The Ultimate Starter Guide To Real Estate
Summary
TLDREste guía definitiva para comenzar en el mundo de la bienes raíces, presentada por Chris Cron, revela los pasos clave para invertir inteligentemente en propiedades. Cron, con una experiencia que incluye transacciones de más de $2 mil millones, desentraña los beneficios de la propiedad, incluyendo flujo de caja positivo, apreciación de valor, uso de hipotecas y reducción de impuestos. Destaca estrategias rentables como alquileres, opciones de arrendamiento y venta al contado. Además, ofrece consejos valiosos sobre cómo encontrar un mentor y tomar acción decisiva para construir una cartera de bienes raíces rentables.
Takeaways
- 🏠 Inversión en bienes raíces: La guía definitiva para comenzar en el mundo de la real estate, según Chris Cron, destaca cómo las personas pueden generar millones de dólares en esta industria.
- 💡 Primeros pasos: Cron comparte un plan paso a paso para aquellos que aún no han tomado acción en la real estate, destacando que no se necesita ser rico para invertir en ella.
- 📈 Beneficios de la propiedad: Cron explica los cinco beneficios principales de la real estate, incluyendo flujo de caja positivo, apreciación de valor, uso de hipoteca, reducción de capital y depreciación fiscal.
- 💰 Flujo de caja: Propiedades bien seleccionadas pueden generar ingresos adicionales mensuales, como un trabajo a tiempo parcial sin esfuerzo.
- 🔑 Leverage: La inversión en bienes raíces permite aprovechar el poder de la hipoteca para maximizar el rendimiento de los fondos propios.
- 📈 Apreciación de valor: La historial de valoración de las viviendas muestra una tendencia al alza, lo que representa una oportunidad de inversión a largo plazo.
- 🏡 Tipos de bienes raíces: Cron enfatiza la importancia de elegir el tipo correcto de propiedad para invertir, con una preferencia por la real estate residencial.
- 🔑 Estrategias de inversión: Se presentan tres estrategias principales de inversión en bienes raíces: alquiler, opción de arrendamiento y wholesaling.
- 💼 Wholesaling: Cron describe el wholesaling como una forma de obtener ganancias sin la necesidad de invertir capital propio, solo identificando y vendiendo oportunidades.
- 🏘️ Compra segura: Se sugiere comprar propiedades por debajo del precio medio para asegurar un margen de seguridad y obtener el mejor rendimiento.
- 📊 ROI: Cron detalla cómo las cuatro áreas de ganancia en la compra y mantenimiento de bienes raíces pueden sumarse para obtener un rendimiento de inversión alto (ROI).
- 📚 Formación y mentoría: El guía destaca la importancia de la educación en bienes raíces, la definición de metas financieras, encontrar un mentor y tomar acción como pasos clave para el éxito.
Q & A
¿Qué es el 'Ultimate Starter Guide' para comenzar en el mercado de bienes raíces según el guion?
-El 'Ultimate Starter Guide' es una guía detallada que el orador ofrece para ayudar a las personas a comenzar en el negocio de la bienes raíces, explicando los pasos básicos y cómo aprovechar las oportunidades para generar riqueza.
¿Cuál fue la mayor preocupación del orador al comenzar en bienes raíces?
-La mayor preocupación del orador al comenzar en bienes raíces fue que parecía un juego de hombres ricos y que requería mucho dinero para invertir, lo que le hizo pensar que necesitaba dinero para ganar dinero.
¿Por qué el orador menciona que comprar bienes raíces no requiere necesariamente tener dinero?
-El orador menciona que comprar bienes raíces no requiere dinero porque es posible hacerlo con poco dinero o incluso sin dinero, gracias a estrategias como el leasing o la opción de arrendamiento, y aprovechando la ayuda de mentores y el uso de crédito de terceros.
¿Cuáles son los cinco beneficios principales de poseer bienes raíces según el guion?
-Los cinco beneficios principales son: 1) Generar un flujo de caja positivo. 2) Aumentar en valor con el tiempo. 3) Aprovechar el uso de efectivo de otros, como los bancos, para invertir (leverage). 4) La reducción del principal de la hipoteca a través de los pagos de los inquilinos. 5) Depreciar la propiedad para reducir la base imponible de impuestos.
¿Por qué el orador considera que los alquileres pueden ser una buena inversión si se hacen correctamente?
-Los alquileres pueden ser una buena inversión porque, si se adquieren en el mercado adecuado y a un precio correcto, pueden generar un flujo de caja positivo, es decir, los ingresos por alquiler superan los gastos, lo que resulta en un ingreso adicional sin necesidad de tiempo adicional del propietario.
