my top 5 RWA investments

Summary

该视频脚本主要讨论了加密货币领域中的实际资产投资（RWA），并分享了个人观点和投资选择。提到了多种与现实世界价值挂钩的加密资产，如私人信贷、美国国债、房地产股票和债券等。强调了投资风险和对Black Rock等大型机构进入该领域的展望。同时，介绍了几个具体的投资项目，如Poly Trade、Swarm Markets、Goldfinch Finance、Maple Finance和Ando Finance，并探讨了它们的运作方式、收益潜力和合作动态。最后，提到了未来可能的投资机会，如Book Protocol和Plume Network，这些项目可能会为加密货币市场带来新的变革。

Takeaways

• 🚀 加密货币投资者应考虑投资与现实世界价值挂钩的资产（RWAs），因为这些资产有更实质的价值，可能会吸引传统金融的投资或参与。
• 💡 现实世界资产（RWAs）包括私人信贷、美国国债、房地产股票和债券等，这些资产在传统金融中非常熟悉。
• 🔄 投资者不应将视频中的信息视为专业金融建议，因为视频中的讲述者并非专家，且加密货币投资没有保证。
• 📈 黑石集团（BlackRock）推出了首个代币化基金，表明了大型金融机构对加密货币和代币化资产的兴趣。
• 🌐 代币化意味着可以将任何资产创建成数字代表，例如将实物资产或服务转换成可以在区块链上交易的代币。
• 🏦 视频中提到了几个与现实世界资产相关的投资项目，如Poly Trade、Swarm Markets、Goldfinch Finance、Maple Finance和Ando Finance等。
• 🔒 一些加密货币平台需要通过KYC（了解你的客户）流程，这可能会限制某些用户的参与，尤其是美国用户。
• 💸 投资者可以通过持有和抵押某些加密货币代币来获得收益，但需要注意这些投资具有高风险性。
• 🔍 投资者在考虑投资前应充分了解项目背景、团队、市场趋势和潜在风险。
• 🌟 未来可能会有更多与现实世界资产相关的项目出现，投资者可以关注这些社区，以便在早期参与并可能获得奖励。
• 📊 尽管现实世界资产领域的增长可能较慢，但它提供了一种与传统金融相结合的投资方式，可能会吸引更多机构投资者的关注。

Q & A

什么是RWA？

RWA是Real World Assets的缩写，指的是与现实世界价值相关联的资产。这些可以是私人信贷、美国国债、房地产、股票和债券等，它们在传统金融中具有熟悉的价值。

为什么投资者会对RWA感兴趣？

投资者对RWA感兴趣是因为它们提供了一种将传统金融资产与加密货币世界联系起来的方式，提供了更多实质性的投资机会，同时也可能带来传统金融世界的投资者关注和投入。

BlackRock对RWA市场有何影响？

BlackRock通过推出其首个在以太坊区块链上发行的代币化基金——BlackRock USD Institutional Digital Liquidity Fund，展示了其对数字资产战略的最新进展，推动了RWA市场的发展，并提高了人们对RWA潜力的认识。

什么是代币化？

代币化是指将现实世界的资产转换成数字代表的过程。例如，可以将一瓶水的所有权分成100个代币，每个代币代表对该瓶水的部分所有权。这样，任何人都可以拥有并交易这些代表实际价值的代币。

Poly Trade是什么，它为什么是作者的第一投资选择？

Poly Trade是一个专注于发展成为RWA市场中心的平台，早期以贸易融资或发票融资为小型和中型企业提供服务。由于其向Poly Trade 2.0的转型，以及建立的众多合作伙伴关系，作者认为其有很大的发展潜力。

Swarm Markets如何与RWA相关联？

Swarm Markets允许用户在Polygon网络上交易股票和债券的代币版本，虽然这些证券未在美国1933年证券法下注册，但提供了一个将传统金融资产带入加密世界的平台。

