Gelapkan Dana UMKM, Dua Pengurus Koperasi di Kota Malang Ditahan Kejari!

Summary

The Kejaksaan Negeri of Malang has detained two women, Dewi and Veronika, in connection with a fraud case involving UMKM loan funds. The two, who served as the chairperson and treasurer of the Montana Savings and Loan Cooperative, were arrested after creating fictitious UMKM loans. They misappropriated half of a 5 billion IDR loan, using fake businesses to pocket the rest. The case, dating back to 2013 but reported in late 2022, led to charges under Indonesia's corruption laws, with a potential sentence of 20 years in prison for the accused.

Takeaways

• 😀 Two women, Dewi and Veronika, were arrested by the Malang District Attorney's Office for embezzlement in a UMKM (Micro, Small, and Medium Enterprises) funds case.
• 😀 The women, Dewi and Veronika, held the positions of the head and treasurer of the Montana Savings Cooperative.
• 😀 The arrests followed an investigation into the illegal distribution of fake loans by the cooperative.
• 😀 The case was initiated by a public complaint from individuals who felt they had been harmed by the fraudulent activity.
• 😀 The loan distribution fraud was linked to funds from the Ministry of Cooperatives and Micro, Small, and Medium Enterprises (KUMKM).
• 😀 The fraudulent activities began in 2013 but were only reported in late 2022.
• 😀 The suspects created fictitious UMKM entities to claim funds meant for real businesses, diverting the funds for personal use.
• 😀 The total amount of funds involved in the fraud was approximately 5 billion IDR, but only half of it was distributed to legitimate businesses.
• 😀 The remaining funds, around 2.6 billion IDR, were misappropriated by the suspects for personal purposes.
• 😀 The suspects face charges under the Indonesian Corruption Law (Law No. 31/1999), with potential penalties of up to 20 years in prison.

Q & A

What crime did Dewi and Veronika commit?

Dewi and Veronika were involved in embezzling funds from a micro, small, and medium enterprise (UMKM) loan program by creating fictitious UMKM entities and misdirecting the funds meant for actual businesses.

What was the role of Dewi and Veronika in the cooperative?

Dewi was the chairperson, and Veronika was the treasurer of the Koperasi Simpan Usaha Montana (Montana Savings and Loan Cooperative).

How were the funds misused by the suspects?

The suspects created fake UMKM businesses, falsified loan data, and only distributed half of the 5 billion IDR allocated to the cooperative, while using the rest for personal purposes.

What led to the discovery of the crime?

The crime was uncovered after a public complaint from a member of the community who felt they had been harmed by the fraudulent loan distribution.

When did the crime occur, and when was it reported?

The crime took place in 2013, but it was only reported in late 2022.

What amount was initially intended for UMKM loans, and how much was actually distributed?

The initial amount intended for UMKM loans was 5 billion IDR, but only half of that amount, around 2.6 billion IDR, was actually distributed.

How long will Dewi and Veronika remain in custody?

Dewi and Veronika have been placed in custody for 20 days at the Sukun Women's Prison in Malang.

What charges have been brought against the suspects?

The suspects have been charged under Articles 2 and 3 of the Indonesian Corruption Eradication Act (Law No. 31 of 1999) related to the eradication of corruption.

What is the maximum penalty for the charges against Dewi and Veronika?

The maximum penalty for the charges is 20 years in prison.

Which government agency manages the loan program that was defrauded?

The loan program was managed by the Ministry of Cooperatives and Small and Medium Enterprises (Kementerian Koperasi), which oversees the revolving fund for cooperative businesses.