Living in Thailand with the WRONG Health Insurance
Summary
TLDRIn this video, the host returns to King Killa Park after a hot spell in Changai City. He discusses the importance of considering long-term insurance while living abroad, particularly as he approaches 50. The host, who previously relied on Safety Wing Nomad Insurance, realizes its limitations for serious health conditions and considers switching to a more comprehensive Thai health insurance plan. He advises viewers, especially those over 50, to think about the future and not solely rely on basic travel insurance when settling down in a foreign country.
Takeaways
- 🌞 The vlogger has returned to King Killa Park after a trip to hot Changai City.
- 🚶♂️ The vlogger plans to walk around and discuss an important topic while reflecting on his absence.
- 🔥 It's currently the hottest time of the year, being the end of April and the beginning of May.
- 🤔 The main subject of the video is insurance, particularly the need for long-term insurance while living in Thailand.
- 📦 The vlogger has been using Safety Wing Nomad Insurance but realizes it's not suitable for long-term coverage.
- 👴 As he is approaching 50, the vlogger is considering the need for proper health insurance for the future.
- 🛑 Safety Wing is described as a basic travel insurance that is not a substitute for health insurance.
- 💊 The vlogger is concerned about the increasing aches and pains that come with age and the need for coverage for serious conditions.
- 💰 He mentions that while Safety Wing is cheap, it may not be the best investment for long-term living in Thailand.
- 🏥 The vlogger is considering Thai health insurance as a more suitable option for settling down in Thailand at the age of 50.
- 🚴♂️ The vlogger is preparing for new travels and adventures, indicating a shift in focus from his base in Changai.
Q & A
What is the main topic of the video script?
-The main topic of the video script is the consideration of insurance, particularly long-term health insurance, for expatriates living in Thailand.
Why is the speaker reevaluating his insurance needs?
-The speaker is reevaluating his insurance needs because he realizes that his current travel insurance, Safety Wing Nomad Insurance, is not suitable for long-term health coverage as he ages.
What type of insurance does the speaker currently have?
-The speaker currently has Safety Wing Nomad Insurance, which is a travel insurance that covers accidents and emergency medical situations.
Why is Safety Wing Nomad Insurance not suitable for the speaker's long-term needs?
-Safety Wing Nomad Insurance is not suitable for the speaker's long-term needs because it does not provide comprehensive health coverage, which is essential for someone living in a foreign country as they age.
What are some of the speaker's concerns about aging in a foreign country without proper insurance?
-The speaker is concerned about potential chronic health issues and serious conditions that could arise as he gets older, which his current travel insurance would not cover.
What is the speaker's plan regarding his insurance in the coming months?
-The speaker plans to possibly discontinue his current Safety Wing Nomad Insurance and look into getting proper in-house health insurance in Thailand.
What does the speaker suggest for younger individuals, such as those in their 20s or 30s, regarding insurance?
-The speaker suggests that younger individuals might not need to worry as much about long-term health insurance as he does, and that basic travel insurance might be sufficient for them.
What is the speaker's view on the cost of insurance as one gets older?
-The speaker acknowledges that insurance costs may increase as one gets older, and it's important to be more sensible and think about the long-term implications.
What is the speaker's opinion on the importance of having health insurance when living abroad?
-The speaker believes that having health insurance is crucial when living abroad, especially as one gets older, to cover potential health issues that may arise.
What is the speaker's current age and why does it factor into his insurance considerations?
-The speaker is nearing 50 years old, and this age factor is significant in his insurance considerations because he is more likely to face health issues as he gets older.
What is the speaker's advice for people considering long-term stays in Thailand?
-The speaker advises people considering long-term stays in Thailand to look into proper health insurance instead of relying solely on travel insurance like Safety Wing.
