⛔ Rahasia Bennix Cuan 600% dari Saham BBYB Bank Digital ?? Nikmatnya Jadi Investor Saham!

Summary

In this video, Benix discusses his investment in BBB bank shares, explaining the reasoning and strategy behind holding or selling it over time. He shares his approach to investing, emphasizing the importance of understanding the business and possessing a personal 'edge' in relevant fields. Benix explains the risks tied to BBB's ownership, including potential Chinese government control through major stakeholder Akulaku Silver, and rising competition in the digital banking sector. Ultimately, he decides not to re-invest in BBB, citing current high prices and greater opportunities in other banking stocks.

Takeaways

• 💼 The speaker discusses a banking issuer called BBB and whether they still hold it.
• 📈 The speaker highlights that they invested in BBB in 2021 and saw significant returns, up to 600%, by 2021-2022.
• 💰 Emphasizes their investment strategy, holding shares long-term and not selling based on short-term market movements.
• 🔍 The importance of doing thorough research (homework) before investing in any stock is stressed.
• 🏦 The speaker’s 'edge' is in the banking sector due to personal experience, comparing themselves to Warren Buffett.
• 💡 The ease of banking as a profitable business in Indonesia, especially with high interest rates and developing economies, is discussed.
• 🌏 They highlight Akulaku Silver Indonesia’s ownership of BBB and its connection to Jack Ma, raising concerns about Chinese government involvement.
• 🇨🇳 The speaker warns of potential risks with BBB due to geopolitical tensions between the U.S. and China, especially with Chinese-owned companies.
• 📉 They believe the momentum for digital banking investments has passed, and BBB’s stock is no longer attractive at current prices.
• 🚫 Despite good news like investments from Japan and Indonesia's largest telecom company, the speaker has exited their BBB position and does not plan to re-enter.

Q & A

What is BBB, and why is it significant in the script?

BBB refers to a banking issuer discussed extensively in the video. The speaker holds significant knowledge about this stock, and it's important because it represents a key investment for them, especially since it provided high returns in the past.

Did Benix still hold BBB as of February 2023?

No, as of February 2023, Benix no longer held BBB. The decision was influenced by the current market conditions, even though BBB was once a highly profitable investment.

What was Benix's investment strategy when holding BBB?

Benix's strategy involved holding onto BBB because of a strong belief in its potential for further growth. Even when the stock was up by 140%, Benix chose not to sell, waiting until it reached much higher returns (up to 600%).

Why does Benix believe the banking sector in Indonesia is a good investment?

Benix highlights that the banking sector in Indonesia is highly profitable due to the country’s growing economy and high interest rates. The business model of taking deposits and offering loans at higher rates makes it a straightforward and lucrative industry in developing countries.

What is Benix's concern regarding BBB and its association with Akulaku?

Benix is concerned that BBB is associated with Akulaku, which is linked to Alibaba and Jack Ma. Since Jack Ma has faced scrutiny from the Chinese government, Benix fears potential risks if China's government gains more control over BBB.

What is the 'Edge' that Benix refers to when investing in stocks?

The 'Edge' refers to the unique advantage an investor has based on their personal knowledge or experience. In Benix's case, the 'Edge' comes from their background in banking and finance, which helps them make informed decisions in this sector.

Why does Benix compare themselves to Warren Buffett?

Benix compares themselves to Warren Buffett because, like Buffett, they have expertise in banking and finance. This expertise gives them an 'Edge' in making investment decisions in this sector.

What is the 'momentum' Benix refers to in their investment decisions?

The 'momentum' refers to the growth potential and timing of a stock’s rise in value. Benix believes that to make profitable investments, one needs to identify when a stock has strong growth momentum.

What were the positive developments for BBB that Benix mentioned?

Positive developments for BBB include a significant investment from a Japanese bank and an Indonesian telecommunications company. These investments provided financial support to BBB, making it a potentially strong investment in the short term.

Why does Benix believe that the digital banking sector's momentum has passed?

Benix believes the digital banking sector’s momentum has passed because of increasing competition in the sector, with many new entrants like Bank Jago and Blue Bank. This makes BBB less attractive compared to other banks in the sector.