If I Wanted to Be A Millionaire Before 35, I'd Do THIS

Summary

The speaker shares six key lessons for achieving financial freedom, emphasizing the importance of wanting it, acquiring the right skills, and understanding different types of income. They recount their journey from being in debt to making their first million, highlighting the value of taking risks, starting a business, and the power of patience and persistence. The speaker also stresses the significance of personal development, delegating tasks, and leveraging others' skills to scale success.

Takeaways

• 💼 **Pursue Financial Freedom**: The speaker emphasizes the importance of having a clear goal to achieve financial freedom, as it guides life choices and decisions.
• 🏆 **Value of Financial Resources**: The experience of traveling during a gap year taught the speaker the value of financial independence and the freedom it provides.
• 📚 **Beyond Traditional Education**: The speaker points out the limitations of traditional education in creating wealth and suggests focusing on acquiring the right skills for financial success.
• 💼 **Types of Income**: There are three types of income: earned, business, and investment. The speaker suggests focusing on the latter two for greater financial freedom and less taxation.
• 🛠️ **Acquire Wealth-Building Skills**: Learning skills like financial literacy, business building, and investing are more important for wealth creation than just getting a degree.
• 🚀 **Start Your Own Business**: To achieve significant wealth, especially at a young age, starting a business is more effective than relying on a high-paying job.
• 🔍 **Identify Your Business Idea**: The intersection of passion, skill, and market demand is the sweet spot for a successful business idea.
• 📈 **Scale Your Business**: To increase financial impact, a business must be scalable, moving from one-to-one to one-to-many models, and eventually to product-based businesses.
• 🕰️ **Patience and Persistence**: Success doesn't come overnight. The speaker shares their experience of grinding for a year with little initial success before seeing exponential growth.
• 🤔 **Deal with Uncertainty**: Building wealth requires the ability to handle uncertainty and the patience to wait for compounding returns on investments or business growth.
• 🧘 **Inner Work**: Personal development, managing emotions, and self-improvement play a crucial role in achieving financial goals and overcoming self-doubt.
• 👥 **Delegate and Leverage**: The speaker regrets not delegating sooner and stresses the importance of leveraging other people's skills and time to achieve goals faster.

Q & A

How old was the speaker when they made their first million dollars?

The speaker made their first million dollars by the age of 32.

What was the speaker's financial situation before starting their journey to financial freedom?

The speaker started with a debt of $100,000, meaning they were not starting from zero but from minus $100,000.

What did the speaker do before going to college?

The speaker took a gap year to explore Europe and Africa, which was a significant experience in learning the value of financial resources.

What was the most valuable lesson the speaker learned during their gap year?

The most valuable lesson was the understanding of the importance of financial resources and the freedom they provide.

What was the speaker's realization after their gap year about their future?

The speaker realized they wanted a life of freedom, similar to what they experienced during the gap year, and started seeking answers on how to achieve financial freedom.

What is the first lesson the speaker shares about achieving financial freedom?

The first lesson is the importance of wanting to be financially free and setting that as a specific goal.

What is the problem with traditional education according to the speaker?

Traditional education trains people to become employees and focuses only on earned income, without teaching about business or investment income.

What are the three types of income mentioned in the script?

The three types of income are earned income (from a job), business income (from owning a business), and investment income (from dividends, capital gains, and interest).

What is the second lesson the speaker shares about acquiring the right skills?

The second lesson is to spend time and money acquiring skills that will make you rich, such as building a business, financial literacy, investing, and marketing.

Why did the speaker quit their job on Wall Street?

The speaker quit their job on Wall Street because they realized that despite working hard, the job would never make them rich and did not compensate for the effort and life energy they were putting in.

What is the speaker's advice on starting a business?

The speaker advises starting a business based on what you're good at and interested in, and then considering how to scale the business to increase income potential.

What is the importance of dealing with uncertainty when trying to become a millionaire?

Dealing with uncertainty is important because building wealth through investments or businesses takes time and patience, and success is not immediate.

What was the speaker's initial approach to their business and how did it change?

Initially, the speaker tried to do everything themselves due to limited finances and an individualistic mentality. Over time, they learned the importance of delegating tasks to leverage other people's skills and time.