Outlines
🌞 Reflecting on Life and Insurance in Thailand
The speaker returns to a familiar place, King Killa Park, after being away for a month and a half. He discusses the importance of insurance, especially for expats living in Thailand, as he is approaching his 50s. He mentions his current travel insurance, Safety Wing Nomad Insurance, which he uses for peace of mind in case of accidents but acknowledges it's not suitable for long-term health coverage. The speaker contemplates the need for proper health insurance as he ages and experiences more aches and pains, considering the inadequacy of travel insurance for serious medical conditions in a foreign country.
🤔 Contemplating Long-Term Health Insurance in Thailand
The speaker continues to ponder the necessity of switching from his current travel insurance to a more comprehensive health insurance plan as he gets older. He emphasizes the importance of planning for the future and not relying solely on travel insurance for long-term stays abroad. He suggests that while Safety Wing is affordable and provides basic coverage for accidents, it's not a substitute for health insurance, especially for those settling down in Thailand. The speaker also hints at upcoming travel plans and expresses excitement about exploring new places while vlogging his experiences.
Mindmap
Keywords
💡Changsha
💡Insurance
💡Safety Wing Nomad Insurance
💡Health Insurance
💡Long-term
💡Accidents
💡Aging
💡Chronic Conditions
💡Big C Word
💡Thai Health Insurance
💡Vlogger
Highlights
Returning to King Killa Park after a trip to Changai City, discussing the importance of insurance for expats in Thailand.
Reflecting on the realization that current travel insurance may not be suitable for long-term residents.
Musing on the limitations of Safety Wing Nomad Insurance for older individuals and the need for more comprehensive coverage.
Considering the inadequacy of travel insurance for serious health conditions while living abroad.
The acknowledgment of aging and the increased need for health insurance as one gets older.
Discussing the potential of self-funding minor health issues versus the need for insurance for major ones.
Contemplating the discontinuation of basic travel insurance in favor of more substantial health insurance.
Highlighting the difference between travel insurance and health insurance, especially for long-term residents.
The personal decision to look into Thai health insurance as a more suitable option.
The cost of Safety Wing insurance and its relative cheapness as a basic travel insurance.
The complexity of insurance and the difficulty in making the right choice for long-term health coverage.
The advice against relying solely on Safety Wing for those planning to settle in Thailand.
The importance of considering long-term health insurance needs for individuals over 50.
The upcoming plans to travel and vlog about new experiences, indicating a shift in focus from Changai.
The intention to continue making vlogs while in Changai as a base for future visits.
Encouraging viewers to think about the long-term implications of their insurance choices.
A casual sign-off with well-wishes for viewers' safety and a teaser for the next vlog.
Transcripts
so guys welcome back to the channel
touching down from Chang my city a
blazing hot changai City and we're back
in an old familiar face King Killa Park
and yeah we're going to have a little
walk around here little walking talk
today it feels like I've never been away
I've not been here for like a month and
a half so yeah it's not too many people
out because we are in the blaze in what
we in mid mid April coming towards the
end of April actually beginning of May
soon so yeah hottest time today's
subject is an important one and one that
I wanted to talk about for myself as
well because it's affecting me at the
minute as well well it's not affecting
me but it's something I need to think
about more in the future Insurance
living in Thailand this this is
something I've been thinking about a lot
lately because I've never really thought
about it before because I've always had
insurance but when I really thought
about it I realized that the insurance I
got is not really a long-term insurance
and I thought this would be a great a
great Vlog today because I used the
safety Wing Nomad Insurance sometimes I
miss months sometimes um you can buy it
monthly for anybody that knows I'm sure
everybody has heard of safety Wing
because a lot of vloggers promote it and
talk about it and that's what I
use and when I S sat back and really
thought about it going forward it's not
the right insurance for somebody living
here and getting on the older older age
of life you know getting on the the end
tale of life like I sort of am I'm not a
young man anymore you know I'm just
touching 50 nearly and you need to think
about the future and you need to think
about things going wrong if you're going
to be living in a foreign country