Goldfinch Finance如何处理贷款问题？

Goldfinch Finance是一个去中心化信用协议，允许不需要加密资产作为抵押的借款人进行借贷。它通过信任共识机制来实现，允许借款人基于其他参与者的集体评估展示信用价值，而非基于他们的加密资产。

Maple Finance的主要功能是什么？

Maple Finance是一个提供贷款服务的平台，它已经贷出近20亿美元，通过创造流动性池来支持股票和债券等RWA的交易。

Ando Finance在RWA领域扮演什么角色？

Ando Finance专注于链上的机构级金融服务，它允许大型机构在区块链上投资于各种资产，包括美国国债。Ando Finance通过提供稳定、高质量的收益和简化的投资过程来吸引传统金融机构的参与。

Plume Network的目标是什么？

Plume Network是一个专为RWA设计的模块化L2区块链，旨在将任何实际资产带上链。通过专注于合规性、上链过程和交易速度，Plume Network力图成为连接所有RWA应用的桥梁。

Outlines

00:00

💡 投资理念与真实世界资产（RWA）介绍

该段落介绍了作者的投资理念，强调不应将他的观点视为专业金融建议，因为他并非专家，而只是一个尝试在加密货币领域取得成功的投资者。作者提到，没有所谓的加密货币专家，投资没有保证。他将介绍他所持有的一些真实世界资产（RWA）投资，并解释了RWA的概念，即与现实世界价值挂钩的资产，例如私人信贷、代币化的国债、房地产股票和债券等。他强调了RWA的价值，因为它们与传统金融有更紧密的联系，可能会吸引传统金融机构的投资或参与。

05:02

🚀 Poly Trade：投资与风险并存

在这一段中，作者详细介绍了他的首要投资——Poly Trade。Poly Trade最初是一个为中小企业提供贸易融资的Defi平台，但现在已经转型为一个与真实世界资产相关的市场。尽管Poly Trade目前仍处于早期阶段，用户数量和收入有限，但作者认为由于加密货币领域的炒作和投机性，他选择持有Poly Trade的代币。他还提到了MasterCard对Poly Trade的支持，以及与Plume Network的合作，这表明了其潜在的增长潜力。作者同时指出了投资Poly Trade的风险，包括其市场表现的不确定性和未来发展的未知性。

10:03

🔄 Swarm Markets：股票和债券的交易平台

作者讨论了Swarm Markets，这是一个允许用户在Polygon网络上交易股票和债券的平台。尽管Swarm Markets提供了一种新的投资方式，但作者也指出了其面临的挑战，包括需要通过KYC（了解你的客户）验证来证明用户不是美国公民或居民。此外，Swarm Markets的交易量较低，作者提到了他对Swarm Markets的投资，以及对其未来发展的观望态度。尽管Swarm Markets目前用户不多，但作者认为一旦人们意识到这些产品的存在，可能会有大量需求涌入。

15:06

💸 Goldfinch Finance：为真实公司提供真实收益

在这一段中，作者介绍了Goldfinch Finance，这是一个去中心化的信贷协议，允许在没有加密货币抵押的情况下进行加密借贷。Goldfinch通过共识机制，让借款人能够基于其他参与者的集体评估来展示信用价值。该平台上的贷款完全由链下资产担保，降低了风险。作者提到了通过质押USDC在Goldfinch上获得的收益，以及该平台的活跃贷款和还款情况。他还提到了Goldfinch的收入和市场表现，以及与其他RWA项目的合作关系。

20:06

🌳 Maple Finance：重新定义借贷市场

作者讨论了Maple Finance，这是一个借贷市场，通过其平台，用户可以查看大量关于RWA的数据。Maple Finance已经贷出了近20亿美元，并且有175万美元的活跃贷款。作者通过分析Maple Finance的数据，包括其投资组合和收入情况，来展示该平台的表现。他还提到了Maple Finance的一些投资，以及与其他RWA项目的合作。尽管Maple Finance的市场表现存在一定的风险，但作者认为，随着传统金融可能进入加密货币领域，RWA的趋势可能会带来增长机会。