What is the 'be-do-have' approach mentioned by the speaker?

The 'be-do-have' approach emphasizes the importance of first becoming the type of person capable of achieving your goals (be), then taking the necessary actions (do), and ultimately acquiring what you want to have.

What is the final key lesson the speaker shares about leveraging others' skills and time?

The final key lesson is to not do everything yourself and to learn the skill of delegating to others, which can significantly speed up progress towards your goals.

Outlines

00:00

💼 Journey to Financial Freedom and the Importance of Desire

The speaker shares their personal journey to earning their first million by age 32, highlighting the importance of having a strong desire for financial freedom. Despite starting with a $100,000 debt, they emphasize that anyone can achieve financial success with the right mindset. The speaker's rebellious decision to take a gap year before college led to life-changing experiences in Europe and Africa, where they learned the value of financial resources and the freedom it provides. This realization prompted a quest for financial freedom, guiding their life choices, including mentorship, reading materials, and career paths, diverging from traditional expectations. The key takeaway is the necessity of wanting financial freedom as a prerequisite for achieving it.

05:01

🎓 Rethinking Traditional Education and Pursuing Wealth-Building Skills

The speaker critiques traditional education for its focus on earned income, which they argue is the least favorable due to high taxation and lack of freedom. They share their experience of accumulating student loan debt for an elite degree, which did not directly contribute to their wealth. Instead, the speaker advocates for acquiring skills that lead to wealth creation, such as business building, financial literacy, investing, and marketing. They regret not focusing on these areas earlier and advise viewers to prioritize learning skills that will make them rich over traditional education that may not necessarily lead to financial success.

10:03

🚀 The Path to Riches: Starting Your Own Business

The speaker discusses their decision to leave a high-paying Wall Street job, recognizing that employment would not lead to true wealth. They stress the importance of starting one's own business as a pathway to riches, explaining that working for someone else typically does not result in significant financial gain. They outline three types of businesses: service-based, product-based, and content-based, and suggest that the key to choosing a business idea lies at the intersection of passion, skill, and market demand. The speaker also emphasizes the importance of scaling a business to increase income potential and achieve financial freedom.

15:03

🌱 Patience and Personal Growth in the Pursuit of Wealth

The speaker reflects on the importance of patience and personal development in building wealth. They share their struggles with self-doubt, limiting beliefs, and the mental health challenges that can hinder success. The speaker admits to initially trying to do everything themselves due to limited finances and an individualistic mentality. However, they learned the value of delegating tasks and leveraging other people's skills and time to achieve goals more efficiently. They encourage viewers to work on their inner selves to increase their ability to create and execute ambitious plans, ultimately achieving financial success.

🤝 The Power of Delegation and Teamwork in Achieving Financial Freedom

In the final paragraph, the speaker concludes with the lesson of delegation and leveraging the power of a team. They recount their initial efforts to handle all aspects of their business and personal life, which was both time-consuming and energy-draining. Over time, they learned to delegate tasks that did not directly contribute to their income or happiness, allowing them to focus on what truly mattered. The speaker encourages viewers to find creative ways to delegate, even with limited budgets, and to recognize that time is the most precious resource. They wrap up by sharing their optimism for the viewer's potential to achieve financial freedom faster with the right mindset and strategies.

Keywords

💡Financial Freedom

Financial freedom refers to a state where one's income from investments or businesses is sufficient to cover living expenses without the need for active employment. It is the central theme of the video, as the speaker discusses their journey to achieve this state by the age of 32. The concept is exemplified by the speaker's desire to travel and live life on their own terms, as well as their eventual success in creating passive income streams that allow for more freedom than their traditionally employed peers.

💡Gap Year

A gap year is a year-long break taken between high school and college or between college and the workforce, often for the purpose of travel, work experience, or personal development. In the script, the speaker's gap year to explore Europe and Africa was pivotal in instilling the value of financial resources, as it allowed them to experience independence and make their own choices without relying on parental guidance.

💡Traditional Education

Traditional education typically refers to the formal schooling system that emphasizes classroom learning, standardized testing, and a structured curriculum. The speaker criticizes traditional education for its focus on preparing students for employment through earned income, rather than teaching them about business income or investment income, which are more conducive to achieving financial freedom.