basically it's just a normal it's a
normal travel insurance right for
accidents and emergency medical and
safety Wing is not a substitute for
health insurance so you know if anything
happened here to me if any if I got a
serious condition safety Wing is
basically useless it's great having that
peace of mind in case I have an accident
break a leg or come off the bike or
something and even then they probably
wouldn't pay out but it's great having
that peace of mind but is it really what
you what I need going forward living in
Thailand it's not really so I'm probably
going to look at knocking knocking
safety wing on the head in in the coming
months if if my plan is to carry on
living in Thailand I need proper
I will need proper inhouse health
insurance I wake up in the mornings I'm
getting aches that I never had before
I'm getting pains that I never had
before and it's only going to get worse
right the older you get the more the
more chronic things that can happen and
you know I hate to say it but the big c
word and things can happen more regular
when you get older right I can probably
cover the little problems myself now and
you hear of these people
even some YouTubers they they ensure
their themselves right now don't they
they they got some money put away not
for the big problems I'm probably going
to stop the basic travel insurance and
look look more into Thai health
insurance going forward if if my plan is
to settle down here when I'm 50 I know
safety Wing is cheap I forgot what it is
now I'll have to put it up on the screen
what I pay cuz when I get to the next
stage of life
it will be a little bit more expensive
it's a mine field isn't it insurance and
health insurance is always a Minefield
again having travel insurance is great
right but not not when you when you're
not going home if you're not going home
they're kind
of s worthless if you're knocking on a
bit as well it's all right if you're 20
or 30 is it I wouldn't think about this
so much if I was if I was still young I
mean say now something really happened
to me now I needed proper treatment my
travel insurance ain't going to cover
that I've looked it up it's not going to
it's going to cover me for you know an
accident Breaking Me ankle stubbing me
toe whatever you know cutting me arm and
stuff like that
and what am I actually
paying for with that it's it's not
worthless but you can be more clever
about it that's what I'm trying to say I
can be more clever with it now but now
I'm thinking I'm thinking about the long
game a bit more the old you get the more
sensible you get as well don't you I
think the more you think hang
on you can't just go through life like a
Jack the Lad with everything and you
have to
um you have to think about things a
little bit so yes I just wanted to have
a little chat today about that and don't
don't put all your eggs in something
like safety Wing if you're coming here
to live man coming here to live you
might as well you might as well find the
proper proper health insurance right if
you're 20 or 30 years
old yeah there you go man I wouldn't
think about it so much as what I'm doing
now
but 50
plus it's it's worth putting your money
towards maybe something a bit better in
Thailand if your plans are to rout down
here yeah today it's just a chill day
down at the river again I thought I
would do this little Vlog cuz I've had
it wrote down and there something um
I've been planning for a little while
because could be could be helpful not
even helpful just talking about it and
somebody saying oh yeah you know I used
safety wing and I want to go to Thailand
for like 5 or 10 years it might make
someone just think hang on it's probably
maybe not the best solution um I'm
getting ready to take off again so it's
going to be cool man got loads
planned there going to be less and less
of changai where has been in there this
is my base whenever I come back we're
going to be doing Vlogs when I'm here of
course we are and doing things but I'm
really looking forward to uh taking off
again seeing some new places which we're
going to be doing and vlogging being on
the road yeah so I'm going to leave it
there guys I'm going to get home cool
down a bit and relax for the rest of the
day not got much planned for the next
couple days but after that we're on
we're on a mission man so I'm going to
stop waffling hope you're all safe and
sound as always and I will see you in
the next one so take it easy man take it
easy
[Music]
Посмотреть больше похожих видео
Life Insurance Is NOT an Investment - Dave Ramsey Rant
Health Insurance In India
[INSURANCE] Apa Sih Bedanya PRUSolusi Sehat Plus Pro vs PRUWell Medical
Total Cost of Buying my FIRST CAR in Canada | Canada Vlog | International Students | Canada
NRI Explains : THE MOST Important things to do as an NRI | NRE vs NRO | Demat | Investments | Taxes
LIC Jeevan Umang VS Jeevan Utsav | LIC जीवन उमंग VS जीवन उत्सव | LIC Plan 945 VS Plan 871|LIC Insure
5.0 / 5 (0 votes)