¿Qué es una 'opción de arrendamiento' o 'rent to own' según el guion?
-Una 'opción de arrendamiento' o 'rent to own' es una estrategia donde el inversor arrienda una propiedad a una familia con la intención de que esta última adquiera la propiedad. Esto permite obtener un alquiler más alto y un depósito no reembolsable, lo que puede ser beneficioso para el inversor.
¿Qué es el 'wholesaling' y cómo funciona según el guion?
-El 'wholesaling' es una estrategia donde el inversor identifica una propiedad a un precio muy bajo y, en lugar de comprarla, simplemente transfiere el contrato o el trato a otro inversor por una suma de dinero, obteniendo ganancias sin necesidad de poseer la propiedad.
¿Cuál es el 'sweet spot' para comprar propiedades según las enseñanzas del orador?
-El 'sweet spot' para comprar propiedades, según el orador, es comprarlas aproximadamente un 30% por debajo del valor medio del mercado, lo que proporciona una fuerte margen de seguridad y reduce el riesgo en caso de una caída en el mercado.
¿Cuáles son los cuatro centros de ganancia principales al comprar y mantener bienes raíces según el guion?
-Los cuatro centros de ganancia principales son: 1) Flujo de caja positivo. 2) Apreciación de la propiedad. 3) Reducción del principal de la hipoteca. 4) Depreciación de la propiedad para efectos fiscales.
¿Por qué es importante tener un mentor en el negocio de bienes raíces según el guion?
-Tener un mentor es importante porque proporciona una fuente de conocimiento y experiencia valiosa, ayuda a encontrar buenas oportunidades de inversión, y ofrece un soporte para tomar decisiones informadas y manejar los desafíos del negocio de bienes raíces.
¿Cuáles son los cuatro pasos que el orador sugiere para comenzar en bienes raíces?
-Los cuatro pasos sugeridos son: 1) Educarse. 2) Establecer metas financieras. 3) Encontrar un mentor. 4) Tomar acción y comenzar a invertir en bienes raíces.
Outlines
😀 Guía Inicial para el Éxito en Bienes Raíces
El primer párrafo introduce a Chris Cron, un experto en bienes raíces que ha transaccionado más de 2 mil millones de dólares y creado muchos millonarios. Chris comparte que, a pesar de que muchos conocen los beneficios del bienes raíces, aún no han tomado acción debido a la falta de conocimiento sobre los primeros pasos. Él explica que, aunque inicialmente el bienes raíces puede parecer un juego de ricos, en realidad no se necesita mucho dinero para comenzar. Chris desafía la idea de que 'necesitas dinero para ganar dinero', y presenta su guía para aquellos que están listos para empezar a acumular riqueza a través de la inversión en bienes raíces.
🏠 Beneficios de la Propiedad y Estrategias de Inversión
En el segundo párrafo, se discuten los cinco beneficios principales de la propiedad: flujo de caja positivo, apreciación de valor, uso de apalancamiento, reducción de capital y depreciación fiscal. Chris ilustra estos beneficios con ejemplos de su experiencia personal, como comprar su primer casa con menos de $5,000 y generar un ingreso adicional de $500 al mes. Además, se mencionan las cuatro formas de inversión en bienes raíces: alquileres, opciones de arrendamiento, venta al contado y apalancamiento, y se enfatiza la importancia de elegir el tipo de propiedad y el mercado adecuado para maximizar los rendimientos.
📈 Cómo Empezar y Crecer con la Inversión en Bienes Raíces
El tercer párrafo se enfoca en los pasos prácticos para comenzar en el mercado de bienes raíces. Chris comparte su propia historia de cómo, siguiendo el consejo de un mentor, adquirió su primera propiedad y cómo esto llevó a la acumulación de una cartera de bienes raíces rentables. Destaca la importancia de la educación, la definición de metas financieras, la búsqueda de un mentor y la acción. Chris ofrece su guía definitiva para comenzar en bienes raíces y anima a los espectadores a tomar acción inmediata, ofreciendo su apoyo personal a través de un enlace.
Mindmap
Keywords
💡Bienes raíces
💡Primeros pasos
💡Flujo de efectivo positivo
💡Apreciación
💡Leverage
💡Principal reduction
💡Depreciación
💡Tipos de bienes raíces
💡Estrategias de inversión
💡Margen de seguridad
💡Rentabilidad
💡Educación
💡Objetivos financieros
💡Mentor
💡Acción
Highlights
Ultimate starter guide for real estate success shared step by step.