💡Earned Income

Earned income is the money received through active employment, such as a salary or wages. The video explains that earned income is the most common but least favorable type of income for achieving financial freedom due to its high taxation and lack of leverage, as it requires constant work to maintain the income stream.

💡Business Income

Business income is the revenue generated from a business owned by an individual. The script highlights business income as a preferable form of income because it has the potential for high earnings, tax advantages, and the ability to scale through systems and employees, thereby offering more freedom and financial potential than earned income.

💡Investment Income

Investment income is the money earned from dividends, capital gains, interest, and other investment-related returns. The video emphasizes the importance of investment income in achieving financial freedom, as it allows money to work for the individual, providing passive income that can grow exponentially over time.

💡Debt

Debt is an amount of money borrowed by one party from another, with an obligation to repay it at a later date. The speaker mentions being $100,000 in debt as a starting point, which underscores the challenge of achieving financial freedom with a significant financial burden. Debt is portrayed as a hurdle that must be overcome on the path to financial independence.

💡Scaling

Scaling in a business context refers to the process of increasing the size or volume of a business operation. The video discusses the importance of scaling a business to reach a point where it significantly contributes to one's financial status. The speaker shares their experience of scaling from one-on-one coaching to creating an online course, which greatly expanded their income potential.

💡Uncertainty

Uncertainty in the video refers to the unpredictable nature of investments and businesses, where the outcome is not guaranteed and requires patience and persistence. The speaker advises viewers to embrace uncertainty and maintain faith in their financial endeavors, as it is a necessary phase before achieving significant growth and returns.

💡Delegating

Delegating is the act of entrusting tasks or responsibilities to others. The script highlights the importance of delegation in achieving financial success, as it allows individuals to focus on high-impact activities and leverage the skills and time of others. The speaker shares their personal evolution from doing everything themselves to learning to delegate effectively.

💡Inner Game

Inner game refers to the mental and emotional aspects of personal development, including self-doubt, confidence, and limiting beliefs. The video emphasizes the significance of overcoming internal obstacles and developing a strong mindset to support one's financial goals. The speaker reflects on their journey, noting that personal development played a crucial role in their ability to achieve financial freedom.

Highlights

Achieved first million by age 32, emphasizing potential for others to do the same despite starting $100,000 in debt.

Grew up in a traditional Korean family with expectations of a conventional life path, but chose to rebel by taking a gap year.

Learned the value of financial resources during a gap year exploring Europe and Africa, realizing the importance of money for freedom.

After the gap year, became determined to seek financial freedom to experience the same level of freedom in life.

Traditional education focuses on earned income, often neglecting business and investment income which offer more freedom and less taxation.

Investment income and business income are more advantageous due to their potential for passive growth and lower tax rates.

The importance of acquiring the right skills for wealth creation rather than just being a good employee.

The journey to wealth is not linear and involves learning how to manage money and work smarter.

Quitting a high-paying Wall Street job to pursue financial freedom, despite it being a difficult and unconventional decision.

Recognizing that a job, no matter how well-paying, may not lead to true wealth and that entrepreneurship is key to significant wealth creation.

Starting a business is crucial for achieving wealth at a young age, as it allows for profit participation and ownership.

Scaling a business is essential for financial impact; considering service, product, and content business models for scalability.

The importance of persistence and patience when starting a business, as success doesn't come overnight.

Dealing with uncertainty is a key trait for wealth creation, as both investing and business building require time to yield results.

The realization of the importance of personal development and inner work in achieving financial success.

Learning to delegate tasks and leverage others' time and talents to achieve goals faster and more efficiently.

Encouraging viewers to sign up for a newsletter 'Call to Freedom' for more insights into achieving financial freedom.

