Wawancara perdana dengan pimpinan!!|| Koperasi Serba Usaha " KARYA SAMPOERNA"

Summary

This interview with Mr. Rianto, leader of Koperasi Karya Usaha Sampurna in Palembang, explores the cooperative’s mission to enhance community welfare through various services, including small business loans, utility payments, and savings. The cooperative strives to adapt to modern challenges, particularly in the competitive financial sector, by offering accessible services and fostering collaboration among members. Through regular training, community contributions, and future expansion plans, Koperasi Karya Usaha Sampurna aims to continue its growth while ensuring the prosperity of its members and surrounding communities.

Takeaways

• 😀 The interview was conducted with Rianto, the leader of Koperasi Karya Usaha Sampurna, located in Palembang.
• 😀 The mission of Koperasi Karya Usaha Sampurna includes becoming a successful enterprise and improving the welfare of the surrounding community.
• 😀 The cooperative offers services such as small-scale business loans and utilities payment services, including electricity bills.
• 😀 Anyone from the general public can become a member of Koperasi Karya Usaha Sampurna, including employees and ordinary citizens.
• 😀 The distribution of SHU (Surplus of Business Results) among members is based on their contributions and other factors.
• 😀 Decision-making within the cooperative is primarily handled by the management team, rather than being left entirely to the members.
• 😀 The cooperative holds an annual members' meeting, typically in December, to discuss matters of importance.
• 😀 One of the main challenges faced by the cooperative is global competition, particularly with the ease of credit availability in the market.
• 😀 Koperasi Karya Usaha Sampurna provides educational programs and training for its members, conducted in collaboration with the local government every three months.
• 😀 The cooperative is committed to contributing to the local community by offering public services and providing opportunities for participation.
• 😀 Future plans for the cooperative include expanding its business and collaborating with other parties to achieve greater success and reach.

Q & A

What is the mission of Koperasi Karya Usaha Sampurna?

The mission of Koperasi Karya Usaha Sampurna is to become a leading business cooperative that aims to improve the welfare of its surrounding community and provide essential services.

What services does Koperasi Karya Usaha Sampurna offer to its members?

The cooperative offers several services including savings and loan facilities, utility bill payments (such as electricity), and support for small businesses.

Who is eligible to become a member of Koperasi Karya Usaha Sampurna?

Anyone is eligible to become a member, including the general public, regular citizens, and employees from various sectors.

How are profits distributed among the members of the cooperative?

Profits are distributed based on the contribution and role of each member, with members receiving a share of the cooperative's earnings.

How does Koperasi Karya Usaha Sampurna make decisions?

Decisions are made through a collective process involving the cooperative's leadership and members. Annual meetings are held, typically in December, where members discuss and make important decisions.

What is the biggest challenge faced by the cooperative?

The primary challenge is the increasing competition due to globalization, particularly from institutions offering easy-to-access credit. To address this, the cooperative focuses on being selective and cautious in its lending practices.

Does the cooperative provide any educational programs for its members?

Yes, the cooperative provides training and educational programs for its members, usually every three months. These programs are often conducted in partnership with local government agencies.

How does Koperasi Karya Usaha Sampurna contribute to the local community?

The cooperative plays an active role in the community by offering accessible financial services and supporting local businesses. Its services are designed to meet the needs of both individual members and the broader community.

What are the future plans for Koperasi Karya Usaha Sampurna?

The cooperative plans to expand by securing new strategic lands for development and forming partnerships with other entities to foster growth and enhance its services.

How does Koperasi Karya Usaha Sampurna stay competitive in the financial market?

The cooperative maintains its competitiveness by offering easier access to loans and services, which are less restrictive than those of many other financial institutions, ensuring a more convenient and member-friendly experience.