25:06

💹 Ando Finance：为大型机构提供链上金融服务

在这一段中，作者介绍了Ando Finance，这是一个为大型机构提供链上金融服务的平台。Ando Finance允许这些机构投资区块链上的资产，但需要通过KYC验证，并且投资门槛较高。Ando Finance还提供了一个未受监管的稳定币——USDY，用户可以通过持有这个稳定币来获得利息。作者提到了USDY的当前价格和年化收益率，以及Ando Finance最近对Black Rock的Bidle基金的投资。这表明Ando Finance正在积极参与并推动加密货币领域的发展。

🌐 未来投资项目与Plume Network

作者在这一段中讨论了一些尚未发行代币的未来投资项目，如Book Protocol，这是一个为所有过期资产提供模块化基础设施的平台。Book Protocol为企业提供了动态真实世界资产的解决方案，这对于像Marriott、Hilton、Booking.com和Ticketmaster这样的公司来说可能非常有价值。此外，作者还提到了Plume Network，这是一个模块化的L2区块链，专注于将所有真实世界资产应用连接起来。Plume Network与许多不同的RWA项目有广泛的合作关系，这使得用户可以更容易地访问和投资各种RWA。作者认为，尽管RWA领域目前没有得到太多关注，但它具有巨大的潜力，特别是如果传统金融开始进入加密货币领域。

📈 总结与投资展望

在最后一段中，作者总结了他对真实世界资产（RWA）的投资，并分享了他对这些投资的看法。尽管RWA领域可能不像其他加密货币领域那样令人兴奋，但它在过去一年中表现良好。作者认为，RWA领域的发展速度较慢，但他发现这个领域非常有趣。他鼓励观众如果对RWA感兴趣，可以关注Plume Network等项目，并早期参与社区，以期在未来获得潜在的回报。作者还提到，如果观众对视频中讨论的任何项目感兴趣，可以进一步深入了解。

Keywords

💡加密货币

加密货币是一种基于密码学原理的数字或虚拟货币，它利用分布式账本来记录交易，确保安全性和不可篡改性。在视频中，加密货币是主要讨论的对象，尤其是与现实世界资产（RWA）相关的加密货币。

💡现实世界资产（RWA）

现实世界资产指的是那些与传统金融和实体经济直接相关的资产，如房地产、股票、债券等。在加密货币领域，RWA通常指那些将传统资产与区块链技术结合的项目，它们通过代币化使得传统资产可以在加密市场上交易。

💡代币化

代币化是指将实体资产或服务转换为数字代币的过程，这些代币可以在区块链上进行交易和管理。代币化使得资产所有权的分割和流通变得更加容易，提高了资产的流动性。

💡投资

投资是指将资金用于购买资产或项目，以期待未来获得收益的行为。在视频中，投资特指对加密货币和现实世界资产相关项目的投资，这些投资通常伴随着风险和潜在的高回报。

💡风险

风险是指投资可能遭受损失的可能性。在加密货币和RWA项目中，风险可能来自于市场的波动性、技术的不成熟、监管的不确定性等。视频中多次提到风险，提醒观众在投资前要充分了解并评估潜在的风险。

💡MasterCard

MasterCard是一家全球性的支付技术和金融服务公司，它为全球的消费者、商户、金融机构等提供支付处理服务。在视频中，MasterCard作为Poly Trade的支持者之一，显示了传统金融巨头对加密货币和RWA项目的兴趣和支持。

💡KYC（了解你的客户）

KYC是一种身份验证过程，要求金融机构确认客户的身份，并核实其金融交易的合法性。在加密货币领域，KYC通常用于防止洗钱、欺诈等非法活动。

💡DeFi（去中心化金融）

DeFi是去中心化金融的简称，它指的是建立在区块链技术之上的金融服务，如借贷、资产交易等，无需传统金融中介机构即可进行。DeFi旨在提供更开放、透明、可访问的金融服务。