Transcripts

I made my first million dollars by the

age of 32 but if ID followed the advice

in this video I probably would have

gotten there much sooner so these are

the six key lessons I wish I told my

younger self if I were to start all over

again and just in case you're thinking I

had some special advantages over

everyone else hold your horses because I

actually started out $100,000 in debt so

I wasn't even starting from zero I was

starting from minus1 100,000 so all that

to say if I can do it you can do it too

so I grew up in a very traditional

Korean family where we were all expected

to work hard get into a good school then

get a good job and just kind of follow

this traditional life path but I was

kind of a rebel so I got the idea in my

head to take a gap year before college

instead of going straight to college and

jumping straight into building a career

so at 18 years old when all my friends

were going off to college I instead

strapped on a backpack and with money

that I saved up from waiting tables

throughout high school I went on a gap

year to explore Europe and Africa now

during this Gap year I did a lot of

different things I oped in Spain I

backpacked in East Africa I took the

euro train around Europe and had a lot

of fun but by far the most valuable

thing I got out of this year was really

really learning in my bones the value of

having Financial Resources so because I

had saved up money and I had my own

money I didn't have to listen to my

parents advice I could go on this Gap

year make it happen for myself and

that's when I realized oh when you have

money you have options not only that but

I also met a lot of different

interesting people that I never would

have met if I just followed that

traditional very sheltered life path so

after my Gap year when I came back home

to start college I knew very clearly in

my mind that I wanted a life of Freedom

just like the freedom I experienced

during that Gap year and even though I

didn't know how to make that happen I

was at least asking the question and

seeking answers to this big question of

how can I create Financial Freedom so I

can travel and do whatever I want this

question guided every single life choice

that I made from that point on including

the mentors that I sought out books that

I read and career choices that I made

and this set me on a life path that was

different from many of my colleagues

because I was seeking out the answers to

this big question so while I did follow

the traditional life path for a while

and getting a good job on Wall Street

and making a high salary and doing all

of that I eventually made decisions that

really created the Financial Freedom

that I have today and fast forward to

today I have a lot more freedom than a

lot of my colleagues and friends do

which brings me to the first lesson that

I want to share with you which is if you

want to become financially free you have

to first want to be financially free now

I know that sounds obvious but a lot of

people sort of just exist from dayto day

without really thinking about what they

want and being very specific about it as

Keith farazi said in his bestselling

book Never Eat Alone no one becomes an

astronaut by accident and I would modify

that quote to say no one becomes a

millionaire by accident it really takes

something to become rich to rise above

what everybody else has so if you think

somehow magically you're going to end up

there by accident and just wake up one

day financially free it's not going to

happen so that's something I would

definitely keep in mind is first set the

goal to become rich and financially free

so from there I had this goal to become

rich and financially free one day but I

got to tell you after even setting that

goal it was not a linear Journey upwards

by any means it really took me a while

to figure out how to do it and because I

didn't know any better I thought the way

to get financially free is to do what

everyone is telling me to do which is to

get a really good job make a lot of

money and somehow it's all going to work

out that's why I paid a bunch of money

got into a lot of student loan debt to

get an elite degree from a really

prestigious University thinking that

that would be the magic ticket so I

graduated college I got a really good

job but because I didn't know how to

manage money how to make money work for

me or how to work smarter versus harder

I was actually stuck in the rat race in

a bunch of debt living paycheck to

paycheck working really hard but having

nothing to show for it and it was really

disillusioning basically the problem

with traditional education is that

school trains you to become an employee

and if you're an employee and you don't

know how to get money to work for you or

to work smarter versus harder you're

essentially always going to be stuck in

the rat race living paycheck to paycheck

cuz the thing is there's actually three

types of income and not all income is

created equal the first type of income

which most of us know about is earned

income this is money from your paycheck

and it's money you get when you work at

a job the second type of income is

business income which is money you make

from a business that you own the third

is investment income which is money from

dividends capital gains and interest and

other investment income now nothing

wrong with getting an education and

going to college but the problem is

schools in traditional education really

only teaches you how to go for the first

type type of income earned income and

teaches you nothing about how to make

business income and investment income

and unfortunately earned income is the

worst type of income to go to because it

is taxed the most and it also gives you

the least amount of freedom because you

have to keep trading your time for money

