【大公開】これから月50万円積立を始めるので投資方針を発表します

Summary

The video script introduces a financial planner's personal strategy for asset accumulation, revealing his decision to increase monthly savings from 400,000 to 500,000 yen starting March 2024. The speaker outlines his investment approach, emphasizing the importance of tailored financial planning based on individual circumstances. He details his asset allocation across various funds, including global and US stocks, Japanese real estate investment trusts, gold, and leveraged investment trusts, as well as a 15% allocation to cryptocurrencies, specifically Bitcoin and Ethereum. The script serves as a transparent disclosure of the creator's investment philosophy and a potential guide for viewers interested in disciplined savings and diversified investing.

Takeaways

• 😀 The speaker, Yohpei, is a former financial planner and securities trader who shares his personal savings strategies on his channel.
• 💼 Yohpei has decided to increase his monthly savings from 400,000 yen to 500,000 yen starting from March 2024, considering further asset inflation and his personal financial situation.
• 📈 He is optimistic about the further rise in risk asset prices and plans to invest in various assets, including stocks and virtual currencies.
• 🏦 Yohpei emphasizes that his investment strategies are tailored to his personal circumstances and should not be recommended to others without considering individual differences.
• 📊 He discusses the details of his existing savings, including individual pension plans and new savings strategies, aiming to provide a transparent view of his financial planning.
• 🌐 His investment choices include a mix of global and US stocks, leveraging funds, and virtual currencies like Bitcoin and Ethereum.
• 💡 Yohpei shares his rationale for choosing specific funds and the allocation of his new savings, highlighting the importance of diversification.
• 🚀 He is particularly bullish on Bitcoin, planning to allocate a significant portion of his savings to it, and also includes Ethereum as part of his virtual currency investments.
• 📉 The speaker acknowledges the risks associated with leveraged investment trusts and the potential downsides of investing in virtual currencies but chooses to engage in these strategies to enhance his financial knowledge and experience.
• 🔄 Yohpei plans to share his investment outcomes and insights regularly, offering a learning opportunity for his audience.
• 🎯 He concludes by encouraging viewers to take action towards asset formation, emphasizing that consistent, value-driven actions can lead to success in building wealth.

Q & A

What is the main topic of the video script?

The main topic of the video script is the announcement of the speaker's plan to start saving 500,000 yen per month, along with the details of their current savings strategy and asset allocation.

What is the speaker's qualification and background?

The speaker, Yohpei, is a former securities trader and holds a Financial Planner qualification. He is currently a freelance financial planner and plans to share his savings and investment strategies.

What was the speaker's initial plan regarding savings before the increase?

The speaker initially planned to start saving 400,000 yen per month from March 2024. However, he decided to increase the amount to 500,000 yen per month due to his belief in further asset inflation and his ability to save more.

Why did the speaker decide to increase his monthly savings from 400,000 yen to 500,000 yen?

The speaker believes that there will be further asset inflation and that he can manage to save more without much difficulty, leading to the decision to increase his monthly savings to 500,000 yen starting from March 2024.

What is the speaker's stance on risk asset prices?

The speaker is optimistic about the further rise in risk asset prices and is prepared for long-term investment strategies even if there is a sudden drop in the market.

What is the speaker's approach to asset allocation in his monthly savings plan?

The speaker allocates his monthly savings across various asset classes including global stocks, US stocks, municipal bonds, advanced country stocks, emerging market stocks, Japanese stocks, REITs, gold, Indian stocks, leveraged investment trusts, and cryptocurrencies.

What is the speaker's strategy for his existing savings in 'iDeCo' and 'Shin-NISA'?

The speaker is investing in 'iDeCo' with 23,000 yen per month and 'Shin-NISA' with 300,000 yen per month. He focuses on investment trusts and ETFs, particularly those linked to global and US stock indices.

What is the speaker's view on the importance of a customized investment strategy?

The speaker emphasizes the importance of having a customized investment strategy based on individual circumstances such as age, income, financial knowledge, family structure, and goals.

What is the speaker's approach to managing potential risks in his investment strategy?

The speaker is optimistic and prepared for potential market downturns by using strategies like dollar-cost averaging and maintaining a diversified portfolio across different asset classes.

How does the speaker plan to invest the additional 177,000 yen per month?

The speaker plans to invest 100,000 yen in investment trusts through Rakuten Securities and 77,000 yen in cryptocurrencies, specifically Bitcoin and Ethereum, based on their market capitalization ratios.

What is the speaker's advice for viewers regarding asset management?

The speaker advises viewers to continue with high-expectancy actions, learn the right financial knowledge, and take the right actions to gradually build their assets, emphasizing that the key is to take action.