💡流动性

流动性是指资产能够快速且无显著影响价格地买卖的能力。在加密货币市场中，流动性通常指代交易者能够轻松进入和退出市场，进行交易的能力。高流动性的市场意味着交易者可以更容易地买卖资产，而不会对市场价格产生显著影响。

💡估值

估值是对资产或公司价值的评估，通常基于其财务状况、市场地位、未来增长潜力等因素。在加密货币领域，估值尤为重要，因为它可以帮助投资者判断一个项目是否被高估或低估。

💡合作伙伴关系

合作伙伴关系是指两个或多个组织之间为了共同的目标而建立的合作关系。在加密货币和RWA项目中，合作伙伴关系可以帮助项目获得更多的资源、技术或市场支持，从而提高项目的成功率。

Highlights

投资者分享其加密货币投资组合和理念，强调不是金融专家，提醒大家投资无保障。

介绍了现实世界资产（RWAs）的概念，它们是与现实世界价值挂钩的加密资产。

提到私人信贷、专业贷款协议如Centrifuge和Goldfinch等作为RWAs的例子。

讨论了美国国债可以在区块链上投资，提供流动性和利息收入。

投资者有10%的投资组合专注于现实世界资产，因为它们与现实世界的价值挂钩。

提到BlackRock宣布推出其首个代币化基金，这对现实世界资产市场产生了重大影响。

解释了代币化的概念，即将现实世界的资产进行数字化表示。

Poly Trade是投资者的主要投资之一，它从贸易金融转向成为现实世界资产市场的平台。

提到Poly Trade 2.0仍处于Beta阶段，投资者应了解其风险。

Swarm Markets允许在Polygon网络上交易股票和债券，但存在一定的风险。

Goldfinch Finance是一个去中心化的信贷协议，允许无加密货币抵押的借贷。

Maple Finance是一个借贷市场，通过RWA XYZ可以查看其贷款数据。

Ando Finance提供机构级链上金融服务，帮助大型机构投资区块链项目。

介绍了Book Protocol，它为现实世界企业提供企业解决方案，如酒店和航空公司。

Plume Network是一个模块化的L2区块链，专注于连接所有现实世界资产应用。

投资者分享了他对现实世界资产投资的看法，认为这是一个发展缓慢但有趣的领域。

强调了在加密货币领域中，传统金融可能的介入对现实世界资产市场的潜在影响。

投资者提到了与MasterCard的合作，以及Poly Trade和其他平台的伙伴关系。

Transcripts

but I want to share what I'm investing

in and why and you could poke holes in

it maybe this will help you start

forming your own opinions so don't take

this as any Financial advice I'm not an

expert just a a guy trying to make it in

crypto as an investor so consider that

there there aren't any crypto experts

out there there's just no guarantees

when it comes to investing now with that

out of the way let's jump into my top

real world asset Investments that I'm

holding and Shilling yeah I'm clearly

Shilling none of this is sponsored but

I'm marking it as a sponsored video

because I'm invested in all of these but

first what are rwas or real world assets

when it comes to cryptocurrency now

these are just assets that are tied to

real world value that they have some

type of value that they can potentially

be exchanged for or that they represent

now these are things like private credit

which is just you know personal loans

those can be things like you taking out

a loan on a where you deposit some

collateral and you borrow against it and

you know it's not necessarily A but on a

more professional level those are

protocols like centrifuge Maple

goldfinch crxs and more then you have us

treasuries you can actually invest in t-

bills and do that all on chain you can

have that liquidity there you can earn

that interest without those lockup times

and some of the teams with us treasuries

are maker Ando Finance swarm form and

more then you have real estate stocks

and bonds and those are just other real

world assets those are classified as rwa

just generally boring things you know

that they aren't meme coins they are

tied to some type of value that is very

familiar in traditional finance and

that's why I like investing in rwas just

because there's more substance there

that traditional Finance can latch onto

and potentially invest in or start

getting involved with rather than other

projects in cryptocurrency so uh 10% of

my portfolio is dedicated to real world

assets and as I mentioned earlier real

world assets are anything that has value

so we're going to talk about some

protocols later that are tokenizing a

little bit of everything and as of the

last week there has been a large Trend

in real world assets now there are a lot

of different tokens you can invest in

and I'm not endorsing any of these that

are on this list visually now because

this is just the list on coin market cap

and you're going to find a lot of risk

here so you kind of want to understand

what you're investing in and why and the

reason why the real world asset Market

has been pumping is because of Black

Rock black Rock's 10 trillion

tokenization Vision the future of real

world assets Black Rock announced the

launch of its first tokenized fund

issued on the ethereum blockchain the

Black Rock USD institutional digital

liquidity fund this is the latest

progression of our digital asset

strategy y said Robert mitnik black

Rock's head of digital assets we are

focused on developing Solutions in the

digital asset space that helps solve

real problems for our clients and we are

excited to work with securitize

securitize is the platform that is

protecting black Rock's money they are

the ones doing all the security stuff

and they are securitizing it now there

isn't any token uh and I don't think

there's any way for you to invest in

them this is just the platform they are

using to do things safely and I also

recommend watching this video by