and showing up to work otherwise you

don't get anything back so there's no

leverage in that on the other hand

business income and investment income

you get more and more freedom the more

and more you build or buy assets when

you have a business you're building an

asset eventually you have systems and

other people working for you and there's

basically no ceiling on your income

potential and you can get more and more

freedom and as for investment income

every dollar that you put to work for

you is a dollar like working for you as

if it's an employee and making you money

in your sleep and of course last but not

least business and investment income are

the least taxed forms of income and so

the next lesson I want to share with you

is to spend time and money acquiring the

right type of skills and I'm talking

about the skills and the knowhow that's

going to actually make you rich not make

you a really good employee for the rest

of your life these are very different

skills School teaches you how to be good

at your job get good at something so you

can work for somebody else and make a

salary but outside of school you can

learn things like how to build a

business financial literacy how to

manage your money well and make it work

for you how to invest how to build

businesses how to sell and market so you

can charge top dollar for anything these

are the skills that are going to make

you rich and financially free whatever I

learned in four years of college and got

myself into sixf figure debt to learn

that is not what made me Rich so if I

were to start all over I would

definitely not have spent 4 years

getting a degree I might have actually

spent four years trying to get more work

experience or learning from a mentor who

was a millionaire and just trying to see

how they think and live and I definitely

wouldn't have gotten into debt for it

but hey you can't undo the past that was

my path so continuing on with my story I

eventually quit my job on Wall Street

which was extremely hard because

everybody I knew was against it and

nobody I knew was doing anything similar

and was actually really scared to kind

of go against the herd and a lot of

times on your journey you may have to

make similar decisions like that and

just sort of take a different path from

what everyone else is taking however the

question I want you to really ask

yourself is would you rather fit in and

be like everyone else or would you

rather be free and Rich As for why I

quit my job on Wall Street even though

it paid a nice cushy paycheck something

I realized is that I'm someone who works

really hard at whatever I'm doing so I

was giving my job my all even though it

was really stressful and really

demanding I would give it my best and

literally my life revolved around my job

however a couple years in I remember

sitting down for that big bonus talk

when they take you into a room and tell

you what your bonus is for that year and

also what raise or promotion you're

going to get and I remember them telling

me that I got a $2,500 raise for the

year to help with inflation and my bonus

was I don't even remember it was like 20

or $30,000 and of course that's a pretty

good amount of money but given the

amount of effort the amount of My Life

Energy I was giving to my job it just

really felt like an insult and that's

when I finally realized that my job

would never make me Rich it was never

going to compensate me for as much

effort I was putting in which is why the

next lesson I want to share with you is

that if you want to become rich and you

want to do it while you're still young

then you really need to think about

starting your own business it's just the

way the economy works right if you're

working in somebody else's business then

you're just helping them build their

business but people start business to

make profit they don't build businesses

to make their employees Rich right they

build businesses to make themselves Rich

so if you are an employee in somebody

else's business you're never going to

make as much money as if you started

your own business of course if you get

some crazy high-paying job at a super

young age like you're a heart surgeon or

a rocket scientist I don't know then you

might be able to become a millionaire in

your 30s just from your job alone but in

my experience people who managed to do

that are few and far between as for what

type of business you could start there's

only three options I'll make it really

simple for you so there are

service-based businesses which is say if

you're a graphic designer a dog sitter a

virtual assistant or a personal trainer

or a coach this is where you're trading

a service in exchange for money and then

there's product businesses where you're

selling a physical or digital product

this could be things like selling

jewelry or you're selling online courses

clothing or maybe an app and then the

third type of business is a Content

business this is where you create

content so that you can get eyballs on

your content and then in turn advertise

to the people consuming your content and

the way you would make money with that

is by getting paid for brand deals and

advertisements an example of how you

might do this is say you are an

influencer with maybe a YouTube or

Instagram following and you make content

and then in your post you promote a

brand and in turn that brand pays you a

chunk of money to promote their product

also if you're on YouTube you can make

AdSense money because ads are placed on

my videos you have probably seen some of

the ads on my videos so that's another

way to mon now I really think the key to

starting a business successfully is to

first start with what you're good at and

what you're interested in because if

you're not interested or passionate then

it's going to be really hard to motivate

