How to INVEST in MUTUAL FUNDS in 2025 | Ankur Warikoo Hindi

Summary

In this video, Ankush Warik provides valuable insights on investing through Systematic Investment Plans (SIP). He highlights the flexibility of SIPs, allowing investors to start, pause, or redeem investments as needed. Emphasizing the power of compounding, he reassures viewers that even if investments are paused, the accumulated money continues to grow. Warik encourages viewers to begin their investment journey, explaining that it is never too late to start. He concludes by promoting his bestselling book, 'Make Epic Money,' offering a practical guide to financial success.

Takeaways

• 😀 SIP investments offer flexibility, allowing you to start, pause, and stop contributions as needed.
• 😀 You don't have to commit to a long-term investment plan; SIP can be adjusted based on your financial situation.
• 😀 The beauty of SIP lies in the power of compounding, where your investments continue to grow even if you stop contributing.
• 😀 Even if you pause SIP contributions, the amount you’ve already invested will keep growing over time.
• 😀 SIPs allow you to manage your investments without relying on external platforms or advisors.
• 😀 The long-term growth potential of mutual funds, such as a 12% annual return, can significantly increase your investment over time.
• 😀 It’s not mandatory to invest for 10 years; you can decide when to redeem your investment based on your needs.
• 😀 SIP provides an opportunity to invest at your own pace, with no strict deadlines or terms.
• 😀 When you invest in mutual funds, even if you stop contributing, the amount will continue to grow due to compounding effects.
• 😀 The speaker encourages those who haven't started investing to begin in the new year and promises clear guidance for current investors.
• 😀 The speaker promotes their book, *'Make Epic Money,'* as a useful resource for anyone interested in mastering personal finance.

Q & A

What is an SIP, and how does it work?

An SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly into mutual funds. It allows individuals to invest without worrying about market timing, and it automatically averages out the cost of investments over time, providing long-term growth.

Can I pause or stop my SIP anytime?

Yes, SIPs are flexible, and you can pause or stop them whenever you need. This feature allows you to adapt to changing financial situations without being bound by rigid terms.

What happens to my investment if I stop contributing to my SIP?

Even if you stop contributing, your initial investment will continue to grow over time due to compounding. The growth is not halted as long as the money stays invested in the mutual fund.

Is there a minimum period for which I must invest through an SIP?

No, there is no fixed minimum period. You can invest for any period and pause or stop whenever you need. The investment flexibility allows you to align it with your financial goals.

What is the benefit of compounding in SIP investments?

Compounding allows your investment to grow exponentially over time, as the returns earned on the invested amount are reinvested, generating more returns. This makes SIP a powerful tool for long-term wealth creation.

Can I redeem my SIP investment before the specified term?

Yes, you can redeem your SIP investment at any time, regardless of the investment term. This makes SIPs highly liquid and accessible.

What if I need to take a break from investing in my SIP for a few months?

If you need to take a break, you can pause your SIP for as long as you need. After the break, you can resume the SIP without any issues.

How does the growth of mutual fund investments continue if I stop contributing?

When you stop contributing, the money that was already invested continues to grow at the prevailing market returns. For example, a mutual fund invested in the Nifty 50 index could grow at an average rate of 12% annually over the long term.

Why does Ankush Warik encourage people to start investing in mutual funds?

Ankush Warik encourages people to start investing as early as possible because it can significantly benefit them in the long term. Through SIPs, you can create wealth using compounding and ensure financial security.

What is the significance of Ankush Warik’s book 'Make Epic Money'?

Ankush Warik’s book, 'Make Epic Money,' aims to educate individuals on financial planning and investments. It became a bestseller in India, helping many people understand the importance of money management and SIP investments.