services provided by members to the cooperative, rather than being based solely on capital investment.

What is the role of the Financial Services Authority (OJK) in the context of cooperatives?

The OJK is responsible for supervising cooperatives with financial services and those managing digital assets to ensure transparency, consumer protection, and adherence to financial regulations, starting in 2025.

What support does the government offer to modern cooperatives?

The government provides support through tax incentives, training and mentoring for cooperatives implementing digital systems, funding assistance via the People's Business Credit program, and the LPDB Kumkm revolving fund.