Overcoming the fear of real estate jargon and misconceptions about needing money to start.
Mentorship's role in debunking myths and providing guidance in real estate investment.
Chris Cron's experience with transacting over $2 billion in real estate.
Five major benefits of owning real estate, including positive cash flow.
The power of leverage in real estate investment explained.
Historical data on home value appreciation and its potential for the future.
Principal reduction as a benefit, paying off the mortgage with rental income.
Depreciation as a tax benefit for real estate investors.
Different types of real estate and the focus on residential real estate for profitability.
Top three profitable real estate investment strategies: rentals, lease options, and wholesaling.
The importance of buying real estate below the median price for safety.
Four major profit centers of buying and holding real estate for ROI.
Calculating the aggregated ROI and the rule of 72 for wealth doubling.
Steps to get started in real estate: education, setting financial goals, finding a mentor, and taking action.
Chris Cron's offer of a free game plan for becoming a multi-millionaire in real estate.
The significance of taking the first step despite fear with the support of a mentor.
Transcripts
listen if you've been following me on
social media for a while you know I talk
a lot about real estate and that you can
make millions of dollars with it and yet
if you're still watching me and you
haven't taken action it's probably
because you don't know what your first
real action steps are check it
out well today I'm sharing with you the
ultimate starter guide for crushing it
in the game of Real Estate I'm going to
lay it out for you step by step so that
you can get started right now you know
what my biggest fear was when I got
started in real estate I was young and
there were all of these new big words
like mortgage and paying rent and on top
of that real estate kind of looked like
a rich man's game I'm like you probably
have to have money to make money but
fortunately the mentors that got me
started in the game said that's actually
an illusion it's not true Chris you can
buy real estate with no money you can
buy real estate with little money you
don't have to do it the way other people
do which means that anyone can get
started in real estate whether you were
young like me in my early 20s or whether
you're in your 50s it's never too late
to get in the game it's really about
getting started and then learning just
how rapidly you can build wealth Welcome
to The Ultimate Guide to getting started
in the game of Real Estate my name is
Chris cron and if you are new to me I've
transacted over $2 billion doll worth of
real estate over 6,500 single family
homes and I've created many many
millionaires along the way now before I
help you come up with your game plan on
step by step of what you do to get
started in real estate let's make sure
that you start by understanding the five
major reasons the benefits on why people
want to own real estate in the first
place when you buy a house it comes with
a mortgage and that's an expense and
basically you've got to pay money every
month to the bank but if you rent out
the house because you've bought the
right house there's leftover money in
other words the rent is greater than the
expenses and if your house is producing
an extra $4 $500 every single month
that's now called a positive cash flow
and the very first benefit of owning
real estate is that it can produce a
positive cash flow just imagine that you
got a second really small part-time job
paying you an extra $500 a month but it
didn't require any of your time well
that's what each house is to you when I
was in college I bought my first 2500
homes and I did it with less than $5,000
each of those homes roughly paid me $500
a month so by the time I graduated
college $500 a month times 25 homes I
was clearing over $122,000 a month the
second reason for buying real estate is
that it goes up in value and by a little
or a lot well bu a ton in fact over the
last 65 years they've tracked Nationwide
that the average house goes up
4.65% every single year now 4.65% may
not sound like a lot but when you
understand the amount of Leverage that
you get with a house it's a ton what do
I mean by leverage people don't buy
homes cash they go to Banks and the
banks actually give them money to buy
the house you have to come up with a
small amount of money and then the bank
comes up with a large amount of the
money so the
4.65% that you're making is mostly on
the bank's money which actually if
you're putting down a 20% down payment
it's like five times the benefit that's
like 25% of your on your money or if
you're buying a house for you and you're
putting a 3% down payment it's a really
big number but Chris the market is so
inflated homes have gone up so much I
mean they can't keep going up can they
did you know when 1963 the median home
was
$177,000 and now today it's over
$417,000 where do you think it's going
to be in 5 years it's not coming down
the third reason why to invest in real
estate is leverage control Banks stand
ready to give you anywhere from 80 to
97% of the money and even in some rare
programs 100% of the money to buy the
house now the reason why that's
important is that if you had $50,000
that you put in the stock market you
could only buy $50,000 of stocks but if
you have $50,000 in real estate you can
buy
$250,000 worth of real estate or a whole
lot more the fourth benefit of owning
real estate is what's called principal
reduction you see every month when you
make your mortgage payment some of that
goes to interest and some of that goes
to the principal meaning that over time
the banks going to earn a lot of money
and interest in fact on a 30-year
mortgage the house is actually going to
get paid for almost three times but
along the way the house also gets paid
