Portugal Golden Visa: Lowest Applicable Investments [Q3 2025]

Summary

In this video, Madia Sawayo from Hullborn Assets highlights the unique benefits of Portugal's Golden Visa program, focusing on pathways to European residency and citizenship with minimal disruption to one's life. As of June 2025, investors can access the program with a €500,000 investment in private funds or Portuguese company share capital, with options to reduce the entry capital using hospitality projects. The video also details specific projects like Solaga Hotel and Navigator Hotel Chain, which offer reduced entry costs, upfront returns, and a straightforward route to citizenship in six to seven years.

Takeaways

• 😀 Portugal's Golden Visa allows for European residency and citizenship without the need for relocation or tax residency.
• 😀 The Golden Visa program is one of the few in Europe that leads directly to citizenship and a European passport.
• 😀 Since 2023, real estate is no longer a permitted investment option for the Portuguese Golden Visa program.
• 😀 The most popular investment options in 2025 are private fund investments or investments in the share capital of Portuguese companies, both with a minimum of €500,000.
• 😀 Hullborn Assets offers exclusive hospitality projects that comply with the new regulations and help lower the required investment.
• 😀 Hospitality projects allow for reduced capital investment, with entry capital potentially lowered to as low as €325,000 depending on the project.
• 😀 The Solagua Hotel project offers a ready-built four-star hotel with upfront returns, allowing a reduced entry requirement of €399,000, or as low as €349,000 with a developer loan option.
• 😀 The Navigator Hotel Chain investment provides the lowest entry capital requirement for the Golden Visa at €325,000, offering €175,000 in upfront returns.
• 😀 Hospitality projects offer additional perks such as free stays in hotels, assisting investors in meeting the minimum stay requirements for the Golden Visa.
• 😀 The processing time for Golden Visa residency can take up to 18 months, but time spent in the process counts toward the 5-year citizenship timeline.
• 😀 The citizenship process can realistically take between 6-7 years, depending on Portugal’s processing times, with a conservative approach of 7 years to receive the passport.

Q & A

What is the main benefit of the Portuguese Golden Visa program?

The main benefit of the Portuguese Golden Visa program is that it allows individuals to secure European residency and ultimately citizenship, without needing to relocate or become a tax resident in Portugal. This makes it unique among European residency programs.

What are the investment options for the Portuguese Golden Visa in 2025?

In 2025, the main investment options for the Portuguese Golden Visa are investing €500,000 in a private fund or in the share capital of a Portuguese company that creates and maintains jobs. Real estate investment is no longer permitted for the Golden Visa program.

How can investors lower the entry capital requirement for the Golden Visa?

Investors can lower the entry capital requirement by participating in specific hospitality projects. These projects provide upfront returns, reducing the effective entry capital to as low as €325,000 depending on the project.

What is the difference between investment in a private fund and investment in hospitality projects?

Investment in a private fund requires a €500,000 minimum investment, and the returns depend on the fund's strategy. On the other hand, hospitality projects allow investors to participate in a company’s share capital, and these projects often offer upfront returns, which can lower the actual entry capital.

What are some examples of hospitality projects available under the Portuguese Golden Visa?

Examples of hospitality projects include Solagua Hotel, which offers upfront returns and lower entry capital, and Aqua Paya, which offers a higher entry requirement but is located in a more desirable area like the Caparica coast in Lisbon.

What are the exit strategies for investors in hospitality projects like Solagua Hotel and Aqua Paya?

Investors in hospitality projects like Solagua Hotel and Aqua Paya have two exit strategies: they can either execute a buyback and receive their initial investment back at the end of the process, or they can keep the title deeds of an apartment within the hotel complex after completing the process.

What is the minimum stay requirement to comply with the Portuguese Golden Visa program?

The minimum stay requirement for the Portuguese Golden Visa program is five weeks over the course of the five-year process. Hospitality projects provide perks such as free stays, helping investors meet this requirement more easily.

How does the Navigator Hotel Chain investment option differ from other hospitality projects?

The Navigator Hotel Chain investment option does not include the option to keep an apartment. However, it offers the highest upfront returns of €175,000, which reduces the effective capital requirement to €325,000, making it the lowest-cost option for the Portuguese Golden Visa.

What is the expected timeline for obtaining Portuguese citizenship through the Golden Visa program?

The expected timeline for obtaining Portuguese citizenship is around six to seven years, depending on processing times. The five-year residency requirement begins from the application date, not from the issuance of the first residence card.

How can I access further information or consultations about the Portuguese Golden Visa program?

You can access further information and book a free consultation by scanning the QR code on the screen, which will redirect you to a landing page where you can download the latest Portuguese Golden Visa playbook and connect with an expert.