Transformasi Digital Bank Sentral bersama Abdurrahman - Departemen Kebijakan Sistem Pembayaran

Summary

This video script discusses the rapid advancements in technology and the importance of adaptation in the digital age, especially in the context of Indonesia's payment system. It highlights Bank Indonesia's vision to become a leading digital central bank and contribute to the national economy. The script emphasizes the need for digital transformation, not just in business processes but in mindset and behavior. The transformation aims to include smaller economic players in the formal economy, creating a sustainable and accessible digital financial ecosystem. It also addresses the risks of digitalization and the importance of managing them to harness the full potential of the digital economy.

Takeaways

• 😀 The rapid pace of change in the world demands that humans adapt to technological advancements, driving digitalization across all sectors.
• 😀 The digital revolution has impacted various systems, including payment systems, pushing the central bank to transform to stay relevant.
• 😀 Bank Indonesia's vision is to become a leading digital central bank that contributes to the national economy.
• 😀 Bank Indonesia’s 2025 Payment System Blueprint aims to navigate the national payment system in the digital era.
• 😀 The focus is on integrating small economic actors into the digital economy, including micro, small, and medium enterprises (MSMEs).
• 😀 Through BSP 2025, Indonesia aims to open access for 91.3 million unbanked people and 62.9 million MSMEs to the formal financial system.
• 😀 Digital transformation is more than just automating business processes; it involves a mindset change and behavioral transformation.
• 😀 Digital technology enables boundless collaboration, transcending historical and temporal limits.
• 😀 Learning from Japanese philosophy, the importance of having a clear purpose for every action is emphasized to ensure meaningful outcomes.
• 😀 Bank Indonesia is preparing an ecosystem for the Indonesian payment system that benefits all citizens equitably and sustainably.
• 😀 While digitalization is essential, it also brings risks, including blurred jurisdictional boundaries and security threats. Bank Indonesia is addressing this with efforts to optimize the benefits of digitalization while minimizing risks.

Q & A

What is the main theme of the transcript?

The main theme of the transcript focuses on the rapid technological changes and the importance of digital transformation in Indonesia's financial and payment systems, with a special focus on Bank Indonesia's efforts in adapting to these changes.

What role does Bank Indonesia play in the digital transformation of the payment system?

Bank Indonesia plays a crucial role as the central bank by navigating and shaping the national payment system to align with digital advancements. Their goal is to become a leading central digital bank that contributes to Indonesia's economy.

How is Bank Indonesia adapting to the digital revolution?

Bank Indonesia is adapting through initiatives outlined in the 'Blueprint Sistem Pembayaran Indonesia 2025' which aims to ensure that the national payment system can thrive in the digital era, including integrating small economic actors into the digital economy.

What is the BSP 25 initiative?

BSP 25 is an initiative aimed at expanding access to formal economy and financial systems for 91.3 million unbanked individuals and 62.9 million SMEs in Indonesia, contributing to the broader goal of digitalizing the payment system.

Why is digital transformation not just about automating business processes?

Digital transformation involves a deeper shift, including changes in mindset and behavior, not just process automation. It’s about enabling limitless collaboration and adapting to the evolving technological landscape.

What does the speaker mention about the concept of life from Japan?

The speaker highlights the importance of having a clear purpose in all actions, similar to a concept they learned from Japan. This idea ensures that every task has meaning and is carried out with full dedication.

What is Bank Indonesia's goal for the Indonesian payment system?

Bank Indonesia aims to create a payment ecosystem that provides optimal benefits to all Indonesian people, ensuring equal access and sustainable progress through digital transformation.

What risks accompany digital transformation according to the script?

Digital transformation brings risks such as the erosion of jurisdictional boundaries and the potential for security threats, which require careful management to minimize negative consequences.

How is Bank Indonesia addressing the risks of digital transformation?

Bank Indonesia is responding to the risks of digitalization through a strategy called 'Strike Indratechlife,' which focuses on maximizing digital benefits while minimizing risks and negative side effects.

What is the potential of the digital economy in Indonesia?

The digital economy has the potential to become a significant source of new growth for Indonesia's economy, driving development even during periods of economic boom.