Hack Dapat Cuan dari Sektor Properti

Summary

In this video, the speaker discusses the challenges of buying property in Indonesia due to rising home prices, especially for younger generations. They introduce real-world asset (RWA) tokenization as an innovative solution, which allows individuals to invest in properties with small amounts of capital through blockchain technology. Tokenization enables fractional ownership of assets, such as homes, providing passive income and a more accessible way to invest in real estate. The video highlights the benefits of RWA tokenization, including high returns, liquidity, and reduced risk, while promoting platforms like Goro that facilitate this new investment model.

Takeaways

• 😀 High property prices in Indonesia make buying a home difficult for many, especially for younger generations like Gen Z.
• 😀 Investing in property is still considered a key indicator of success, but it comes with challenges like high down payments and liquidity issues.
• 😀 The concept of property tokenization, which uses blockchain technology, allows people to invest in property with small amounts of money and without the hassle of owning a full unit.
• 😀 Tokenization works by dividing property ownership into digital tokens, enabling investors to buy small shares in properties, with low starting capital.
• 😀 One key advantage of tokenization is that it offers liquidity, allowing investors to sell tokens as they would stocks, unlike traditional property investments that can take years to liquidate.
• 😀 The potential returns on tokenized property investments can reach 10% per year, making it an attractive alternative to traditional investments like savings accounts or stocks.
• 😀 Goro is a leading platform in Indonesia offering property tokenization, making property investment accessible to a broader audience.
• 😀 Investors in tokenized properties can earn passive income from rental yields and capital appreciation, with properties being rented out on platforms like Airbnb.
• 😀 Goro mitigates investment risks by conducting thorough due diligence, insuring properties, and providing transparency through social media channels and reports on each property’s performance.
• 😀 Tokenized real-world assets (RWAs) have the potential to revolutionize property investment by making it more democratic and inclusive, even for those with limited capital.
• 😀 While property tokenization is still in its early stages, it has the potential to grow rapidly, with predictions suggesting that by 2030, tokenized property markets will become much larger and more mainstream.

Q & A

Why is it difficult for many people in Indonesia to buy a home?

The primary reason is the high cost of property in Indonesia. Home prices are rising rapidly, making it nearly impossible for many people, especially the younger generation, to afford a home. Even saving for a down payment (DP) can be a huge challenge.

What is one of the financial hacks for buying property mentioned in the video?

One of the financial hacks mentioned is the use of real-world asset (RWA) tokenization, which allows people to invest in property with smaller amounts of money, making it more accessible to a wider audience.

How does real-world asset tokenization work?

RWA tokenization uses blockchain technology to break down physical assets like property into digital tokens. Each token represents ownership in a portion of the property, allowing investors to buy a share of the property rather than the whole unit.

What are some of the advantages of investing in tokenized real estate?

The advantages include lower entry costs, with investors being able to start with as little as Rp 10,000, the potential for returns of up to 10% per year, and high liquidity, as tokens can be bought or sold more easily compared to traditional property investments.

What risks are associated with real estate tokenization?

Risks include fluctuations in rental income due to occupancy rates, potential property damage caused by natural disasters, and liquidity risks when selling tokens. However, Goro, the platform mentioned, has measures in place to mitigate these risks.

How does Goro mitigate the risks associated with property investment?

Goro mitigates risks by conducting thorough due diligence before acquiring properties, ensuring that only high-quality properties are included in the platform. They also insure all properties, covering physical damage and income loss, and maintain transparency through platforms like WhatsApp and Telegram.

What is the expected return on investment for properties in Bali and Jakarta according to Goro?

The expected return on investment for properties in Bali is up to 10% per year, while for properties in Jakarta, it's around 8% per year.

How does tokenization help make property investment accessible to everyone?

Tokenization allows people with smaller budgets to invest in property without needing millions of rupiahs. For instance, an investor can buy a token representing a fraction of a villa in Bali, which was previously only affordable to the wealthy.

How does tokenization differ from traditional property investment?

Traditional property investment requires a large upfront capital to purchase the entire property, while tokenization allows investors to buy smaller shares through tokens, making it more affordable and liquid.

What is the significance of Goro being part of OJK's sandbox?

Being part of OJK's sandbox means Goro has undergone regulatory oversight and testing, which adds credibility and reduces the risk of fraud. This shows that the platform is reliable and compliant with Indonesian financial regulations.