CHILE 2024: COMO LEVAR DINHEIRO PARA O CHILE | MELHOR CÂMBIO | COMO TROCAR DINHEIRO NO CHILE

Summary

This video explores the most economical and convenient ways to carry money to Chile, comparing cash, credit cards, and debit cards. It discusses currency exchange rates, the best places to exchange money in Santiago, and tips to avoid financial pitfalls during travel. The host also shares personal experiences and recommendations for using digital banking services like N26 and Wise for better exchange rates.

Takeaways

• 🌐 The official currency in Chile is the Chilean peso.
• 💰 The exchange rate between Brazilian real and Chilean peso varies, approximately 140 to 180 pesos per real.
• 🍽️ For quick calculations, consider that 1,000 Chilean pesos is roughly equivalent to 6 Brazilian reais.
• 🚫 Avoid exchanging money at exchange houses in Brazil or at the airport as they offer unfavorable rates.
• 🏦 It's better to exchange money at exchange houses in the city, specifically in Santiago, where rates can be more favorable.
• 💳 Credit cards are practical and secure for payments, but they may not offer the best exchange rates.
• 💳 Debit cards, particularly from international digital banks like N26 and Wise, offer better exchange rates and are highly recommended for use in Chile.
• 🏦 Western Union is another option for exchanging money, but it may not be as advantageous as using debit cards from digital banks.
• ⚠️ Be cautious of scams when dealing with money in Chile, especially with taxi drivers who might overcharge or provide counterfeit notes.
• 👀 Always have more than one form of payment to handle unexpected situations and to ensure a smoother travel experience.

Q & A

What is the official currency of Chile?

The official currency of Chile is the Chilean peso.

How much Chilean pesos can you get for 1 Brazilian real?

You can get between 140 to 180 Chilean pesos for 1 Brazilian real, depending on the exchange rate and the exchange place.

What is a practical way to quickly calculate the cost of items in Chilean pesos when you have Brazilian reais?

You can think of it as 1,000 Chilean pesos being approximately equal to about 6 Brazilian reais. For example, if you are buying something for 3,000 pesos, it would be about 18 to 24 reais.

What are the common ways to exchange Brazilian reais for Chilean pesos in Chile?

Common ways include using exchange houses, Western Union, and debit or credit cards.

Why is it not recommended to exchange money at exchange houses in Brazil or at the airport?

Exchange houses in Brazil and at the airport typically offer less favorable exchange rates, which can result in higher costs for travelers.

What are the advantages of using debit cards from companies like N26 and Wise in Chile?

Debit cards from these companies offer better exchange rates compared to traditional exchange houses and are more practical for making payments, as they allow you to use the card for purchases without needing to carry cash.

What are some tips to avoid financial losses when exchanging money in Chile?

Tips include avoiding exchanging money at less favorable rates, preferring large and official exchange agencies to avoid counterfeit notes, and checking the amount immediately after exchanging.

What are the main disadvantages of carrying large amounts of cash in Chile?

Carrying large amounts of cash can be inconvenient and risky, especially with different currency denominations. It's also important to be aware of the operating hours of exchange houses and the potential for less favorable exchange rates during high-demand periods.

How can travelers identify counterfeit Chilean peso notes, particularly the 10,000 and 20,000 peso notes?

Travelers can look for a hologram of the person's face on the note, check for two threads embedded in the note, and feel for a raised texture on the numbers when touched.

What is the recommended approach to payment methods while traveling in Chile to avoid scams and financial risks?

It is recommended to avoid relying solely on one form of payment and to use debit cards as much as possible for convenience and security.