yourself to see it through until your

business starts being profitable so when

you are trying to narrow down onto a

business idea that'll work for you I

like to think about this vend diagram

what are you passionate about what you

love doing two what are you really

really good at and then three what would

people actually pay for so whatever is

in the intersection of these three

things is your sweet spot business idea

and then from there you just choose one

of the three types of businesses service

product or content and you go from there

and then once you start that business

the next step is to think about how

you're going to scale because a business

is great but you also have to grow it to

a certain size to really make a

difference in your finances so for

example if you start as a service based

business maybe you are a graphic

designer and you're doing one-on-one

Services now that's not really scalable

because there's only a certain amount of

hours in your day a certain number of

clients you can ever take on so the next

step to scale that would be to think

about how you can go from a onetoone

model to a one to many Model A couple

ways to do that as a service business is

think about doing one to group coaching

instead of one to one or you can also

think about growing into an agency maybe

instead of doing Graphic Design Services

yourself you build an agency and you

have graphic designers working under you

and then when you get a client you can

contract out the work to other graphic

designers and you take a cut but in that

sense you could take care of a lot more

clients make more Revenue while doing

less of the work yourself this is

actually the way I did it I started out

doing one-on-one coaching for people who

wanted to improve their finances and

then I went to a on to many model by

teaching people in classrooms instead of

oneon-one and then finally I scaled the

ultimate Way which is productizing my

service so then I created an online

course about how to invest and become

financially free and once you productize

your service now your income potential

becomes theoretically infinite so you

definitely want to think about how you

can become a product-based business at

some point because with that type of

business there's no limit on your time

so theoretically there is no limit to

how much you can earn now of course I

also have a content-based business where

I create YouTube videos and I get

AdSense money so that's one way to do it

and I like that cuz it's super scalable

the more content you make the better the

content is the more eyeballs you get on

your content and the more add money you

can make so bottom line is think about

what kind of business you can start

because it's virtually impossible to to

become a millionaire in your 30s unless

you have a super high-paying job really

starting a business is the way to go and

then once you come on a business idea

execute on it and then think about how

you can eventually scale it today my

business is quite successful but

obviously that didn't happen overnight a

lot of people don't know this but before

I ever saw any success I spent an entire

year doing everything myself making my

videos uploading to YouTube and getting

pretty much no views so week after week

just grinding with no results that took

a lot of faith and patience and

persistence and as hard as it was I knew

it wasn't reasonable to expect instant

success just cuz I started posting

videos I knew it would take some time

and the problem these days is so many

people have such a short attention span

because we get instant gratification

anything we want we get it right to our

doorstep as soon as we want it it's

almost like we feel entitled to get

results right away and we no longer want

to put in the work and time it takes to

really see success with something but

after about a year of working really

hard at it that's when I really started

seeing exponential growth and my

business fin started taking off and

really sticking with it even through

that hard period is why I was able to

build the freedom that I have today so

that brings me to my next point if you

want to become a millionaire you need to

increase your ability to deal with

uncertainty cuz the thing is in order to

become rich you need to either buy

Assets in other words invest or you need

to build Assets in other words build a

business owning and having assets is

what will make you rich but none of that

happens overnight so let's say you are

buying assets often in the beginning as

you invest into to maybe the stock

market you'll see very slow growth but

because of the power of compounding

returns if you stick with the investment

long enough you will see exponential

growth especially towards the end so it

takes a lot of patience to not jump ship

to not lose faith and to deal with the

uncertainty of what the final outcome is

going to be long enough to reap the

Ultimate Rewards it's the same with

starting a business people who have

successful businesses definitely enjoy a

lot of Financial Freedom and of course

they'll show you their lifestyle on

social media but you got know that none

of that happened overnight so everything

you see about my life publicly that's

all well and great but what people don't

see publicly is all those nights and

weekends that I spent just building and

building and dealing with the

uncertainty before anything ever paid

off now this attitude of dealing with

the uncertainty for that ultimate big

payoff at the end is completely opposite

from working at a job the thing about

having a paycheck especially if it's a a

nice fat paycheck is that it's so stable

and it's basically instant gratification

you put in the time you get the money

you put in the time you get the money

and that kind of cycle becomes almost

addictive cuz you know if you just work