Unchained they interview one of the

people from securitize and they explain

what black rock is going to be doing on

the blockchain and just a light thing on

tokenization that just means you can

tokenize something you can make a

digital representation of something I

don't know why I had some inflection on

representation but yes you can make a

digital representation of an asset like

this water bottle and you could say

there's 100 tokens that represent one

bottle and uh we can even fractionized

each token to

0.0000001 uh just any amount that you

like where anyone can own a piece of

this specific water bottle so that's

just tokenization and you know you do

that with things that actually have

value like uh gold or real estate or

Pokemon cards and uh yeah that's

tokenization

you up but not really in crypto and this

you know this is just a lot of buildup

but you know we're talking about poly

trade so my number one investment is

poly trade it has performed really well

and initially they started off doing

trade Finance or invoice financing for

small and medium Enterprises smmes so

these are these small businesses that

need loans against future income to

fulfill orders or complete business you

know they needs to complete different

things and sometimes they don't get paid

in time so they need loans against that

future income but since then poly trade

has shifted to poly trade 2.0 and they

plan on being a Marketplace for

everything real world assets related so

they are building up a lot of different

Partnerships and they are going to be

the rwa marketplace now a lot of this is

still in its beta stages so you know

they don't have a lot of users or

Revenue at the moment and investing now

is is very speculative but since this is

crypto and everything is built on hype

and speculation that's why I'm holding

the trade token for poly trade now since

the shift there isn't like an official

white paper or other news about it but

from the first white paper that I

remember reading several years ago and I

did a review on poly trade at the

time all the tokens I think are unlocked

already there are just some tokens that

are still available for additional

rewards like staking so so what you can

do with the poly trade token is stake it

and that is still available here you can

see that the APR at the moment is

5.38% and additionally they do have a

pool on time swap now time swap is

another platform that lets you land and

borrow and earn interest they don't have

a token yet so I'm also using time swap

to get a potential airdrop so poly trade

is still in its early stages and there

is a lot of hype around what they're

building and you know with MasterCard

back in them up they're also partnering

with a real world asset chain called

plume Network that we'll get into later

obviously there are some risks but if

they do develop the nft marketplace for

rwas they could be the openc version of

real world assets so that's what I'm

kind of looking forward to the market

cap is still at the moment less than a

100 million and with their partnership

with MasterCard and them being a part of

this new L2 blockchain called plume

Network that deals with all things rwa

related there can still be a lot of

potential growth now things could change

in the future I just want to lay out

those risks number two swarm markets now

swarm markets allows you to trade stocks

and bonds and yeah those are stock

tokens and bond tokens on the polygon

Network and the Securities have not been

and will not be registered under the US

Securities Act of 1933 so these these

are all just unregistered Securities

that you are trading online that is

acknowledged and the problem is for

using this platform you have to go

through kyc you really just have to

prove you are not a US citizen you do

not live in the US and I think that is

the biggest problem in the platform it's

just you know it is regulated and you

have to go through kyc but I'm investing

in it and it is a again high risk play

and there are a lot of unknowns to me

like how many people are using it what

kind of Revenue are they seeing and just

things like that and if you do buy this

swarm token you can stake it for rewards

but uh you still have to go through kyc

I know not a great salesman there are a

lot of risks on this platform and uh

yeah I I put in a small amount a while

back just cuz uh I was trying to make a

small market cap play and it's been

performing well now you know they don't

have the type of backers you typically

