Alipay Mistakes || Don't add your bank card to Alipay

Summary

In this video, Preston shares his personal experience of almost having his Alipay account frozen due to an issue with adding a non-Chinese bank card. He demonstrates the process of adding a virtual card to Alipay and reveals the mistake he made by trying to top up using an American card, which led to the freeze warning. Preston highlights that only Chinese bank cards are accepted for topping up Alipay accounts and provides valuable tips for users to avoid making the same mistake, urging viewers to subscribe for more helpful content on making money online and business tips.

Takeaways

• 😀 Don't make the mistake of using the wrong bank card on your Alipay account, or it could lead to your account being frozen.
• 😀 Preston, the content creator, shares tips on how to avoid getting your Alipay account frozen due to incorrect card usage.
• 😀 If you haven't subscribed to the channel yet, make sure to do so for more business tips and advice on making money online.
• 😀 A virtual card, like the Payday Virtual Card, can be added to your Alipay account, but it must meet certain requirements to work properly.
• 😀 The card adding process in Alipay involves entering your card details like number, expiry date, and CVV.
• 😀 Even if the card is added successfully, it may not work for top-up if it’s not a Chinese bank card.
• 😀 Alipay allows adding foreign cards, but it only accepts top-ups from Chinese bank cards for specific payments.
• 😀 Preston initially made the mistake of trying to top-up with an American virtual card, which led to a freeze warning from Alipay.
• 😀 Alipay’s customer service clarified that only Chinese Mainland debit cards are accepted for top-ups and transactions on the platform.
• 😀 A list of Chinese banks is available in Alipay, and only cards issued by these banks can be used for transferring or topping up your account.
• 😀 Preston is working on solutions to help non-Chinese users, including those in Africa, access services like Alipay for low-cost payments to Chinese suppliers.

Q & A

What is the main issue discussed in the video?

The video discusses the mistake the creator made while trying to fund their Alipay account using a non-Chinese bank card, which led to a risk of the account being frozen.

What did the creator do wrong when adding the virtual card to their Alipay account?

The creator added a non-Chinese virtual card (a payday virtual card) instead of a Chinese Mainland debit card, which caused issues when trying to top up the Alipay balance.

What is the significance of using a Chinese bank card for Alipay transactions?

Alipay requires a Chinese Mainland debit card for top-ups and other transactions. Non-Chinese cards, such as American bank cards, are not accepted for funding the account.

What happens if you try to use a non-Chinese bank card on Alipay?

If you attempt to use a non-Chinese bank card, Alipay may initially accept the card but later refuse transactions, as the card is not compatible with their system for topping up balances.

How did the creator discover the issue with the non-Chinese bank card?

The creator discovered the issue after multiple failed attempts to top up the Alipay account, which led to a warning that their account might be frozen. After contacting customer service, they learned the card was not from a Chinese bank.

What kind of bank cards are accepted by Alipay for funding accounts?

Alipay accepts Chinese Mainland debit cards for topping up balances. A list of compatible Chinese banks can be found within the Alipay app.

Why was the payday virtual card rejected when trying to fund the account?

The payday virtual card was rejected because it was not a Chinese bank card, which is required by Alipay for top-ups. Despite being successfully added to the account, it could not be used for transactions.

What advice does the creator give for users trying to add a bank card to Alipay?

The creator advises users to ensure they are adding a Chinese Mainland debit card to avoid issues. They also mention that only cards from specific banks, mostly Chinese banks, are accepted.

What should users do if they face issues with funding their Alipay account?

Users should double-check if their bank card is a Chinese Mainland debit card. If they encounter problems, they can contact Alipay customer service for further clarification on accepted cards.

What is the creator's future plan for solving Alipay funding issues for people outside China?

The creator plans to work on solutions that would enable people in Africa and other countries to access and use Alipay services, including affordable payments to Chinese suppliers.