you get the money and that lulls you

into this habit of being used to

certainty but really the people who make

the big bucks are the investors and

entrepreneurs who are able to deal with

a period of uncertainty something else I

don't share much about my journey is how

much of an inner game and inner struggle

it was because I had a ton of self-doubt

and limiting beliefs and just low

confidence I actually took a really long

time to ever even start my business and

even when I did start my business I spun

my wheels and struggled for a long time

not to mention along the way I was also

slowed down by toxic relationships a

lack of boundaries and some and mental

health issues and looking back I

realized it's because I was definitely

good at learning about what I needed to

do what actions I needed to take to make

more money and have more money and

invest like all of the skills and head

knowledge but what I hadn't paid enough

attention to is more of the work on your

inner self on managing your emotions on

having a better relationship with

yourself so you can have a better

relationship with others so yes even

though my action taking certainly got me

to a certain point I was way too focused

on actions and what I needed to do

instead of who I needed to be because I

thought in order to have what I wanted I

had to First do and then be and then

have but really the order is you need to

First be be the type of person who can

do the things that you want to do that

will get you to have the things that you

want to have be do have instead of do be

have so take it from me cuz it would

have saved me a lot of time and a lot of

Tears if I'd known this sooner is if you

want to be more financially successful

than the average person you're also

going to want to work on yourself more

than the average person personal

development learning coaching therapy

investing in books and mentors and

trainings otherwise all kinds of

Insidious forces like procrastination

toxicity in your life low self-esteem

and limiting beliefs all of these are

going to stop you from achieving your

big goals so work on yourself to

increase your ability to create

ambitious plans execute on big goals and

ultimately achieve them now since this

video is about what I would have done

differently if I were to start all over

and if I wanted to do it faster one

thing I really made a mistake on is in

the beginning I really thought I had to

do everything myself especially because

finances were limited I didn't have much

money to pay people I also grew up with

this very individualistic mentality

thinking that if I can do it all myself

I'm like a superwoman and that must mean

I'm really good and awesome and I get

any points for that but the reality is

we all only have 24 hours in a day and

given our skills and abilities we can

only ever do so much on our own and so

the last key lesson I want to share with

you is to not do everything yourself

really learn the skill of delegating to

others and leveraging other people's

time and their talents you can go aund

times faster towards your goals if you

just get the right people around you and

stop trying to do everything yourself so

for example when I was starting out I

was editing my own videos I was doing my

own accounting I was doing my own

cleaning cooking literally everything in

my life I was doing in addition to

running the business but over the years

I've learned how to delegate all the

tasks that don't make me happy that suck

my energy and don't directly relate into

making more money so for example I have

someone who comes to my house two times

a week to help me with all of the home

and pet care and sort of housekeeping

things that I need in order to be

wellfed and at my best self to show up

in my business now regardless of your

financial situation we can all think of

ways to be more clever with how we use

our time and to get the help of other

people for example we all have access to

these grocery delivery apps that'll save

you a ton of time shopping for groceries

every week you can also get creative and

maybe have a college student or a niece

or nephew come to help you out with a

few things like laundry or maybe even

meal prep even if you're not working

with a huge budget there are ways to

delegate certain things and be creative

about it even with just $50 a week you

can still get 5 to 10 hours of quality

help from a virtual assistant in the

Philippines because of the global nature

of the workforce today and the Arbitrage

we have between countries there are lots

of ways to get help and it won't even

cost you that much bottom line is maybe

you have a full-time job and you're

trying to build something on the side

then really you've got money from your

job but time is your most precious

commodity so learning how to Leverage

The Power of a team and other people's

skills and time is really going to help

you move a lot faster so these are all

the things that I learned along the way

and honestly getting to this point is

something that happened that was beyond

my wildest dreams but maybe with the

advice in this video you can make it

happen for yourself even faster than I

did now if you liked the tips in this

video you might also really enjoy my

weekly email newsletter call to Freedom

this is where I share the behind the

scenes on everything it takes what it

really takes to create a life of

Financial Freedom I share a bunch of

things in email that I don't share

anywhere else so definitely consider

signing up if you want more from me that

is it for today you are so capable just

a reminder that you you can do it and if

you just set your mind to it you might

be amazed at what you can achieve in

just a few years thank you so much for

watching and I'll see you in the next

video bye

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