Interactive Brokers | Tutorial Completo | El mejor broker en USA

Summary

This video guides viewers through the process of transferring funds internationally, setting up an investment account, and making their first asset purchase. It covers topics such as using a bank to transfer money to a brokerage, buying stocks or ETFs (including limit and market orders), and purchasing U.S. Treasury bonds. The presenter shares their experience step-by-step, offering tips on how to manage transactions, calculate commissions, and optimize investments. The video concludes with a demonstration of bond purchasing and an overview of portfolio management.

Takeaways

• 😀 International transfers require accurate beneficiary information, such as account number, SWIFT code, and reference details.
• 😀 When transferring large amounts, physical security tokens may be needed to complete the transaction on banking platforms like ITU.
• 😀 Interactive Brokers provides clear instructions for making international transfers, helping users avoid common mistakes in the process.
• 😀 To buy stocks or ETFs on Interactive Brokers, users can search by ticker symbol, set order type (limit or market), and input quantity or dollar amount.
• 😀 Interactive Brokers allows users to buy fractional shares of assets, making it easier to invest smaller amounts like $1,000 in larger-priced ETFs.
• 😀 Market orders ensure that purchases are executed in real-time, but may be riskier due to price volatility, especially outside major exchange hours.
• 😀 The script provides an example of purchasing a stock (CSPX), explaining the timing differences when trading assets listed on exchanges outside the U.S. (e.g., London).
• 😀 The commission for non-U.S.-listed assets (like CSPX) can be higher than domestic U.S. assets due to additional exchange fees.
• 😀 When buying bonds, the bond scanner tool on Interactive Brokers allows users to filter by maturity dates and yields, making bond selection more efficient.
• 😀 Interactive Brokers allows for the purchase of U.S. Treasury bonds (like T-Bills) using criteria like maturity date and yield, with a preference for short-term bonds in this case.
• 😀 After executing a market order for a bond, the user's portfolio will show immediate profit/loss, reflecting the impact of commissions and transaction costs.

Q & A

How do you transfer funds to an Interactive Brokers account from a bank?

To transfer funds to Interactive Brokers, you need to log into your bank’s platform, select the 'International Transfer' option, choose the account and currency (USD), and input the beneficiary details, including the full name of the beneficiary (Interactive Brokers LLC), beneficiary account number, reference number, and SWIFT code.

Why is the transfer reference so important in the process?

The transfer reference is critical because it ensures the funds are properly linked to your Interactive Brokers account. This reference contains your account number and name, and it must be copied and pasted exactly as provided to avoid errors.

What do you do if the transfer reference contains characters like slashes that cause errors?

If the reference contains characters that cause errors, such as slashes, you should delete the problematic character and continue with the transfer process.

What should you do if you're transferring an amount above the limit set by your bank's digital token system?

If your transfer exceeds the bank’s digital token limit, you will need to use a physical token to authorize the transaction.

How do you purchase stocks or ETFs on Interactive Brokers?

To purchase stocks or ETFs, go to the 'Negotiation' section, use the 'Order Ticket' option, and enter the ticker symbol (e.g., CSPX for the S&P 500 ETF). Then, specify the quantity of shares or the total value, select the type of order (market or limit), and preview the order before confirming the purchase.

What is the difference between a market order and a limit order?

A market order executes immediately at the current market price, while a limit order allows you to specify a price at which you are willing to buy or sell an asset. Limit orders may not be executed if the asset price does not meet your specified limit.

Why is the commission higher for international ETFs compared to U.S.-listed ETFs?

Commissions are higher for international ETFs because they are often listed on non-U.S. exchanges. The higher fees are due to the additional costs of handling international transactions, but the tax advantages may compensate for the higher commission.

What should you do if your market order is placed outside of market hours?

If your market order is placed outside of market hours, the order will typically execute when the relevant market opens. For example, if you buy a London-listed asset after U.S. market hours, the order will execute when the London Stock Exchange opens.

How do you purchase a U.S. Treasury bond on Interactive Brokers?

To purchase a U.S. Treasury bond, use the 'Bond Scanner' to search for bonds that meet your criteria, such as maturity date and yield. After selecting the bond, choose the quantity and order type (market or limit), then preview and confirm the purchase.

How are commissions for bond purchases calculated on Interactive Brokers?

Commissions for bond purchases on Interactive Brokers vary based on the bond’s characteristics and market. It’s important to consider both the yield and the associated commission when choosing a bond to ensure the investment aligns with your goals.