Apa itu Dividen? | Dividend Yield | Dividend Payout Ratio

Summary

This video explains the concept of dividends, a form of profit-sharing from companies to their shareholders. It covers key terms like Dividend Payout Ratio, Cum Date, Ex Date, Recording Date, Payment Date, and Dividend Yield. Through a simple illustration of a small business, the script clarifies how dividends are calculated and paid. The speaker also highlights stocks that consistently pay dividends, such as major banks and corporations, and encourages viewers to research these companies further. The video aims to make dividend-related terms easier to understand for beginners in the stock market.

Takeaways

• 😀 Dividends are payments made by a company to its shareholders, usually from its profits.
• 😀 The process of dividend distribution is based on the company's decision to either pay out all or part of its profits to shareholders or reinvest it in the business.
• 😀 Dividend Payout Ratio refers to the percentage of profits distributed as dividends to shareholders, with the rest retained for business growth.
• 😀 Key terms related to dividends include Cum Date (last date to buy shares for dividend eligibility), Ex Date (date when dividend eligibility expires), Recording Date (date when shareholders are officially recorded), and Payment Date (date dividends are paid).
• 😀 Dividend Yield is the percentage of a company's share price that is paid out in dividends. For example, a 5% dividend yield means a dividend payment of 5% of the share's current price.
• 😀 Companies that pay regular dividends often include large corporations like Bank BRI, Mandiri, BCA, Unilever, Telkom, and Astra.
• 😀 To earn dividends, investors must purchase shares before the Cum Date and hold them until the market closes on that day.
• 😀 The Ex Date is when the chance to receive dividends expires, and buying shares after this date does not make one eligible for that particular dividend payout.
• 😀 The Recording Date is when the company confirms and records which shareholders are eligible for dividends, but no action is required from shareholders.
• 😀 The Payment Date is the date when the dividend payment is made, typically directly to the shareholder’s investment account or bank account.

Q & A

What is a dividend?

A dividend is a payment made by a company to its shareholders, usually as a portion of the company's profits. It is typically distributed in cash or additional shares.

How is a dividend payout calculated?

A dividend payout is calculated based on the company's profit and the percentage that is decided to be shared with shareholders. For example, if a company has a net profit of 10 million and decides to distribute 40% as dividends, the payout will be 4 million.

What is the Dividen Payout Ratio?

The Dividen Payout Ratio refers to the percentage of a company's profit that is paid out as dividends to shareholders. For example, if a company has a net profit of 10 million and distributes 4 million as dividends, the ratio is 40%.

What are the key dates related to dividend payments?

There are four key dates: Cum Date (the last day to purchase shares to be eligible for dividends), Ex Date (the first day you no longer qualify for the dividend), Recording Date (the date the company records shareholders eligible for dividends), and Payment Date (the date the dividend is paid out).

What is the significance of the Ex Date?

The Ex Date is the day after the Cum Date, and it marks the cutoff point when a buyer of the stock is no longer eligible for the upcoming dividend payout.

What does 'dividend yield' mean?

Dividend yield is a financial ratio that shows how much money a company returns to its shareholders in the form of dividends relative to its stock price. For example, if a stock is priced at 100 and the dividend is 5 per share, the dividend yield is 5%.

How do companies decide the percentage of profit to distribute as dividends?

The percentage of profit to be distributed as dividends is typically decided in an annual meeting where shareholders and company leadership agree on the appropriate payout. Some companies may retain a large portion of profit to reinvest in the business, while others may distribute most of it as dividends.

Why do companies not always pay dividends?

Not all companies pay dividends because they may prefer to reinvest their profits into expanding the business, research and development, or saving for future challenges. Companies in growth stages, for example, might retain earnings to fuel expansion.

Which types of companies are more likely to pay dividends?

Established companies in stable industries, such as banks, telecommunications, and consumer goods (e.g., Bank BRI, Unilever, Telkom), are more likely to pay consistent dividends as they have reliable profit streams.

How can an investor identify which stocks regularly pay dividends?

Investors can check lists like the 'IDX High Dividend' index, which highlights companies that have consistently paid dividends over the past few years. These companies are considered reliable for dividend payouts.