off do you know who's going to pay it
off your renters you're literally saying
I want you to live in this place and I
want you to pay off my house over time
and the fifth major benefit is what's
called depreciation not appreciation
depreciation is where the the government
allows you to take the entire value of
your house and write it off over 27 1/2
years so for example on a $300,000 house
that's a little over $10,000 you get to
write off every year if you rent it out
and you're making $5,000 a your positive
cash flow you actually don't have to pay
taxes on any of that why because there's
$10,000 of depreciation against the
$5,000 of positive income which means
you don't only pay taxes on that but you
have an additional $5,000 of that
depreciation carrying over in your other
income sources which basically means the
more real estate you buy the less taxes
you pay moving on there are four
different types of real estate
residential real estate commercial real
estate industrial real estate and raw
land now technically you can make money
with all of these but because I'm your
Mentor today I'm going to share with you
that there's one that I'm the most
interested in and that's residential
real estate residential real estate is
exactly what you're thinking this is a
home for a family and that's it but if
you move up to Commercial Real Estate
you then get into multif family real
estate and also business real estate
you've got industrial real estate where
you've got warehouses and steel
manufacturing plants and then you have
raw land I bought a track of land I
waited 20 years and then guess what it
went up in value and I sold it and I
made millions of dollars but of all four
of these residential real estate makes
me more money than any of the other
categories now there are 30 major
different ways to invest in real estate
but today I'm going to share with you
the top three the three that I have
found to be the most profitable so take
notes the first first one is called a
rental the second one is called a lease
option and the third one is called
wholesaling now a rental is what you
would imagine I bought a house I rent it
out and the people that live there they
pay me rent now is that a smart thing to
do all the time well it depends if it's
the right house in the right market and
you bought it at the right price if you
did one two or three of those wrong
you'd then be stuck with a house and a
negative cash flow because the rent that
they pay is not enough to cover all of
the expenses rentals done correctly are
good I own thousands of them and I
absolutely recommend it the second
strategy is called a lease option or
sometimes called rent to own this is
where an investor has bought a home but
instead of just renting it out they want
to rent it to a family that has an
intention of buying the home now lease
options are awesome because the family
moving into the house wants to make it
their own they'll pay a premium on rent
they'll usually give you a
non-refundable down payment of $3,000 to
$10,000 and the bottom line is you make
a lot of money and they do all of the
management so that's also a very smart
strategy in fact the first 25 homes that
I bought were all lease options the
third strategy is called wholesaling and
this is where you're going to identify a
house at a really deep discount and then
instead of buying it you're going to
just flip the contract the deal to an
investor and say I want you to cough up
$20,000 or $50,000 for basically taking
on this really good deal that I found
for you wholesaling is really smart
because it doesn't require any money it
doesn't require any credit and if you
have the right system you can make
hundreds of thousands of dollars or even
millions of dollars doing this now as
your Mentor I do need to give you a huge
warning that when you wholesale or flip
properties you can make a ton of cash
but 10 years can go by you've made a ton
of money and you don't own any real
estate so when we talk about rentals or
lease options that's a Buy and Hold
strategy wholesaling and flipping that
is real estate as a business where you
don't actually hold on to the properties
but you make a bunch of money and if you
do both that's real smart next I need to
teach you the a sweet spot for your buy
and holds because when you build a
portfolio of homes that means I am
buying homes to collect them and either
rent them out or do lease options
because the more homes I have the more
passive income that I have plus all the
other benefits that Chris cron you as my
mentor just told me about and here's
that sweet spot when you buy these homes
underneath the median by about 30% what
you do is you create a strong margin of
safety for example when I buy real
estate my average purchase price these
days $270,000
the national median
$430,000 so I'm about 30% below it and
what that means is that if the market
comes down for a few years and a million
doll homes becomes a half a million
dollars that person takes a half a
million dollar bath if a $300,000 home
becomes a $250,000 home you're much more
insulated you can keep renting the
property and you're going to keep making
money in other words when the market
comes down expensive homes have big
expenses and big problems but homes
below the median they create your
greatest security okay Chris you buy it
below the median but what about condos
and town homes well I don't touch those
either I want single family homes that
are at least three bedrooms and
preferably two bathrooms on up to that
price 30% below the median anything in
between that is going to give you your
strongest cash flow and your best
appreciation and your greatest safety
next for your ultimate guide we have to
talk about the four major profit centers
of buying and holding real estate
because ultimately these are designed to
create what's called an ROI ROI stand
for return on investment and it's how
you know how well your money is