see in crypto they don't actually

mention any they are registered in

Germany to operate and uh they kind of

operate like a little bit of Defi and

the traditional stock market where you

kind of have these pools that are like

balancer that rebalance and this gives

you liquidity for these different trades

so you get a very defi type of

experience

and you can't see the 24-hour volume

here and it's pretty low besides the

first pool of wrapped ethereum and smt

which did 2 uh which did

$81,000 in volume over the last 24 hours

other markets are kind of dry you know

like

$310 5.5

55247 so it's a pretty small protocol

again not a great salesman but this is

one of the projects I'm investing in you

know they will issue these tokens

they'll create these liquidity pools and

then it allows people to trade so I

there are a lot of risks there aren't a

lot of users at the moment but one of my

smaller plays is swarm uh again this

isn't sponsored this is just me dejing

into some low market cap coin and it's

turning out pretty good and I don't

really know how much longer I'll be

involved unless we start seeing some

positive volume and positive news with

swarm markets and now that we understand

those risks why am I still investing in

swarm markets well that's because they

make it possible for institutions and

traditional Finance to get into crypto

maybe they aren't in the US and they

want to invest in stocks or us bonds

they can make that happen they can

tokenize other assets too so they kind

of have the infrastructure to make that

happen even though there isn't a lot of

demand yet potentially there could be a

lot of demand coming in once people

realize that these products are

available so for now my plan is to

continue holding to watch what they're

doing and potentially start drisking

into other cryptocurrency Investments

but I should also mention that swarm

markets is partnering with poly trade

and other platforms so MasterCard start

path member poly trade moves to 2.0

that's poly trade 2.0 and they are

partnering with protocols such as Ando

Finance open Eden Goldfinch Finance 4K

swarm markets Pine teller clearpool

Maple Finance uni Cura at Lis and others

so yeah most of this video is about a

handful of these tokens that I invested

in that are poly trade Partners which

leads us to number three Goldfinch

Finance real yields for real companies

really and uh you might have some trauma

because it is kind of similar to to

blockfi and Celsius but more on the

blockchain side where there is uh

limited risk and you know sometimes

loans aren't repaid and we'll we'll get

into that Goldfinch is a decentralized

credit protocol that allows for crypto

borrowing without crypto collateral and

that's because loans are instead fully

collateralized offchain so that's in the

real world now a core limitation of

current decentralized crypto lending

protocols is that they require borrow

borers to over collateralize their loans

with crypto assets which prevents the

vast majority of borrowers in the world

from participating so they're saying

that hey people want a loan but they

don't have any crypto but maybe they

have a house maybe they have some funds

in the bank and they can't easily take a

loan against that because then they have

to sell that for crypto to Collateral to

collateralize their loan and goldfinch's

solution to this is trust through

consensus The Goldfinch protocol creates

a way for borrowers to show credit

worthiness based on the collective

assessment of other participants rather

than based on their crypto assets

currently all loans on the protocol are

fully collateralized with offchain

assets and income jumping into the

protocol you can earn

8.58% by staking your usdc and you can

see that they have an active loss rate

of

2.75% which is you know relatively low

loans are getting repaid which is good

you can see they have 76 million in

active loans and $ 52 million in

repayments now rwa doxyz which I've

mentioned previously on this channel on

finding gems is great for real world

assets and different data on them so you

can see Maple Finance here total loans

close to 2 billion the current active

loans average base apy rewards cash drag

and just a lot of other data and

scrolling down we can see some of their

Investments that they're invested in the

alma basket number six Jr secured us SP

Tech yield via Stratos and other

different assets so essentially

Goldfinch makes its money from loaning

out funds and through different

