Corretora Banco Inter Global, vale a pena? | Tutorial completo (2024)

Summary

The video discusses Banco Inter, one of Brazil's largest digital banks, focusing on its Global Account features. Viewers learn how to open an international account after setting up a local one, the advantages of low fees, and the ability to invest in U.S. stocks, ETFs, and receive dividend payments. The video highlights the bank's strong security measures and regulatory compliance, alongside its comprehensive investment options. With no trading fees and competitive exchange rates, Banco Inter emerges as an appealing choice for new investors looking to navigate international markets effectively.

Takeaways

• 😀 Banco Inter is one of the largest digital banks in Brazil, offering nearly 2 million accounts and a wide range of banking services.
• 💱 Users can invest in the American stock market through the Banco Inter app, which also includes a Global Account for handling funds in dollars.
• 🔑 To open a Global Account, users must first create a standard account with Banco Inter in Brazil.
• 📈 The Global Account allows access to over 8,000 investment options, including fractional shares of stocks, ETFs, and REITs.
• 💵 The Global Account is custodied by Apex, ensuring regulatory compliance and protection for users' funds.
• 📊 Banco Inter charges competitive foreign exchange rates, ranging from 0.99% to 1.5%, which is lower than many competitors.
• ❌ The bank currently does not offer bonds or cryptocurrency investments.
• 📝 Users receive comprehensive tax reports for their investments, simplifying annual tax declarations.
• 🌍 The Global Account supports spending in 60 countries, and users can transact in various currencies while traveling.
• 🆓 The physical and digital cards for the Global Account are free, provided users maintain a minimum balance.

Q & A

What is Banco Inter known for?

Banco Inter is one of the largest digital banks in Brazil, offering a comprehensive banking platform with nearly 2 million accounts and thousands of banking services.

What is the Global Account offered by Banco Inter?

The Global Account is a current account in dollars with an international debit card, allowing users to invest in the US stock market directly from the app.

What are the steps to open a Global Account with Banco Inter?

First, you need to open a regular account with Banco Inter in Brazil. After that, you can access the option to open the Global Account through the app.

What kind of investment options does Banco Inter provide?

Banco Inter offers access to over 8,000 assets, including stocks, ETFs, and REITs, allowing for fractional purchases.

Are there any fees associated with the Global Account?

Banco Inter does not charge any brokerage fees for buying and selling assets, but there are currency conversion spreads and IOF taxes that apply.

How does the currency exchange rate work with Banco Inter?

The currency exchange spread ranges from 0.99% to 1.5%, depending on the amount held in the account, which is generally lower than many other brokers.

What is the minimum amount required to invest in the Global Account?

The minimum amount to transfer for the investment account is $20, and for the banking account, it is $1.

What protections does Banco Inter offer to its users?

Banco Inter is regulated by FINRA and SIPC, which provides protections up to $500,000 in securities in case of broker failure.

Can users receive and send different currencies through the Global Account?

Currently, users can only receive and send dollars in the Global Account; other currencies like euros are not supported.

What advantages does Banco Inter have over other international brokers?

Banco Inter is noted for its low fees, comprehensive product offerings, and user-friendly investment platform, making it suitable for beginners and those with limited funds.