performing let's say I bought this
property and it had a $300 month
positive cash flow and based on my
investment that was producing a 5% Roi
but let's add on top of that that I
bought it in a market where at the rate
the house is going up based on what I
put down I'm also clearing 20% every
year on my appreciation well now I'm
earning 5% on my cash on cash I'm
earning 20% on appreciation I'm already
at a 25% Roi which by the way is my
minimum but we're not done yet the third
profit Center is what's called principal
reduction we talked about this earlier I
have a tenant living there and every
month that I make the mortgage payment
based on the rent that they gave me the
principal or what I owe on the house is
going down and for the first five years
on average it's around $250 and that
pencils out to about a 4% annual Roi
just on them getting your house paid off
well if I was 5% on my cash flow 20% on
my appreciation and 4% on principal
reduction now I'm sitting at a 20 9% Roi
the fourth major profit Center is
depreciating the property like we also
talked about before let's assume that my
depreciation on this property equates to
an additional 3% of Roi and I add that
on top of my 29% and now I'm sitting at
an aggregated 32% annual Roi and
according to the rule of 72 my money is
now doubling nearly every other year
that means that you're actually earning
close to a 50% Roi I want you to imagine
with my money doubling every year
compare that to your bank account when
you put money in your bank or a 401k or
an IRA does it actually double every
other year fat chance but real estate
that becomes possible when you take
these four profit centers and add them
all up another juicy reason why you want
to own real estate now we're ready to
talk about how you actually get started
and there are four steps and I want you
to write them down with me step one
you've got to educate yourself now of
course you can do that here on YouTube
you can also do that by reading some of
my books or other people's books and you
can also come to my Live Events where
we're actually transacting real estate
during the event so we're not just
educating on it you're literally
watching it happen a mentor that can do
that for you is invaluable because now
you have someone you can text or call or
get help from and at the end of this
video I'm going to show you how you can
get my cell phone so that I can actually
help you build your real estate
portfolio it's found in the link below
Step One is educating yourself step two
is setting your financial goals when my
wife and I bought our first house and
saw that it made us $500 a month we DEC
decided that if we could buy 20 homes
and have 20 rentals that each paid $500
a month that would equate to $10,000
every single month of passive income
that meant that we didn't have to work
but the $10,000 was going to come in we
set that Financial goal and because I
knew what my goal was I started buying
homes I used mostly other people's money
and four and a half years later I didn't
have 20 homes I had 25 homes and they
were now making me $112,500 a month and
because I hit my goal guess what I did I
just graduated college so I quit my job
and I was free I didn't need to work
because I hit my goal the third step
that made that goal possible was finding
a mentor you need someone in your back
pocket do not stop at watching videos
and reading books you need to find a way
to get a mentor under contract you need
to get them obligated to you to take
your phone calls to line things up to
help you find good deals to walk you
through it step by step if you have a
mentor it's a Sure Shot 100% you're
going to win and the fourth step is to
take action you see if you've been
educating yourself if you've been
setting your financial goals and you
have a mentor giving you advice the next
most important thing is to listen to
that advice my mentor got with me and
said Chris State your job a little
longer save up a little bit of money do
these steps with your credit and boom
you can buy your first house and you
know what a short time later I did those
things I found my first house and I
bought that house $40,000 under Market
it also had a basement apartment so that
when my wife and I moved in with a 3%
down payment the basement actually
covered the entire mortgage that first
house was the Catalyst to then using the
equity in that house to buy the second
house according to my mentor's advice
that fourth step of taking action is
everything I will tell you when I bought
my first house I was scared spitless but
because I had my mentor at my side it
made all the difference I moved forward
with his confidence and because of that
I am where I am today my friend that is
The Ultimate Guide to getting started in
real estate and if you're ready for your
Mentor what I want you to do is click
the link below I want you to submit your
name your phone number basically say
let's get in touch with each other and
figure out step by step what my specific
game plan is now I'm not going to charge
you for this this is 100% free what I
want to do is give you the gift of my
perspective of if I was you with good
credit or bad credit a lot of money or
no money assets no assets doesn't matter
to me I don't care if you're 14 years
old and I don't care if you're 64 years
old I'm going to step into your shoes
and show you step- byep what I would do
to become a multi-millionaire in real
estate as fast as possible click link
below get that game plan let's get this
ultimate guide on fire and start making
money in real estate and my friend
that's how I got started and that's what
I do but if I had all of my wealth
Stripped Away and I had to start over
all over again would I do it the same
way would I do it different well based
on everything I've learned this is what
I would do getting started in real
estate today click right here let me
show you
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