Investments and just one of the common

risks in crypto is sometimes the

valuations of a protocol doesn't really

match up with the revenue you can see

that they earned

$100,000 in the last 30 days so know 1.2

million and ually the uh interest rate

the active loans while having a market

cap of 129 million so there is some risk

there as you can see the valuation is

very high but with the trends in uh real

world assets right now with potentially

uh traditional Finance jumping in that's

why I'm holding this token obviously

with limited risk you know you got to

limit your risk you never go all in on

these number four Maple Finance lending

markets redefined where you can start

lending but it's easier to look at the

data on rwa XYZ and we can see from this

that Maple has loaned out almost $2

billion that they have 175 million in

active loans and uh what they're

investing in so you can see some of

their Investments and right now the

Celsius we pool is open and I don't know

about that one uh that one's probably

not going to get closed closed I kind of

just aped in very early and you know I

just don't want to set up any account

I'm very against kyc and setting up

accounts to dig into a

platform number five Ando Finance not my

biggest bag but it's something I'm

looking at long term that I'm going to

rotate from my higher risk investments

into Ando just because of what they're

building so they do institutional grade

Finance on chain so that just means they

help these large institutions invest in

things on the blockchain and yeah you

actually need a lot to invest because if

you want to get into the Ono short-term

US Government treasuries you would need

to go through kyc that's know your

customer

identify identity verification and the

minimum amount is 100,000 usdc that is

to buy the O USG token now this is

regulated but on their unreg Rel ated

side they have usdy it is stable high

quality yield for everyone and that just

means the value of their stable coin

goes up in price as uh time goes on so

the current price is $103 and you get 5%

apy for holding this token current tvl

and available on ethereum mantle salana

and sweep and then the small disclaimer

at the top the usdy tokens are not being

offered or sold and will not be offered

or sold in the United States or to us

persons so uh I guess that isn't for

everyone cuz they do have that little

asterisk now the reason why usdy is

exciting is because you're holding

stable coins you're earning interest and

it just makes it a lot easier to extract

more value from being involved in crypto

now right now everyone's using usdt or

usdc yes you can earn interest on that

but not automatically so there there are

EXT ra steps when it comes to that but

if we can start trading against usdy as

more def products start to incorporate

it crypto investors are going to earn

more yield and that's good for all defi

users and investors except for the

companies of uh usdc and usdt that's

Circle and tether because the less

people that use their product the less

money they make and in very recent news

Ando Finance is investing in Black

Rock's bidle fund that's build

but with an L at the end so they kind of

just move that around it's kind of like

holdal holds but you know you put the L

at the end cuz everyone in crypto takes

the L at the end so uh yeah there's some

deep pain behind that and what that

really means is you know the redemptions

for their o USG product have take uh

typically taken several business days

but with this new shift o USG will soon

offer instant investment and Redemption

247 365 so any time of day you'll be

able to invest or redeem it as part of

this Evolution we will also be

reallocating a substantial portion of

osg's assets into the recently announced

Black Rock USD institutional digital

liquidity fund bid they're also excited

to see Black Rock embracing Securities

tokenization with the launch of Biddle

especially its broad cooperation with

ecosystem

participants so Ando Finance is

investing in Black Rock success in

crypto now that we covered the top five

rwa projects that I'm investing in let's

look at Future Investments projects that

don't have a token yet where you might

want to get involved with their

Community early to potentially be

rewarded for it so there is book

protocol buuk modular infra for all

assets that expire Dynamic real world

assets so that means a lot of things and

more specifically they are providing

Enterprise solutions for real world

businesses like Marriott Hilton

booking.com Ticketmaster Luma Emirates

to introduce groundbreaking Innovations

into their customer Journeys and this

can be very valuable so a lot of nft

projects make most of their money from

royalties where they get royalties every

time the nft is traded but what if you

can do that with a hotel reservation or

an airline ticket and I'm excited about

that where you know the Airlines and

hotel s they get a royalty they still

make money on the secondary sales and

they still you know sell out their hotel

they still sell out the plane and you

aren't left with a hotel room you can't

use in case you booked something that

has no free cancellation or an airline

ticket where very likely you can't

cancel it and you just have to take that

loss but instead you can resell it and

that's the idea behind it Dynamic real

world assets Dynamic nfts where you can

represent the value of something like a

reservation even though it has an

expiration date through blockchain

technology so that's something I'm

looking forward to and if it is

something like Hilton being a partner I

would book you know a lot of Summer

Hilton reservations in popular locations

use my Hilton credit card get 16x on

points cuz you got the highest here

highest annual fee Hilton card rake in

the points and you know I I'd sell the

reservation at cost or even a little bit

lower just because those points are

valuable now that's just my mind working

in a lot of different ways there but uh

I am excited to be working with book

protocol I got in on the KO round that

is key opinion leader AKA content

creator YouTuber and you know they do

expect some content from me this is all

part of the Shilling but you know there

is no token to buy it so if you want to

part participate and join this community

early it could be rewarding and the last

shill of this video we've we've made it

a long way there's a lot of talking here

my camera is

overheating plume Network now plume

network is the modular L2 for rwas and

that just means it is going to be the

blockchain that connects all the real

world asset applications plume network

is the first modular rw2 built to bring

any real world asset on chain so they

focus on compliance onboarding TPS and

you can invest and trade in all the rwas

from treasuries art green energy whiskey

and more specific water bottles by

influencers that got it at a convenience

store and with an rwa launcher you can

tokenize any real world asset like farts

in a jar that's a real thing by the way

this girl was on 90day fiance and

mentioned it she was she was a bad

person in that show now the interesting

thing about plume network is that they

have an extensive partnership with a lot

of different real world asset projects

so you can kind of see this large list

here and one of those is book protocol

that I just mentioned as well as some

other projects that you know I'm kind of

interested in but haven't really jumped

into and that's the thing about the real

world asset uh side of crypto it doesn't

get a lot of attention so it's very hard

to find projects that you might be

interested Ed in and that's why having

all these different rwas on one

blockchain that makes it easy to access

could be pretty valuable so plume

Network might be something you want to

watch if you are interested in real

world

assets you're still here wow yeah I know

kind of kind of lost a lot of steam

towards the end of this video trying to

record it all at once you can see the

same shirt the entire

time a little tired there but you know

if this video was helpful feel feel free

to hit that like button and uh let me

know if there is a deep dive that you

are interested in from any of these uh

that I'm investing in I try to keep it

kind of light but you know there there

is always like a lot of information

behind things and when it comes to real

world assets a lot of the warnings

overlap with each other where you know

maybe the valuation isn't there yet but

there's a lot of predicted demand if uh

traditional Finance starts jumping into

crypto so you know there is a lot of

potential there but it just isn't

actually there so that's why I'm

investing in real world assets they have

performed very well over the last year

even though it isn't really an exciting

sector it's it's it moves at a much

slower Pace but I found it very

interesting so if this video was helpful

I already said that uh yeah all right

I'll catch you next time um that's it I

hope you got your Shield value for

today